Insurance Journal

JULY 15, 2025

Under a new state law, Louisiana insurers will be required to give mandatory disclosure of prior policy premium when issuing a renewal policy to a policyholder. Louisiana Insurance Commissioner Tim Temple sent an advisory letter to insurers this week notifying …

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Premium Policy Policyholder Insured 175

Insurance Journal

JULY 9, 2025

million with bogus applications for fine art insurance policies. A former California insurance agent was sentenced to 50 months in federal prison for defrauding a lender out of $3.7 Tonja Van Roy, 59, of Las Vegas, but who formerly operated …

Insurance Agent 162

Insurance Agent Insurance Agents Agents Policy 162

Central Insurance

MAY 29, 2025

The post Is My Dog Covered By My Homeowner’s Insurance Policy? Wondering how dogs and homeowners insurance connect? Learn whats covered, whats not, and how to protect your pet with the right insurance strategy. appeared first on Central Insurance Blog.

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Insurance Policy Policy Insured Insurance 246

Central Insurance

JULY 4, 2025

Discover the essential insurance policies appliance distributors need to safeguard inventory, reduce liability, and keep operations running smoothly. The post Insurance for Appliance Distributors: Six Policies You May Need to Protect Your Business appeared first on Central Insurance Blog.

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Policy Protection Liability Insurance Policy 130

Central Insurance

JULY 14, 2025

Learn the essential insurance policies wholesale hobby distributors need to protect inventory, manage liability, and reduce business risks with expert-backed insights. The post What Insurance Policies Do Wholesale Hobby Distributors Need? appeared first on Central Insurance Blog.

Insurance Policy 130

Insurance Policy Policy Liability Insured 130

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. In a day or two I will address Strata and after than residential landlord policies, and finally private motor. I also touched on commercial liability coverage. ” [ emphasis mine] 1. .

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Policy Business Interruption Commercial Risk 208

Central Insurance

JUNE 16, 2025

The post What Machine Shop Insurance Policies Do I Need to Protect My Business? Protect your machine shop with tailored insurance. Learn key coverages that help safeguard equipment, employees, and operations from costly risks. appeared first on Central Insurance Blog.

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Insurance Policy Protection Policy Insured 208

Property Insurance Coverage Law

MARCH 13, 2025

1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property Insurance Coverage Law Blog.

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Policyholder Commercial Insurance Commercial Property Insurance 188

Distinguished

JULY 7, 2025

Brokers, your next course will be featuring our Business Owner’s Policy (BOP), prepared by our Restaurant experts. If you missed our recent webinar, “Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate,” don’t worry. A: We offer a $1M excess policy over our Restaurant BOP.

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Policy Protection Underwriter Underwriting 59

Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa! appeared first on Property Insurance Coverage Law Blog.

Commercial Insurance 202

Commercial Insurance Insurance Policy Commercial Policy 202

Prof. Allan Manning

FEBRUARY 10, 2025

That sum insured had not been reviewed for many years and as a result of 100% average, as it was on that policy, the client received only 6.9% Fortunately we see very few Business Interruption policies sold in Australia and New Zealand with an Indemnity Period less than 12 months. of their loss. This has prompted this refresher post.

Business Interruption 189

Business Interruption Claim Insured Insurance 189

Central Insurance

MAY 27, 2025

Learn how the right insurance policies can help protect your packaging business from equipment breakdowns, liability claims, and costly interruptions. The post Protect Your Packaging Business With the Right Insurance appeared first on Central Insurance Blog.

Protection 189

Protection Liability Insurance Policy Insured 189

The Property Insurance Law Observer

MARCH 20, 2025

Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] Hawley Insurance Co.

Property Damage 130

Property Damage Damage Insured Insurance 130

Central Insurance

MAY 19, 2025

Many commercial insurance policies require a premium audit at the end of the term to match your coverage with actual business activity. Here's what to expectand how to make the process go smoothly. The post Understanding and Preparing for a Premium Audit appeared first on Central Insurance Blog.

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Premium Commercial Insurance Commercial Insurance Policy 130

The Property Insurance Law Observer

MAY 20, 2025

Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Shortly after the Plaintiff purchased the Policy, the house was damaged by a fire. The Policy The Policy contained the following relevant language: C.

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Insurance Journal

JULY 6, 2025

When was the last time you watched someone’s eyes light up when you mentioned policy exclusions, aggregate limits, or automated underwriting? Every policy represents a narrative of protection, and every risk assessment predicts … Here’s the thing–insurance is fundamentally about stories.

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Underwriter Underwriting Policy Protection 147

Insurance Journal

MARCH 23, 2025

The US Federal Communications Commission is prepared to block mergers and acquisition proposals from companies that promote “invidious” DEI policies, according to chairman Brendan Carr. The move could threaten billions of dollars worth of deals in the communications sector, with …

Policy 273

Policy 273

Property Insurance Coverage Law

JANUARY 31, 2025

Insurers conduct and behavior vary wildly, even for people who hold similar policies with the same companies. Recent wildfires in Southern California are putting new California insurance laws to the test. For policyholders who have suffered total losses of their homes, many are being offered differing amounts of their Dwelling benefits.

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Policyholder Property Insurance Policy Insured 214

Insurance Journal

JANUARY 30, 2025

filed a racketeering lawsuit against a group of law firms, doctors and pain-management clinics it claims staged fake car accidents and performed unnecessary surgeries to take advantage of New York’s lucrative no-fault insurance policies. Ride-sharing giant Uber Technologies Inc. Since …

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Injury Insurance Policy Claim Policy 271

Insurance Journal

JANUARY 24, 2025

” Geoeconomics refers to the intersection of geopolitical forces and economic policies. January 2025 report from the Geneva Association, titled “Insurance in a Fragmented World Economy,” found that geopolitical tensions have driven the global economy toward “geoeconomic fragmentation.”

