Sat.Jun 07, 2025 - Fri.Jun 13, 2025

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What is Business Income Insurance?

Central Insurance

Learn how business interruption insurance protects your business stability and income during a temporary closure. The post What is Business Income Insurance? appeared first on Central Insurance Blog.

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AM Best: US P/C Industry Records $1.1B Underwriting Loss for Q1

Insurance Journal

Growth in net earned premiums during the first three months of 2025 was offset by losses and expenses, resulting in a $1.1 billion net underwriting loss of the U.S. P/C industry.

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Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

Property Insurance Coverage Law

A printed memo from a prominent independent adjusting firm with a company name that sounds almost like a mantra: Trust, Service, Integrity. The message in bold, however, conveyed something quite different. TSI Adjusters warns their field adjusters: Warning: Do not share your estimate with anyone. If you were found to give your estimate to anyone, … The post Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

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Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

In El Dueno, LLC v. Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings. Factual Overview This insurance coverage dispute arose from alleged roof damage caused by a hailstorm.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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What Appliance Store Insurance Policies Should I Invest In?

Central Insurance

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

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Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Property Insurance Coverage Law

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. This new law mandates that all personal auto and residential property insurance policies in Texas include a binding appraisal clause, a move that restores and strengthens a key consumer protection tool. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Cove

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Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

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Wildfire Insurance Coverage: How to Prepare For & Protect From These Disasters in 2025

Central Insurance

Learn how to reduce wildfire risk, prepare for evacuation, and ensure your insurance coverage protects your home and family. The post Wildfire Insurance Coverage: How to Prepare For & Protect From These Disasters in 2025 appeared first on Central Insurance Blog.

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UK Judge Warns of Risk to Justice After Lawyers Cited Fake AI-Generated Court Cases

Insurance Journal

Lawyers have cited fake cases generated by artificial intelligence in court proceedings in England, a judge has said — warning that attorneys could be prosecuted if they don’t check the accuracy of their research.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Protective Safeguard Endorsements Are Dangerous to Coverage

Property Insurance Coverage Law

Protective Safeguards Endorsements (PSEs) are a never-ending source for denials of property insurance claims. I quoted an insurance agent who warned against these endorsements in Why Are Protective Safeguard Endorsements Dangerous? An Insurance Agent’s Prospective: We have been preaching for years that you should avoid a Protective Safeguard endorsement on a Property insurance policy at all … The post Protective Safeguard Endorsements Are Dangerous to Coverage appeared first on Property In

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How Directors & Officers Liability Insurance Works in Germany

Top Insurance Blogs

Directors and Officers Liability Insurance (commonly known as D&O insurance) has become a critical safety net for executives in Germany. In today’s increasingly litigious corporate environment, managers are under growing pressure. They face personal liability risks that could severely impact their financial and professional lives. This blog post will explain: What D&O insurance is, How […] The post How Directors & Officers Liability Insurance Works in Germany appeared firs

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Understanding Contractor Liability Insurance: What You Need to Know

Central Insurance

Contractor liability insurance can be complex—here’s what to know before your next project starts. The post Understanding Contractor Liability Insurance: What You Need to Know appeared first on Central Insurance Blog.

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California Commissioner Investigating State Farm’s Handling of LA Wildfire Claims

Insurance Journal

California Insurance Commissioner Ricardo Lara on Thursday said he has launched a formal investigation into State Farm’s handling of thousands of insurance claims from wildfire survivors affected by the Palisades and Eaton wildfires in January.

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California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

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4 Key Importance of Indemnity Insurance in the United States

Top Insurance Blogs

What is indemnity insurance? How does indemnity insurance work in the United States? What is the importance of indemnity insurance and why should you buy one? These questions will be answered as you go through the content of this piece. We discussed extensively what indemnity insurance means, how an indemnity insurance policy works, and why […] The post 4 Key Importance of Indemnity Insurance in the United States appeared first on My Top Insurance Blogs.

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Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

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Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Insurance Journal

Uber Technologies Inc.

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California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

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HanseMerkur: Everything German Policyholders Need to Know

Top Insurance Blogs

As a professional insurance agent in Germany with over 10 years of experience, I’ve guided countless clients through their insurance decisions. One German provider that consistently stands out is HanseMerkur Insurance Group. Drawing from its century‑plus history, robust offerings, and customer‑centred approach, HanseMerkur excels in meeting both private and corporate needs.

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Middle East tension make ocean tanker operators cautious, but not panicked

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Middle East tension make ocean tanker operators cautious, but not panicked appeared first on Insurance Marine News.

