Top Insurance Blogs

JUNE 18, 2025

You are here because you want to learn how workers’ compensation and employers’ liability work in Switzerland. Definition of Workers’ Compensation Workers’ compensation is a […] The post Switzerland Workers’ Compensation and Employers’ Liability appeared first on My Top Insurance Blogs.

Workers Compensation 89

Workers Compensation Compensation Liability Insured 89

Insurance Journal

JUNE 20, 2025

The Oklahoma Workers’ Compensation Commission announced that it voted this spring to reduce the Multiple Injury Trust Fund assessment on workers’ compensation coverage providers from 7% to 6.29%. This is the first reduction in five years, the WCC said. The …

Workers Compensation 186

Workers Compensation Compensation Injury 186

Insurance Journal

JULY 2, 2025

fewer workers’ compensation claims in 2024 than in 2023, pushing private self-insured claim frequency to a four-year low, a new report shows. California’s private self-insured employers reported 7.4% However, for the second straight year, the average paid and incurred losses …

Workers Comp 224

Workers Comp Claim Compensation Insurance Claim 224

AMAXX

MARCH 4, 2025

By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. The Link Between Fear and Litigation Studies have consistently identified fear as a major driver of workers compensation litigation.

Workers Compensation 81

Workers Compensation Compensation Claim Workers Comp 81

Insurance Journal

JULY 8, 2025

billion in compensation after one of its container vessels sank and leaked fuel into the Arabian Sea in May. India’s southern state of Kerala has sued Swiss-based Mediterranean Shipping Company and sought $1.1 The high court in Kerala issued an …

Compensation 161

Compensation Protection Liability Insurance Liability 161

Property Insurance Coverage Law

FEBRUARY 20, 2025

The legislation would require a report detailing the compensation of executives, including salaries, stock options, bonuses, stock buybacks, and other taxable payments. It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay?

Compensation 197

Compensation Property Insurance Insured Insurance 197

PSM Brokerage

JUNE 19, 2025

What Insurance Agents Need to Know About 2026 Medicare Advantage Commissions The Centers for Medicare & Medicaid Services (CMS) has released the official compensation rates for Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) enrollments for Contract Year (CY) 2026. Referral caps still apply – $100 for MA, $25 for PDPs.

Compensation 59

Compensation Broker Broker-Agent Agents 59

Insurance Journal

MAY 29, 2025

The West Virginia Supreme Court has ruled 3-2 that a prison nurse is entitled to workers’ compensation benefits for her COVID-19 disease because she provided sufficient evidence that she contracted it in her workplace and not outside of work. Brittany …

Compensation 263

Compensation Workers Compensation 263

Insurance Journal

APRIL 24, 2025

The Virginia Workers’ Compensation Commission Names Two New Deputy Commissioners The Virginia Workers’ Compensation Commission (VWCC) has named two new deputy commissioners, Frederick T. Schubert II and Christopher R. Schubert and Wilson will serve as administrative law judges under …

Workers Comp 266

Workers Comp Compensation Workers Compensation 266

Property Insurance Coverage Law

FEBRUARY 20, 2025

The legislation would require a report detailing the compensation of executives, including salaries, stock options, bonuses, stock buybacks, and other taxable payments. It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay?

Compensation 184

Compensation Property Insurance Insured Insurance 184

Insurance Journal

MAY 2, 2025

Texas Mutual, the state’s top provider of workers’ compensation insurance will have distributed more than $1 billion in … Texas Mutual Insurance Company announced that its board of directors voted unanimously to approve a $330 million general dividend distribution in 2025.

Compensation 229

Compensation Insurance Companies Insured Insurance 229

Insurance Journal

JULY 3, 2025

In two separate rulings, the Massachusetts Supreme Judicial Court has found that an insurer in runoff and the state’s insolvency fund were both wrongly denied certain payments they are entitled from the state’s workers’ compensation fund. The high court found …

Workers Comp 161

Workers Comp Compensation Workers Compensation Insured 161

Insurance Journal

JUNE 1, 2025

The Workers’ Compensation Insurance Rating Bureau of California … Written premiums in California stabilized in 2022 through 2024 after the large swings during the pandemic, while the combined ratio rose to the highest level in 14 years, a new report shows.