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Insured Insurance Insurer Policy 240

LexisNexis

JULY 1, 2025

Single-Year, Multi-Year, and Multi-Policy Insurance Coverage Claims Disputes Analyze issues that can arise for policyholders and insurers when insurance policies of various durations are called upon to answer for claims, and when multiple policies can also apply.

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Policy Commercial General Liability Injury Damage 40

Property Insurance Coverage Law

FEBRUARY 2, 2025

Ropicky, 1 the court held that insurers may not deny legitimate claims based on policy exclusions that the insurer has broadly applied. In a recent case from the Wisconsin Court of Appeals, Cincinnati Insurance Company v.

Property Insurance 186

Property Insurance Policy Insurance Companies Claim 186

Property Insurance Coverage Law

JANUARY 30, 2025

First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly. A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons.

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Claim Policyholder Property Insurance Insurance Policy 205

Insurance Journal

JUNE 16, 2025

A 43-year-old North Carolina insurance agent is out on bond after she was charged with using clients’ identities to gain illicit commissions on life insurance policies, the state Department of Insurance announced. Ashley Barnhardt, of Locust, near Charlotte, was charged …

Insurance Agent 186

Insurance Agent Insurance Agents Agents Policy 186

Property Insurance Coverage Law

MARCH 4, 2025

AmGuard took the position that the new homeowner had no coverage because she was not living at the premises when she purchased the policy … The post When Does Property Insurance Coverage Start? How many days do you have to move into a new home after purchase to keep your insurance coverage valid? Only After You Move Into the Home?

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Property Insurance Insured Insurance Insurer 176

Insurance Journal

JUNE 11, 2025

sued a group of lawyers, medical providers and rideshare drivers it claims staged car accidents, manufactured damages and received unnecessary medical procedures to take advantage of insurance policies in Florida, costing the rideshare giant “several million dollars” … Uber Technologies Inc.

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Damage Insurance Policy Claim Policy 276

Insurance Journal

JULY 9, 2025

Inshur said it as received a $35 million capital raise from alternative asset manager Trinity Capital to invest in research and development of artificial intelligence technology to support its embedded auto insurance policies within the autonomous vehicle market. The company …

Auto Insurance 175

Auto Insurance Insurance Policy Policy Insured 175

Insurance Journal

JUNE 4, 2025

Austin, TX June 04,2025 The Risk & Insurance Education Alliance is proud to announce the launch of AlliBot 3.0, the newest generation of its groundbreaking AI-powered knowledge bot designed exclusively for risk and insurance professionals. Building upon AlliBot’s …

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Risk Policy Building Insured 130

Insurance Journal

JUNE 23, 2025

Indian insurance policy sellers expect the cost of coverage for airlines to spike as much as 30% after the deadliest aviation crash in more than a decade. Sajja Praveen Chowdary, director at Indian broker Policybazaar, expects premiums for hull, war-risk, …

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Premium Risk Insurance Policy Broker 182

Property Insurance Coverage Law

JUNE 27, 2025

In a residential property policy, the valuation of the expense of labor … The post Depreciation of Labor: Alaska Says Don’t Do It appeared first on Property Insurance Coverage Law Blog. Section 89 of Senate Bill 132 adds a new statute to the Alaska Insurance Code: Sec. Depreciation of labor.

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Property Insurance Insurance Claim Claim Policy 159

Property Insurance Coverage Law

APRIL 28, 2025

That expectation, however, can run into serious obstacles depending on the fine print of the insurance policy and, importantly, the law of the state where … The post Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions appeared first on Property Insurance Coverage Law Blog.

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Policyholder Damage Property Insurance Insurance Policy 178

Insurance Journal

JUNE 15, 2025

A North Carolina insurance agency cannot escape a lawsuit brought by a homeowner whose claim was denied because key elements of the property were not mentioned in the coverage application. In a case that began almost a decade ago and …

Claim 130

Claim Policy Agents Insurance Agency 130

The Property Insurance Law Observer

JUNE 12, 2025

The subject insurance policy covered direct physical loss caused by hail. Court’s Legal Analysis When the insurer determined that its policy did not cover the insured’s roof repairs, it had before it the original adjuster’s report concluding hail damage, and the engineer’s report concluding that hail did not damage the roof.

Damage 130

Damage Claim Insurance Companies Policyholder 130

Insurance Journal

JUNE 15, 2025

decrease ordered last July, will remain in effect for policies on and after July … Massachusetts Insurance Commissioner Michael Caljouw has rejected an industry proposal to raise workers’ compensation rates by 7.1%. As a result, existing rates, which reflect a 14.6%

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Workers Comp Compensation Policy Insured 216

Property Insurance Coverage Law

MAY 14, 2025

1 These increases include a 17 percent hike for homeowners non-tenant HO-3 policies, 15 percent for … The post A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender? appeared first on Property Insurance Coverage Law Blog.

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Property Insurance Insurance Companies Policy Insured 186

Property Insurance Coverage Law

MARCH 26, 2025

Their expertise in evaluating damages, interpreting policy language, and facilitating settlements is essential in restoring financial stability to individuals and businesses affected by unexpected losses.

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Policyholder Property Insurance Damage Claim 140

Insurance Journal

JUNE 13, 2025

Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for property damage under auto, residential or commercial property insurance policies. House Bill 1084 prohibits the solicitation or acceptance of an assignment of any post-loss insurance benefit …

Property Damage 266

Property Damage Damage Commercial Property Commercial 266