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New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

Insurance Journal

Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for property damage under auto, residential or commercial property insurance policies.

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Will California’s Smoke Claims Task Force Actually Protect Homeowners?

Property Insurance Coverage Law

The announcement of California’s Smoke Claims & Remediation Task Force by Insurance Commissioner Ricardo Lara is a welcome development. The success of this initiative will depend entirely on who is appointed to serve. After years of mounting complaints from wildfire survivors and consumer advocates, this task force represents a long-overdue attempt to establish uniform, science-based … The post Will California’s Smoke Claims Task Force Actually Protect Homeowners?

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Australian Drivers Shocked at the High Cost of Electric Vehicle Insurance

Top Insurance Blogs

Australian electric vehicle (EV) owners are still paying more for car insurance than drivers of hybrid vehicles, according to new research by Compare the Market. The study, released in March 2025, found that battery-electric vehicles (BEVs) cost an average of $2,134 per year to insure, while hybrid or plug-in hybrid electric vehicles (HEVs/PHEVs) average $1,650. […] The post Australian Drivers Shocked at the High Cost of Electric Vehicle Insurance appeared first on My Top Insurance Blogs.

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Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

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Regulators Are Harming UK as a Financial Center, Lords Warn

Insurance Journal

A culture of risk aversion and mission creep among UK financial regulators is undermining trust and placing costly burdens on banks and insurers, an influential group of parliamentarians found.

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Don’t Like the Appraisal Award? Here’s Why That’s Not Enough to Avoid Its Finality

Property Insurance Coverage Law

The recent decision in Briarwood Office Center II Condominium Association v. West Bend Mutual Insurance Company 1 highlights a critical lesson for anyone involved in the insurance appraisal process about the finality of an appraisal award. Allegations alone are not enough to overturn a binding appraisal award. Briarwood brought a breach of contract claim against its insurer … The post Don’t Like the Appraisal Award?

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DEVK Versicherungen: What You Should Know About This German Insurance Firm

Top Insurance Blogs

Are you looking for a reliable German insurance company with the best policies? With deep roots in mutual insurance traditions, broad offerings, and a strong national presence, DEVK Versicherungen merits attention from both private individuals and German businesses. In this blog post, I’ll cover everything you need to know—its history, structure, products, market size, unique […] The post DEVK Versicherungen: What You Should Know About This German Insurance Firm appeared first on My Top I

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Disasters, Litigation Reshape Homeowners’ Insurance Affordability

Triple-I: Homeowners Insurance

Rising natural disaster costs, increased home repair expenses, and legal system challenges have made homeowners’ insurance significantly less affordable across the United States over the past two decades, according to new research from the Insurance Research Council. The trend shows no signs of slowing. The financial burden of protecting one’s home has grown substantially.

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Florida Commission Accepts First Hurricane Models Under New Standards

Insurance Journal

The Florida Commission on Hurricane Loss Projection Methodology has accepted new loss models from Karen Clark & Co. and Cotality, the first to meet the commission’s latest standards. KCC’s Version 5.

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Don’t Like the Appraisal Award? Here’s Why That’s Not Enough to Avoid Its Finality

Property Insurance Coverage Law

The recent decision in Briarwood Office Center II Condominium Association v. West Bend Mutual Insurance Company 1 highlights a critical lesson for anyone involved in the insurance appraisal process about the finality of an appraisal award. Allegations alone are not enough to overturn a binding appraisal award. Briarwood brought a breach of contract claim against its insurer … The post Don’t Like the Appraisal Award?

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Air India Plane Crash’s Impact on Aviation Insurance

Top Insurance Blogs

In an alarming aviation catastrophe on June 12, 2025, Air India Flight 171, a Boeing 787-8 Dreamliner, tragically crashed shortly after takeoff from Ahmedabad, India, en route to London Gatwick. Insurance enthusiasts are checking online to see what experts are saying about the impact of the Air India plane crash on the aviation insurance sector. […] The post Air India Plane Crash’s Impact on Aviation Insurance appeared first on My Top Insurance Blogs.

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Win Without the Fight: How Employers Can Prepare for Trial—And Avoid It Entirely

AMAXX

In workers’ compensation, the most successful claims are not the ones that are won in court—they’re the ones that never get there in the first place. Employers often associate litigation with conflict, complexity, and cost. But what if the real victory is avoiding the fight altogether? Preparing for trial from day one is the key not just to winning—but to preventing litigation entirely.