Workers Comp 187

Workers Comp Compensation Premium Insured 187

Insurance Journal

JUNE 1, 2025

By Andrea Wells Workers’ compensation remained a healthy and profitable line in 2024, but claims severity grew with an increase of 6% for medical claim severity and 6% for indemnity claim severity. That’s according to the National Council on Compensation …

Workers Comp 130

Workers Comp Premium Compensation Claim 130

Insurance Journal

JUNE 1, 2025

Premium renewal rates increased year-over-year for all major commercial lines except workers’ compensation, according to first-quarter 2025 results of the Ivans Index. Compared to fourth-quarter 2024, all lines experienced a decrease in average premium renewal rates except umbrella. Premium renewal …

Commercial 143

Commercial Premium Compensation 143

Insurance Journal

JUNE 15, 2025

Massachusetts Insurance Commissioner Michael Caljouw has rejected an industry proposal to raise workers’ compensation rates by 7.1%. As a result, existing rates, which reflect a 14.6% decrease ordered last July, will remain in effect for policies on and after July …

Workers Comp 216

Workers Comp Compensation Policy Insured 216

Insurance Journal

JUNE 11, 2025

Insurance companies must compensate aircraft lessors and owners for planes that Russia seized when it took counter-sanction measures after the invasion of Ukraine, a UK judge ruled potentially leaving insurers on the hook for billions in payouts. The verdict comes …

Compensation 172

Compensation Insurance Companies Insured Insurance 172

Insurance Journal

MARCH 20, 2025

A Washington farmhand faces felony charges for reportedly stealing more than $122,000 workers’ compensation benefits. Efrain Alatorre Camarena was charged with felony theft for allegedly collecting workers comp payments while discreetly working at another dairy farm. A Washington State Department …

Workers Comp 147

Workers Comp Theft Compensation Workers Compensation 147

AMAXX

JUNE 3, 2025

In workers compensation, the moments before an injury ever occurs are just as important if not more so than the moments after. While much attention is given to claims handling, medical coordination, and return-to-work strategies, the foundation of a successful claim is built long before the incident takes place.

Injury 86

Injury Workers Comp Workers Compensation Compensation 86

Insurance Journal

JUNE 22, 2025

Oregon’s workers’ compensation rates were among the lowest in the nation last year, according to an analysis released from the Oregon Department of Consumer and Business Services. The rates reflect statewide effort in workplace safety and cost control, according to …

Workers Comp 147

Workers Comp Compensation Workers Compensation 147

AMAXX

JANUARY 21, 2025

In the complex world of workers’ compensation, achieving optimal outcomes for injured workers requires a blend of precision, consistency, and empathy. Ensuring Fairness In a system as diverse as workers’ compensation, consistency is key.

Workers Comp 98

Workers Comp Injury Workers Compensation Compensation 98

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Its one of the simplest variables to control, yet one of the most commonly overlooked. litigation rate.

Claim 70

Claim Workers Comp Injury Workers Compensation 70

PSM Brokerage

FEBRUARY 14, 2025

Decide on compensation structure (base + commission, commission-only, or bonuses). Compensation Plan for LOAs Selling Medicare Plans A well-structured compensation plan ensures motivation, retention, and scalability for your agency. Define Your Hiring Needs Determine how many LOAs you need to scale effectively.

License 89

License Agents Insurance Agents Insurance Agent 89

AMAXX

JULY 1, 2025

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Reduce Costs Fewer injuries mean lower workers’ compensation premiums, fewer lost workdays, and higher productivity. Yet for many employers, the reality is different. Prevention is far cheaper than paying claims.

