Sat.May 17, 2025 - Fri.May 23, 2025

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Understanding and Preparing for a Premium Audit

Central Insurance

Many commercial insurance policies require a premium audit at the end of the term to match your coverage with actual business activity. Here's what to expectand how to make the process go smoothly. The post Understanding and Preparing for a Premium Audit appeared first on Central Insurance Blog.

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Missouri DCI Estimates High Uninsured Rates in St. Louis Amidst Tornado Recovery

Insurance Journal

The Missouri Department of Commerce and Insurance released preliminary uninsured estimates for properties in the St. Louis in response to the F3 tornado that struck the region on Friday, May 16.

Insured 260
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Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Property Insurance Coverage Law

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies. 1 The Ohio ruling emphasizes that courts will strictly enforce policy conditions, especially when those conditions are clearly outlined and unambiguous.

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Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

The Property Insurance Law Observer

In Caribe D. Billie v. Plymouth Rock Assurance Corp. et al , the U.S. District Court for the District of Connecticut granted Plymouth Rock Assurance Corp.s (Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Background Caribe D. Billie (Plaintiff) purchased a house in Waterbury, Connecticut, and obtained homeowners insurance through the Insurer.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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7 Things Customers Love About Working With Central

Central Insurance

Discover why customers rave about Centrals insurance claim processplus 6 more reasons they trust us to protect what matters most. The post 7 Things Customers Love About Working With Central appeared first on Central Insurance Blog.

More Trending

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Don’t Let Protective Safeguards Become Your Policy’s Poison Pill

Property Insurance Coverage Law

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies. 1 The Ohio ruling emphasizes that courts will strictly enforce policy conditions, especially when those conditions are clearly outlined and unambiguous.

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Why Communication at the Time of Injury Is a Game Changer

AMAXX

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. While most employers are focused on forms, medical referrals, and incident reports, one often-overlooked factor can drastically shift the direction of the case communication. Specifically, how a supervisor or employer responds to the injured worker at the moment of injury sets the tone for everything that follows.

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Loss Control Tips for Electrical Contractors

Central Insurance

Building a strong safety culture is essential for electrical contractors. Here's how to improve site safety, protect your people, and reduce your risk. The post Loss Control Tips for Electrical Contractors appeared first on Central Insurance Blog.

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AIG Settles Lawsuit Against E&S Rival Dellwood and Former Employees

Insurance Journal

Global insurer American International Group (AIG) has reached an out of court settlement of its legal dispute with the excess and surplus insurance firm Dellwood that was started by former AIG executives.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Why Most Insurance Agencies Fail Policyholders: Christopher Boggs Exposes the “Half-Donkeyed” Truth

Property Insurance Coverage Law

Boggs continues to distinguish himself as one of the most candid, insightful, and impactful educators in the insurance industry. His recent LinkedIn article, Are You Running a Half-Donkeyed Insurance Agency, is not only sharply written but rings with truth that every insurance professional, especially those in agency leadership, should reflect upon.

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Blog Post: LexisNexis Protégé for Microsoft 365 Copilot and Microsoft Teams Unveiled at 2025 Microsoft Build Conference

LexisNexis

By Serena Wellen, Vice President of Product Management at LexisNexis Legal and Professional May 21, 2025 LexisNexis® is proud to be leading the next wave of AI innovation in the legal industry with LexisNexis Protégé , a personalized AI assistant that intelligently powers productivity, drives next-level work quality, and enables legal and business professionals to unlock new economic value.

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New Teen Driver? Here’s What You Need to Know About Safety—and Your Insurance Rates

Central Insurance

Learn how the teenSMART program improves teen driver safety and may help lower your auto insurance premium with Central. The post New Teen Driver? Heres What You Need to Know About Safetyand Your Insurance Rates appeared first on Central Insurance Blog.

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People Moves: Willis Promotes Williamson as Canada Leader; HDI Global Taps RSA’s McDowell as Sales & Distribution Lead for International Programs and Captives

Insurance Journal

This edition of International People Moves details appointments at Willis in Canada and HDI Global in London. A summary of these new hires follows here.

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Why Most Insurance Agencies Fail Policyholders: Christopher Boggs Exposes the “Half-Donkeyed” Truth

Property Insurance Coverage Law

Boggs continues to distinguish himself as one of the most candid, insightful, and impactful educators in the insurance industry. His recent LinkedIn article, Are You Running a Half-Donkeyed Insurance Agency, is not only sharply written but rings with truth that every insurance professional, especially those in agency leadership, should reflect upon.

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The Grand Bargain: How Workers’ Comp Became a Win-Win for Employers and Employees

AMAXX

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. That compromise, known as the Grand Bargain , created a win-win framework for employers and employees alike, forming the foundation of the workers comp system we rely on today.

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Blog Post: When Legal AI Gets It Wrong (Again!) and Why Trust Matters More Than Ever

LexisNexis

By Serena Wellen, Vice President of Product Management at LexisNexis Legal and Professional May 22, 2025 A new article from Business Insider has brought yet another legal AI misstep into the spotlight. This time, counsel for a defendant in a high-profile federal case used a combination of generative AI tools, including ChatGPT and Westlaw's AI features , to assist in drafting a legal brief but the result was riddled with serious errors.

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Underwriters of the Future Are Constant Partners With Agents, Carrier Exec Says

Insurance Journal

The future of underwriting will be built on closer relationships between carriers and insurance agents, with carriers working hand-in-hand with agencies to maximize profits from books of business.

