Property Insurance Coverage Law

MAY 13, 2025

The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled Examining the Insurance Industrys Claims Practices Following Recent Natural Disasters. Among those testifying is Mike Fiato, Executive Vice President and Chief Claims Officer at Allstate.

Insurance Claim 241

Insurance Claim Claim Property Insurance Insurance Industry 241

Property Insurance Coverage Law

JANUARY 22, 2025

I am snowed in after taking the deposition of a 1099 temporary claims adjuster in South Carolina. Much of his testimony has me thinking about the plight of the modern independent claims adjuster doing catastrophe work. During his deposition, the independent catastrophe adjuster said he had asked to have his claims load reduced.

Claim 188

Claim Property Insurance Insurer Insured 188

Property Insurance Coverage Law

MAY 27, 2025

Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. This case is not just about a technical legal loss.

Insurance Claim 200

Insurance Claim Claim Policyholder Damage 200

Property Insurance Coverage Law

MAY 13, 2025

The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled Examining the Insurance Industrys Claims Practices Following Recent Natural Disasters. Among those testifying is Mike Fiato, Executive Vice President and Chief Claims Officer at Allstate.

Insurance Claim 223

Insurance Claim Claim Property Insurance Insurance Industry 223

Property Insurance Coverage Law

FEBRUARY 14, 2025

The latest revelations about Allstates use of artificial intelligence (AI) in drafting insurance claims emails should serve as a wake-up call for policyholders, insurance regulators, and insurance industry claims handlers.

Claim 187

Claim Policyholder Property Insurance Insurance Claim 187

Insurance Journal

JULY 8, 2025

The steady rise in false advertising claims against consumer-facing companies has exposed a major insurance protection gap. The drivers of these legal actions are many and varied and include consumers’ growing – and regularly-shifting – health preoccupations; sustainability concerns; patriotic …

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Protection Claim Insured Insurer 207

Property Insurance Coverage Law

MAY 27, 2025

Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. This case is not just about a technical legal loss.

Insurance Claim 186

Insurance Claim Claim Policyholder Damage 186

Property Insurance Coverage Law

JANUARY 23, 2025

When navigating contested property insurance claims, insured parties may receive a request from their insurer for an Examination Under Oath (EUO). It is a formal proceeding, not unlike a deposition, where an insured is required to answer questions under oath about their insurance claim.

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Property Insurance Insurance Claim Claim Insured 203

Property Insurance Coverage Law

MAY 16, 2025

This weeks Senate hearing on the insurance industrys claims practices following natural disasters wasnt just a made-for-TV moment. It was a five-alarm warning siren for policyholders and insurers across the country.

Claim 188

Claim Policyholder Property Insurance Insurance Industry 188

Central Insurance

JUNE 18, 2025

Summer is peak season for home insurance claims—from storm damage to fire risks. The post 10 Summer Home Maintenance Tips to Help Prevent Insurance Claims appeared first on Central Insurance Blog. Use these 10 expert tips to protect your home and prevent surprises.

Insurance Claim 130

Insurance Claim Claim Home Insurance Damage 130

Property Insurance Coverage Law

FEBRUARY 14, 2025

The latest revelations about Allstates use of artificial intelligence (AI) in drafting insurance claims emails should serve as a wake-up call for policyholders, insurance regulators, and insurance industry claims handlers.

Claim 211

Claim Policyholder Property Insurance Insurance Claim 211

Property Insurance Coverage Law

APRIL 14, 2025

When handling National Flood Insurance Program (NFIP) claims, public adjusters and policyholders must be alert to critical warning signs. One of the most important phrases to recognize is: “We denied a portion of your claim.” ” Those few words, even if buried in a lengthy letter, should ring loud alarm bells.

Claim 191

Claim Policyholder Property Insurance Insured 191

Property Insurance Coverage Law

APRIL 14, 2025

When handling National Flood Insurance Program (NFIP) claims, public adjusters and policyholders must be alert to critical warning signs. One of the most important phrases to recognize is: “We denied a portion of your claim.” ” Those few words, even if buried in a lengthy letter, should ring loud alarm bells.

