Thu.Jun 12, 2025

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California Commissioner Investigating State Farm’s Handling of LA Wildfire Claims

Insurance Journal

California Insurance Commissioner Ricardo Lara on Thursday said he has launched a formal investigation into State Farm’s handling of thousands of insurance claims from wildfire survivors affected by the Palisades and Eaton wildfires in January.

Claim 256
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Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

In El Dueno, LLC v. Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings. Factual Overview This insurance coverage dispute arose from alleged roof damage caused by a hailstorm.

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Florida Commission Accepts First Hurricane Models Under New Standards

Insurance Journal

The Florida Commission on Hurricane Loss Projection Methodology has accepted new loss models from Karen Clark & Co. and Cotality, the first to meet the commission’s latest standards. KCC’s Version 5.

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Wildfire Insurance Coverage: How to Prepare For & Protect From These Disasters in 2025

Central Insurance

Learn how to reduce wildfire risk, prepare for evacuation, and ensure your insurance coverage protects your home and family. The post Wildfire Insurance Coverage: How to Prepare For & Protect From These Disasters in 2025 appeared first on Central Insurance Blog.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Taiwan Life Insurers’ $700 Billion Bet on the US Is Backfiring

Insurance Journal

For decades, Taiwan’s life insurance companies boasted of above-average returns from their heavy investment in US bonds. That reliance is now a major risk threatening more than $700 billion of assets.

More Trending

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NYC Council Passes Bill to Lower Insurance Limits for For-Hire Vehicles

Insurance Journal

With urging from a coalition of for-hire vehicle drivers and companies including Uber, the New York City Council voted to lower a for-hire vehicles’ insurance requirement in hopes of lowering premiums and disincentivizing fraud.

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California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

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Auto Insurance Satisfaction Rankings: High Lifetime Value Customers Most at Risk

Insurance Journal

[no_auto_dropcap]“It’s Now a Buyer’s Market for Auto Insurance, J.D. Power Finds.” That headline on top of an announcement about the release of the J.D. Power 2025 U.S.

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Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Markets/Coverages: MGA Optio Launches $150M Political Violence & Terrorism Cover

Insurance Journal

Optio Group, the London-based, independent specialty MGA, announced the launch of new political violence and terrorism (PVT) binders, backed by 100% Lloyd’s of London capacity.

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How Directors & Officers Liability Insurance Works in Germany

Top Insurance Blogs

Directors and Officers Liability Insurance (commonly known as D&O insurance) has become a critical safety net for executives in Germany. In today’s increasingly litigious corporate environment, managers are under growing pressure. They face personal liability risks that could severely impact their financial and professional lives. This blog post will explain: What D&O insurance is, How […] The post How Directors & Officers Liability Insurance Works in Germany appeared firs

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Climate Group Says State Farm Rate Hike to Cost California Homeowners $1,000

Insurance Journal

A report from a climate activist group says State Farm’s rate increases, if approved, would cost the average California homeowner more than $1,000.

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Middle East tension make ocean tanker operators cautious, but not panicked

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Middle East tension make ocean tanker operators cautious, but not panicked appeared first on Insurance Marine News.

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AM Best Downgrades Nonprofits Insurance Alliance Members

Insurance Journal

AM Best has downgraded the Financial Strength Rating (FSR) to A- (Excellent) from A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) to “a-” (Excellent) from “a+” (Excellent) of the Vermont and California members of Nonprofits Insurance Alliance Group.

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DEVK Versicherungen: What You Should Know About This German Insurance Firm

Top Insurance Blogs

Are you looking for a reliable German insurance company with the best policies? With deep roots in mutual insurance traditions, broad offerings, and a strong national presence, DEVK Versicherungen merits attention from both private individuals and German businesses. In this blog post, I’ll cover everything you need to know—its history, structure, products, market size, unique […] The post DEVK Versicherungen: What You Should Know About This German Insurance Firm appeared first on My Top I

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UK Risk Managers Identify ‘Tech, AI and Cyber’ as Top Concern in AIRMIC Survey

Insurance Journal

UK risk managers identified five key themes that could affect their businesses, topped by “technology, AI and cyber,” according to AIRMIC, the British risk management group, which conducted a survey of its members.

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Air India Plane Crash’s Impact on Aviation Insurance

Top Insurance Blogs

In an alarming aviation catastrophe on June 12, 2025, Air India Flight 171, a Boeing 787-8 Dreamliner, tragically crashed shortly after takeoff from Ahmedabad, India, en route to London Gatwick. Insurance enthusiasts are checking online to see what experts are saying about the impact of the Air India plane crash on the aviation insurance sector. […] The post Air India Plane Crash’s Impact on Aviation Insurance appeared first on My Top Insurance Blogs.

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Inszone Insurance Acquires Denver West Insurance Brokers

Insurance Journal

Inszone Insurance Services acquired Denver West Insurance Brokers in Golden, Colorado. Denver West Insurance Brokers will retain the same office and team members.

