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How to Insure New York Brick & Brownstone: A Broker’s Guide

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The challenge for brokers isn’t spotting the risks — it’s finding a program that actually insures them. Brick and brownstone insurance is unique because these properties come with structural quirks, mixed-use layouts, and legal exposures that require specialized coverage. Why Is Brick and Brownstone Insurance Unique?

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Does Homeowners Insurance Cover Collectibles? 

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While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors. Property and Liability products are distributed through a national network of agents and brokers.