Claim 177

Claim Policyholder Property Insurance Insured 177

Property Insurance Coverage Law

JANUARY 30, 2025

First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim 205

Claim Policyholder Property Insurance Insurance Policy 205

Property Insurance Coverage Law

MAY 20, 2025

Occidental Fire and Casualty Company of North Carolina 1has reignited an important and often misunderstood question regarding supplemental claims. Are supplemental flood claims under the National Flood Insurance Program subject to the same one-year statute of limitations as the original claim?

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Claim Property Insurance Insured Insurer 124

Insurance Journal

JULY 14, 2025

for forcing him into arbitration over a 2024 damage claim dispute, claiming the process violates due process and equal protection rights. A Miami homeowner is suing Florida’s Citizens Property Insurance Corp. Stainton Williams, 92, contends the damage to his home …

Claim 220

Claim Damage Property Insurance Protection 220

Insurance Journal

JUNE 27, 2025

paid out about $1 billion in claims for lightning-related damage in 2024, down 16.5% Insurers in the U.S. from the amount paid in 2023, according to the Insurance Information Institute (Triple-I). The tally was $1.04 billion in 2024 compared to …

Claim 172

Claim Damage Insured Insurer 172

The Property Insurance Law Observer

MAY 20, 2025

Plaintiff submitted a claim to the Insurer for the damage. Ultimately, the Insurer denied the claim, stating the Plaintiff was uncooperative as he failed to produce the requested and necessary documents. The Insurer filed an unopposed motion for summary judgment seeking dismissal of all claims.

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Claim Damage Property Damage Policy 130

Property Insurance Coverage Law

FEBRUARY 3, 2025

We have battled insurance companies, co-counseled on cases, and discussed property insurance case law at a depth most … The post Brotherhood Mutual Hit With $35 Million Punitive Award on Roof Damage Claim appeared first on Property Insurance Coverage Law Blog.

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Damage Claim Policyholder Property Insurance 194

Property Insurance Coverage Law

JUNE 10, 2025

If you were found to give your estimate to anyone, … The post Can Claims Managers in Florida Ethically Tell Adjusters Not to Share Estimates with Policyholders? The message in bold, however, conveyed something quite different. TSI Adjusters warns their field adjusters: Warning: Do not share your estimate with anyone.

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Policyholder Claim Property Insurance Insured 203

Insurance Journal

APRIL 29, 2025

filed a libel suit against a whistleblower claims adjuster, the adjuster’s lawyer has pushed back, arguing that the suit is an attempt to silence those who question insurers’ damage estimates. Six weeks after Tampa-based Heritage Property & Casualty Insurance Co.

Casualty Insurance 290

Casualty Insurance Damage Claim Insured 290

Property Insurance Coverage Law

APRIL 21, 2025

Our firm is now taking the first step to find out whether the claims of systemic bias hold water. The statement … The post What If Every Insurance Company Engineer Report Suggests a Denied Claim? It all started when a public adjuster responded to a thread involving attorney Steven Badger.

Insurance Companies 203

Insurance Companies Claim Property Insurance Insured 203

Insurance Journal

JUNE 16, 2025

India’s deadliest plane crash in more than decade is set to send shock waves through the aviation insurance industry and trigger one of the country’s costliest claims, estimated at around $475 million. “This aviation insurance claim could be one of …

Insurance Claim 161

Insurance Claim Claim Insurance Industry Insured 161

Insurance Journal

JUNE 1, 2025

California Insurance Commissioner Ricardo Lara announced the formation of a Smoke Claims & Remediation Task Force within the California Department … A new task force has been formed to develop standards in California for insurance coverage and clean-up of smoke-damaged homes.