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How is the Los Angeles Protest Affecting Insurance Claims?

Top Insurance Blogs

Over the weekend, anti-ICE protests erupted across Los Angeles, resulting in significant damage to businesses, vehicles, and buildings. Protesters, outraged by recent immigration raids conducted by ICE, clashed with authorities in several parts of the city. Although the situation escalated, most of the damages caused are likely covered by insurance, according to experts.

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People Moves: Big ‘I’ Names Connors ACT Executive Director; WTW Makes Senior Hires to Insurance Consulting and Technology Business

Insurance Journal

Big ‘I’ Names Connors ACT Executive Director The Big “I” appointed Kasey Connors as executive director of the Big “I” Agents Council for Technology (ACT).

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Win Without the Fight: How Employers Can Prepare for Trial—And Avoid It Entirely

AMAXX

In workers’ compensation, the most successful claims are not the ones that are won in court—they’re the ones that never get there in the first place. Employers often associate litigation with conflict, complexity, and cost. But what if the real victory is avoiding the fight altogether? Preparing for trial from day one is the key not just to winning—but to preventing litigation entirely.

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Man Charged After Claiming Deer Damage in What Was Actually a Fatal Hit-and-Run

Insurance Journal

From North Carolina to Florida, insurance fraud investigators have been busy the last few weeks, leading to the arrests of firefighters, alleged auto-crash stagers, and a man who reportedly filed a claim after his car killed a pedestrian.

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What Are the Cheapest Cars to Insure in Germany?

Top Insurance Blogs

As one who has been in the German automotive insurance market, one of the most frequently asked questions I receive is: “What cars are the cheapest to insure in Germany?” The answer isn’t as simple as naming one specific brand or model. Instead, it depends on a combination of insurance classification, repair costs, safety ratings, […] The post What Are the Cheapest Cars to Insure in Germany?

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Alta Risk Expands Excess Casualty Capabilities with Two Strategic Hires

Insurance Journal

New underwriting talent brings decades of expertise and strong broker relationships to support Alta’s continued growth in the excess space.

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Blue Zebra Insurance Seeks New Underwriting Partners After Youi Exit

Top Insurance Blogs

Blue Zebra Insurance (BZI) is actively engaging with new underwriting partners following the announcement that Youi Insurance will withdraw support for broker-distributed insurance in Australia starting July 1, 2025. The move comes as part of a strategic realignment by OUTsurance Group, Youi’s parent company, as detailed in its FY2024 interim financial results.

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New Hampshire Motorists Warned of Licensing and Traffic Violation Scam

Insurance Journal

New Hampshire Attorney General John M. Formella is alerting residents to an active scam targeting consumers through fraudulent text messages falsely claiming to be from the the state’s Division of Motor Vehicles (DMV).

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Mercury Insurance Appoints Steve Bennett to Lead New Climate Team

Top Insurance Blogs

Mercury Insurance, a leading provider of property and casualty insurance in the U.S., has named Steve Bennett as Senior Director of Climate and Catastrophe Science. In this new role, Bennett will lead a team focused on helping Mercury and its policyholders better understand and prepare for severe, climate-driven weather events. With over 30 years of […] The post Mercury Insurance Appoints Steve Bennett to Lead New Climate Team appeared first on My Top Insurance Blogs.

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Oregon Wildfire Prompts Evacuations And Closes Interstate

Insurance Journal

A wildfire in Oregon prompted officials to issue evacuation orders for hundreds of homes and to close nearly 20 miles of an interstate in the Columbia River Gorge. Gov.

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How to Avoid Coverage Gaps That Can Lead to E&O Claims

American Agents Alliance

Policyholders often do not fully understand their policy or notice potential coverage gaps, yet they may expect to have coverage if they suffer a loss. This is where agents and brokers play a critical role in helping identify and close potential coverage gaps. Insurance coverage has become more complex in many ways, leaving policyholders without the right policies at times.

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Customers Find Orders Blocked, Shelves Empty With Retail Cyberattacks on the Rise

Insurance Journal

A string of recent cyberattacks and data breaches involving the systems of major retailers have started affecting shoppers.

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UAA Appoints Gary Woodhams as National Underwriting Manager

Top Insurance Blogs

Underwriting Agencies of Australia (UAA) has announced the appointment of Gary Woodhams as its new National Underwriting Manager, a strategic position created to bolster the company’s national underwriting operations and strengthen its broker engagement strategy. The appointment officially took effect on June 2. Veteran Insurance Leader Joins UAA Woodhams, who is based in Perth, will […] The post UAA Appoints Gary Woodhams as National Underwriting Manager appeared first on My Top Insurance

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Viewpoint: Recalls and Claims Amid A Sea of Regulatory Change

Insurance Journal

The current regulatory and claims environment for products, food and beverage, automobiles, medical devices, and more, is rapidly shifting amid layoffs at the federal level, slowdowns on inspections, and the potential for reduced enforcement.

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