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Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

Property Insurance Coverage Law

A recent federal court decision last week inRosario v. Occidental Fire and Casualty Company of North Carolina 1has reignited an important and often misunderstood question regarding supplemental claims. Are supplemental flood claims under the National Flood Insurance Program subject to the same one-year statute of limitations as the original claim? The ruling highlights the rigid … The post Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

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Debris in steering gear the probable cause of bulk carrier’s collision with channel junction light

Insurance Marine News

The probable cause of the contact between self-discharging bulk carrier American Mariner (IMO 7812567) and the Munuscong Channel Junction Light was O-ring-type material debris in the steering gear systems hydraulic oil. This became lodged within a control motor, which caused it to seize. That in turn caused the rudder to lock in position, the US. The post Debris in steering gear the probable cause of bulk carriers collision with channel junction light appeared first on Insurance Marine News.

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Triple-I Brief Highlights Wildfire Risk Complexity

Triple-I: Homeowners Insurance

Wildfire risk is strongly conditioned by geographic considerations that vary widely among and within states. The latest Triple-I Issues Brief shows how that fact played out in 2024 and early this year and discusses the importance of granular local data for underwriting and pricing insurance in wildfire-prone areas, as well as for much-needed investment in resilience.

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Hack of Contractor Was at Root of Massive Federal Data Breach

Insurance Journal

A software company that handles sensitive data for nearly every US federal agency was the victim of a cyber breach earlier this year due to a “major lapse” in security measures, according to documents reviewed by Bloomberg News.

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Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

Property Insurance Coverage Law

A recent federal court decision last week inRosario v. Occidental Fire and Casualty Company of North Carolina 1has reignited an important and often misunderstood question regarding supplemental claims. Are supplemental flood claims under the National Flood Insurance Program subject to the same one-year statute of limitations as the original claim? The ruling highlights the rigid … The post Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

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Upswing in freight demand out of China reported by CMA CGM

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Upswing in freight demand out of China reported by CMA CGM appeared first on Insurance Marine News.

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What Type of Insurance Do Small Business Owners Need in Germany?

Top Insurance Blogs

Over the years of working as a licensed insurance agent, Ive seen firsthand how vital the right insurance can be for small business owners in Germany. In a country where regulation and financial security go hand in hand, insurance is more than just a requirement. In fact, its a smart safeguard for entrepreneurs looking to […] The post What Type of Insurance Do Small Business Owners Need in Germany?

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Corporate Nuclear Verdicts Surged to New Record High in 2024, Report Says

Insurance Journal

Nuclear verdicts against corporate defendants reached a record high in 2024, led by cases involving products liability and intellectual property, according to a new report from research firm Marathon Strategies.

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Lessons on Ownership Proof and the Evolving Standard of Bad Faith in Arizona

Property Insurance Coverage Law

A recent decision by the Ninth Circuit Court of Appeals inAltschuler v. Chubb National Insurance Company1 reaffirms some foundational insurance principles when it comes to proof of ownership and the handling of claims for unique, high-value property. The ruling also provides insight into how Arizona courts evaluate claims of bad faith, a standard that has … The post Lessons on Ownership Proof and the Evolving Standard of Bad Faith in Arizona appeared first on Property Insurance Coverage La

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Chubb subsidiary no longer insures Gulf Coast LNG project: report

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Chubb subsidiary no longer insures Gulf Coast LNG project: report appeared first on Insurance Marine News.

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5 Best Car Insurance Providers in Germany for Young Drivers [2025 Update]

Top Insurance Blogs

As a licensed car insurance agent in Germany for over 10 years, and someone who has personally driven across cities, autobahns, and remote rural roads for the last two decades, I understand how confusing making the right choice from the available insurance providers can be, especially for young drivers. In 2025, were seeing more flexible […] The post 5 Best Car Insurance Providers in Germany for Young Drivers [2025 Update] appeared first on My Top Insurance Blogs.

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Senate Will Try to Block California Vehicle Standards That Would Phase Out Gas-Powered Cars

Insurance Journal

The U.S. Senate will move this week to block California from enforcing a series of vehicle emissions standards that are tougher than the federal government’s, including first-in-the-nation rules phasing out the sale of new gas-powered cars by 2035.

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Lessons on Ownership Proof and the Evolving Standard of Bad Faith in Arizona

Property Insurance Coverage Law

A recent decision by the Ninth Circuit Court of Appeals inAltschuler v. Chubb National Insurance Company1 reaffirms some foundational insurance principles when it comes to proof of ownership and the handling of claims for unique, high-value property. The ruling also provides insight into how Arizona courts evaluate claims of bad faith, a standard that has … The post Lessons on Ownership Proof and the Evolving Standard of Bad Faith in Arizona appeared first on Property Insurance Coverage La

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More delays for the Glen Rosa

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post More delays for the Glen Rosa appeared first on Insurance Marine News.

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The Impact of the Horsepower of Your Car on Insurance Rates in Germany

Top Insurance Blogs

As a licensed car insurance agent in Germany with over 10 years of experience and a driver with two decades behind the wheel, Ive had countless discussions with clients about what truly influences their car insurance premiums. One of the most overlooked yet critical factors when choosing an insurance policy is the horsepower (PS, or […] The post The Impact of the Horsepower of Your Car on Insurance Rates in Germany appeared first on My Top Insurance Blogs.

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