Claim 130

Claim Damage Insured Insurance 130

Insurance Journal

JULY 11, 2025

Oscar Rafeal Ruiz was a busy man in 2023 and 2024, jetting to numerous places, losing his luggage multiple times and filing travel insurance claims of almost $300,000. The problem, North Carolina authorities said, is that most of the claims …

Claim 186

Claim Insurance Claim Insured Insurance 186

Property Insurance Coverage Law

FEBRUARY 17, 2025

Our firm was asked to represent a … The post Florida Policyholders Are Upset with Stupid Denials of Claims appeared first on Property Insurance Coverage Law Blog. The insurance representative tried to explain that many of the denials were because most policies do not cover flood.

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Policyholder Claim Property Insurance Policy 200

Property Insurance Coverage Law

JULY 1, 2025

In a recent decision, 1 a federal judge noted the following in a Texas hail damage claim dispute: People in North Texas have at least a few common experiences between them: being disappointed in the Dallas Cowboys, losing Luka Dončić to the Lakers, and being in a hailstorm.

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Claim Damage Property Insurance Insured 153

Insurance Journal

JULY 3, 2025

Rockford Mutual Insurance Company (RMIC), headquartered in Rockford, Illinois, promoted Ann Kriens to the position of claims vice president. Kriens joined RMIC in 2014 with 20 years of claims experience at Economy/MetLife, serving as an adjuster, support supervisor, property subrogation …

Claim 161

Claim Insurance Companies Insured Insurance 161

Insurance Journal

JULY 8, 2025

headquarters in Arlington, Virginia, appointed Alena Kharkavets as North American head of claims in its insurance consulting and technology (ICT) business. WTW, with U.S. Kharkavets comes to WTW from Intact Financial Corporation, where she held progressively senior roles and spent …

Claim 191

Claim Insured Insurance Insurer 191

Insurance Journal

JUNE 2, 2025

A North Carolina insurance agency cannot escape a lawsuit brought by a homeowner who was denied coverage after a hurricane because key elements of the property were not mentioned in the coverage application. In a case that began almost a …

Claim 262

Claim Insurance Agency Insured Insurer 262

Property Insurance Coverage Law

MARCH 20, 2025

This … The post California FAIR Plan: Ignoring Laws and Gouging Californians on Smoke Damage Claims appeared first on Property Insurance Coverage Law Blog.

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Damage Claim Property Insurance Policy 178

Insurance Journal

JUNE 29, 2025

It’s another sign that legislative discouragement of claims litigation has made a difference … Two more property insurers have put their toes in the Florida market this summer, bringing to 14 the number of new carriers in the state since 2023.

Property Insurance 271

Property Insurance Claim Insured Insurance 271

Property Insurance Coverage Law

MAY 20, 2025

Occidental Fire and Casualty Company of North Carolina 1has reignited an important and often misunderstood question regarding supplemental claims. Are supplemental flood claims under the National Flood Insurance Program subject to the same one-year statute of limitations as the original claim?

Claim 138

Claim Property Insurance Insured Insurer 138

Insurance Journal

JULY 6, 2025

By Ezra Amacher The first three months of 2025 brought devastating wildfires to California, significant wind and hail events to Texas, and substantial increases in tornado activity to “Tornado Alley,” but claim volume decreased to a five-year low, according to …

Claim 130

Claim 130

Property Insurance Coverage Law

JANUARY 30, 2025

First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim 180

Claim Policyholder Property Insurance Insurance Policy 180

Property Insurance Coverage Law

JUNE 20, 2025

After a wildfire claim, many policyholders breathe a sigh of relief when they receive an advance or “undisputed” payment from their insurance company.

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Claim Policyholder Property Insurance Insurance Companies 100

Insurance Journal

JUNE 15, 2025

Connecticut lawmakers have passed a measure to shift the cost of auto insurance arbitration hearings between claimants and insurers over damage claims to the insurance industry. Currently the department of insurance absorbs the average $3,075 cost to hold each of …

Claim 147

Claim Auto Insurance Damage Insurance Industry 147