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Regulators Are Harming UK as a Financial Center, Lords Warn

Insurance Journal

A culture of risk aversion and mission creep among UK financial regulators is undermining trust and placing costly burdens on banks and insurers, an influential group of parliamentarians found.

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Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Property Insurance Coverage Law

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. This new law mandates that all personal auto and residential property insurance policies in Texas include a binding appraisal clause, a move that restores and strengthens a key consumer protection tool. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Cove

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Brown & Brown to Acquire Risk Strategies, One80 Parent for $9.8 Billion

Insurance Journal

Brown & Brown Inc. said it has entered into an agreement to buy Accession Risk Management, the parent company of specialty brokerage firm Risk Strategies and wholesaler One80 Intermediaries, for about $9.8 billion.

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Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

Property Insurance Coverage Law

A printed memo from a prominent independent adjusting firm with a company name that sounds almost like a mantra: Trust, Service, Integrity. The message in bold, however, conveyed something quite different. TSI Adjusters warns their field adjusters: Warning: Do not share your estimate with anyone. If you were found to give your estimate to anyone, … The post Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders?

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

In El Dueno, LLC v. Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings. Factual Overview This insurance coverage dispute arose from alleged roof damage caused by a hailstorm.

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Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

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Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Insurance Journal

Uber Technologies Inc.

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How Directors & Officers Liability Insurance Works in Germany

Top Insurance Blogs

Directors and Officers Liability Insurance (commonly known as D&O insurance) has become a critical safety net for executives in Germany. In today’s increasingly litigious corporate environment, managers are under growing pressure. They face personal liability risks that could severely impact their financial and professional lives. This blog post will explain: What D&O insurance is, How […] The post How Directors & Officers Liability Insurance Works in Germany appeared firs

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What is Business Income Insurance?

Central Insurance

Learn how business interruption insurance protects your business stability and income during a temporary closure. The post What is Business Income Insurance? appeared first on Central Insurance Blog.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

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Goldman Sees Autonomous Vehicles Transforming Insurance World

Insurance Journal

The rise of autonomous vehicles will force a reconfiguration of the $400 billion US auto-insurance industry, as accidents caused by human error decrease and costs are slashed, but questions about liability remain, according to Goldman Sachs.

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Justin Skipton Steps into NAPIA Presidency with a Vision Rooted in Mentorship and Meaning

Property Insurance Coverage Law

When I first wrote about Justin Skipton in Justin Skipton—Public Adjuster Spotlight, I described him as “a leader who leads with both head and heart,” someone who brought “a quiet confidence and an unmistakable fire” to the public adjusting profession. Last night, that same spirit shone through as Justin Skipton accepted the presidency of NAPIA with … The post Justin Skipton Steps into NAPIA Presidency with a Vision Rooted in Mentorship and Meaning appeared first on Property Insurance Cove

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4 Key Importance of Indemnity Insurance in the United States

Top Insurance Blogs

What is indemnity insurance? How does indemnity insurance work in the United States? What is the importance of indemnity insurance and why should you buy one? These questions will be answered as you go through the content of this piece. We discussed extensively what indemnity insurance means, how an indemnity insurance policy works, and why […] The post 4 Key Importance of Indemnity Insurance in the United States appeared first on My Top Insurance Blogs.

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What Appliance Store Insurance Policies Should I Invest In?

Central Insurance

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

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Middle East tension make ocean tanker operators cautious, but not panicked

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Middle East tension make ocean tanker operators cautious, but not panicked appeared first on Insurance Marine News.

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Delay, Deny, Defend: Jay Feinman Returns to Expose Insurance Industry Tactics

Property Insurance Coverage Law

This Thursday at 6 p.m. EST, I’ll be joined by one of the most respected voices in insurance law and consumer protection, Professor Jay Feinman, for what promises to be a thought-provoking podcast conversation. Feinman, a Distinguished Professor of Law at Rutgers University, is the author of the nationally recognized book Delay, Deny, Defend, a searing … The post Delay, Deny, Defend: Jay Feinman Returns to Expose Insurance Industry Tactics appeared first on Property Insurance Coverage Law

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HanseMerkur: Everything German Policyholders Need to Know

Top Insurance Blogs

As a professional insurance agent in Germany with over 10 years of experience, I’ve guided countless clients through their insurance decisions. One German provider that consistently stands out is HanseMerkur Insurance Group. Drawing from its century‑plus history, robust offerings, and customer‑centred approach, HanseMerkur excels in meeting both private and corporate needs.