Injury 80

Injury Workers Comp Claim Workers Compensation 80

Insurance Journal

JULY 10, 2025

million in workers’ compensation premiums and almost $2 million in federal … A Honduras woman this week was sentenced to less than two years in federal prison for her role in paying Florida construction workers off the books and avoiding $1.2

Premium 195

Premium Compensation Workers Compensation Insurance Companies 195

AMAXX

APRIL 23, 2025

Efficient management of workers’ compensation claims significantly impacts both employee recovery outcomes and organizational costs. By leveraging evidence-based medicine effectively, employers and adjusters can manage claims confidently, control costs, and promote a healthier, more productive workforce.

Injury 83

Injury Workers Comp Workers Compensation Claim 83

Insurance Journal

APRIL 2, 2025

The Supreme Court of the United Kingdom will on Tuesday hear arguments to overturn a judgment that could cost Britain’s financial industry billions of pounds in fresh legal costs and potential customer compensation. The Court of Appeal ruled in October …

Compensation 143

Compensation Protection Liability Insured 143

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Its about integrity, trust, and a commitment to doing things rightright from the start.

Workers Comp 89

Workers Comp Injury Workers Compensation Claim 89

AMAXX

MARCH 18, 2025

She was given a list of four medical providers but found that: Two providers did not accept workers compensation patients. One provider accepted workers compensation but was not taking new patients. Solution: Employers must routinely verify that the medical providers they recommend: Accept workers compensation cases.

Workers Comp 92

Workers Comp Workers Compensation Injury Compensation 92

AMAXX

MAY 22, 2025

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. Click Link to Access Free PDF Download “9-Element Blueprint To Create Your Workers’ Comp Employee Brochure” Final Thoughts Workers compensation doesnt have to be a battle.

Injury 97

Injury Workers Comp Workers Compensation Claim 97

Triple-I: Workers Compensation

MARCH 24, 2025

Back then, 35 years ago, I thought the best career for a math major would be education, said Ryan, who in November 2024 became president and CEO of NCCI the nations most comprehensive source for workers compensation data, insights, and solutions. Ryan never thought about the demands of working in a male-dominated industry.

Workers Compensation 90

Workers Compensation Insurance Industry Compensation Building 90

AMAXX

FEBRUARY 4, 2025

A structured Return-to-Work (RTW) program is one of the most effective ways to reduce workers’ compensation costs and improve employee recovery outcomes. Conclusion An effective transitional duty policy supports injured employees while controlling workers’ compensation costs.

Workers Comp 96

Workers Comp Workers Compensation Injury Compensation 96

AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. Your experience mod is essentially your company’s credit score for workers’ compensation. What Is the Experience Mod? A mod of 1.00 means you’re exactly average for your industry. A mod below 1.00

Workers Comp 106

Workers Comp Workers Compensation Premium Injury 106

AMAXX

JUNE 24, 2025

Sometimes, the smallest gestures make the biggest difference—especially in workers’ compensation. Michael Stack, CEO of Amaxx LLC, is an expert in workers’ compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers’ compensation costs by 20% to 50%. Yes, a card.

Workers Comp 75

Workers Comp Workers Compensation Injury Claim 75

Shield Insurance Agency

JUNE 19, 2025

Employee Protection Workers’ compensation insurance covers medical expenses and lost wages for employees injured on the job, and employers’ liability insurance protects the business from related legal claims.

Business Insurance 59

Business Insurance Financial Loss Property Damage Business Interruption 59

AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. But one critical leading metric often gets ignored: the Return-to-Work (RTW) Ratio. The RTW Ratio is simple to calculate but incredibly powerful.

Workers Comp 65

Workers Comp Workers Compensation Injury Claim 65

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Employers must recognize that effective workers comp management requires proactive employer involvement and robust internal processes to support external partners, emphasizing teamwork in workers’ compensation programs.

Workers Comp 92

Workers Comp Injury Workers Compensation Claim 92