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Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

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Win Without the Fight: How Employers Can Prepare for Trial—And Avoid It Entirely

AMAXX

In workers’ compensation, the most successful claims are not the ones that are won in court—they’re the ones that never get there in the first place. Employers often associate litigation with conflict, complexity, and cost. But what if the real victory is avoiding the fight altogether? Preparing for trial from day one is the key not just to winning—but to preventing litigation entirely.

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US Commercial Lines Prices Up 5.3%, Continue Downward Trend: WTW CLIPS

Insurance Journal

U.S. commercial insurance rates went up again in the first quarter 2025, according to the latest findings from WTW’s Commercial Lines Insurance Pricing Survey (CLIPS). Carriers reported an aggregate price increase of 5.

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Protective Safeguard Endorsements Are Dangerous to Coverage

Property Insurance Coverage Law

Protective Safeguards Endorsements (PSEs) are a never-ending source for denials of property insurance claims. I quoted an insurance agent who warned against these endorsements in Why Are Protective Safeguard Endorsements Dangerous? An Insurance Agent’s Prospective: We have been preaching for years that you should avoid a Protective Safeguard endorsement on a Property insurance policy at all … The post Protective Safeguard Endorsements Are Dangerous to Coverage appeared first on Property In

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DEVK Versicherungen: What You Should Know About This German Insurance Firm

Top Insurance Blogs

Are you looking for a reliable German insurance company with the best policies? With deep roots in mutual insurance traditions, broad offerings, and a strong national presence, DEVK Versicherungen merits attention from both private individuals and German businesses. In this blog post, I’ll cover everything you need to know—its history, structure, products, market size, unique […] The post DEVK Versicherungen: What You Should Know About This German Insurance Firm appeared first on My Top I

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Best Landlord Insurance In Louisiana For Your Rental Property!

Simply Insurance

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How Collaborative Return-to-Work Programs Outperform Traditional Approaches

AMAXX

When an employee is injured on the job, a timely and thoughtful return-to-work (RTW) program can be the difference between a minor detour and a long, costly journey through the workers’ compensation system. While many organizations default to a traditional, top-down RTW approach, there’s growing evidence that collaborative RTW programs outperform traditional models in both claim outcomes and employee satisfaction.

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Florida Commission Accepts First Hurricane Models Under New Standards

Insurance Journal

The Florida Commission on Hurricane Loss Projection Methodology has accepted new loss models from Karen Clark & Co. and Cotality, the first to meet the commission’s latest standards. KCC’s Version 5.

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California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

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Australian Drivers Shocked at the High Cost of Electric Vehicle Insurance

Top Insurance Blogs

Australian electric vehicle (EV) owners are still paying more for car insurance than drivers of hybrid vehicles, according to new research by Compare the Market. The study, released in March 2025, found that battery-electric vehicles (BEVs) cost an average of $2,134 per year to insure, while hybrid or plug-in hybrid electric vehicles (HEVs/PHEVs) average $1,650. […] The post Australian Drivers Shocked at the High Cost of Electric Vehicle Insurance appeared first on My Top Insurance Blogs.

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Jon Holmes named as next CEO of Shipowners’ Club Singapore branch

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Jon Holmes named as next CEO of Shipowners’ Club Singapore branch appeared first on Insurance Marine News.

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From Adversaries to Allies: Why Employers and Defense Attorneys Must Act Like a Team

AMAXX

In workers’ comp, there’s a widespread but deeply flawed notion that employers and their defense attorneys are on opposite sides of the table—adversaries negotiating costs, time, and trust. But this outdated mindset creates inefficiencies, inflates litigation costs, and undermines outcomes. The truth is, when employers and defense attorneys work in true partnership , litigation becomes smarter, faster, and far less frequent.

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Premium Insurance Demand Rises With Global Travel Disruptions

Insurance Journal

With flight cancellations, delays and other disruptions on the rise, leisure travelers are being increasingly discerning over the level and type of insurance they buy and businesses are turning to specialist advisory services to limit risk.

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California Launches Market Conduct Examination into State Farm’s Wildfire Claims Handling

Property Insurance Coverage Law

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company. This in-depth regulatory investigation is a direct response to troubling complaints from wildfire survivors about how their property insurance claims have been handled following the devastating Palisades and … The post California Launches Market Conduct Examination into State Farm’s Wildfire

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Air India Plane Crash’s Impact on Aviation Insurance

Top Insurance Blogs

In an alarming aviation catastrophe on June 12, 2025, Air India Flight 171, a Boeing 787-8 Dreamliner, tragically crashed shortly after takeoff from Ahmedabad, India, en route to London Gatwick. Insurance enthusiasts are checking online to see what experts are saying about the impact of the Air India plane crash on the aviation insurance sector. […] The post Air India Plane Crash’s Impact on Aviation Insurance appeared first on My Top Insurance Blogs.