July, 2025

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Mexico Criminals Rob Truck Full of Gold, Silver Concentrate

Insurance Journal

Armed thieves robbed a truck carrying 33 tons of gold and silver concentrate belonging to Grupo Minero Bacis, costing the company millions of dollars in losses.

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Meet Mike Morse, Director of Small Business Underwriting at Central Insurance

Central Insurance

Learn how Mike Morse leads Central’s strategy to scale small business with innovative tools and specialized teams. The post Meet Mike Morse, Director of Small Business Underwriting at Central Insurance appeared first on Central Insurance Blog.

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Courts Expect Texas Hail Claims to Be Denied

Property Insurance Coverage Law

In a recent decision, 1 a federal judge noted the following in a Texas hail damage claim dispute: People in North Texas have at least a few common experiences between them: being disappointed in the Dallas Cowboys, losing Luka Dončić to the Lakers, and being in a hailstorm. This case arises from another experience many … The post Courts Expect Texas Hail Claims to Be Denied appeared first on Property Insurance Coverage Law Blog.

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From Data to Prevention: How Injury Tracking Can Reduce Future Claims

AMAXX

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Yet for many employers, the reality is different. Injuries occur, costs mount, and safety meetings become reactive discussions about what went wrong rather than proactive strategies to keep workers safe. But there’s a powerful way to change this pattern — and it’s sitting right under most employers’ noses: data.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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How Many People Drive Without Insurance In America? Plus 17 Uninsured Motorist Statistics For Jul 2025!

Simply Insurance

When it comes to driving without insurance in America, the numbers are surprisingly high. In fact, an estimated one in eight drivers, or 13% go without car insurance coverage. This means there are some 32 million people driving on the roads today without insurance.

More Trending

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Business Moves: Howden Japan Acquires Holos; Ageas Buys Saga’s Underwriting Biz; BMS Purchases Australian Property Broker; UK’s Direct Line Now Owned by Aviva

Insurance Journal

Howden Japan Acquires Majority Stake in Retail Broker Holos Howden, the London-based insurance intermediary group, announced it has acquired a majority stake (68.3%) in Holos Holdings Co. Ltd., a leading retail insurance broker headquartered in Kyoto.

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Insurance for Appliance Distributors: Six Policies You May Need to Protect Your Business

Central Insurance

Discover the essential insurance policies appliance distributors need to safeguard inventory, reduce liability, and keep operations running smoothly. The post Insurance for Appliance Distributors: Six Policies You May Need to Protect Your Business appeared first on Central Insurance Blog.

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Court Rules Flood Insurance Lawsuit Time-Barred: The Lesson of the One-Year Clock

Property Insurance Coverage Law

A recent decision offers lessons for policyholders under the National Flood Insurance Program. In Zozo Investments LLC and Bertie & Neeka LLC v. First Community Insurance Company, the court dismissed a breach of contract suit with prejudice, finding that the plaintiffs filed their case too late under the strict time limits imposed by federal law. 1 … The post Court Rules Flood Insurance Lawsuit Time-Barred: The Lesson of the One-Year Clock appeared first on Property Insurance Coverage

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Condon Claims Management acquires Marine Claims Associates

Splash: Finance and Insurance

Thomas Miller-controlled Condon Claims Management has acquired US-based Marine Claims Associates for an undisclosed price. The acquisition will take place effective immediately and the entire Marine Claims Associates’ team will fall under the Condon Claims Management brand. “Having the knowledge and experience to broaden our services is essential in today’s modern marine landscape.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Job Descriptions: The Secret Weapon for Safer Hiring and Lower Workers’ Comp Costs

AMAXX

If you ask most employers for a copy of a job description, they’ll likely rummage through dusty HR folders and produce a generic document last updated years ago. It might list broad duties, a vague salary range, and a few nice-sounding buzzwords—but that’s about it. Yet, tucked inside this humble document lies one of the most powerful risk management tools a company has.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

Distinguished

Order up! Brokers, your next course will be featuring our Business Owner’s Policy (BOP), prepared by our Restaurant experts. If you missed our recent webinar, “Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate,” don’t worry. You have the opportunity to gain key insights into our BOP offering and how Distinguished can help you better support restaurant owners.

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Governor Signs Bill That Ends One State-Backed Reinsurance Layer, Reduces Another

Insurance Journal

Florida Gov.

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Do I Need Insurance as a Finish Carpenter?

Central Insurance

Finish carpentry comes with high expectations. Learn why the right insurance coverage is critical and how it protects your work, reputation, and livelihood. The post Do I Need Insurance as a Finish Carpenter? appeared first on Central Insurance Blog.

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Expert Witness Testimony and the Lack of It Can Lose Property Insurance Cases

Property Insurance Coverage Law

A recent appellate decision offers an instructive example of how procedural missteps and insufficient expert disclosures can prove fatal to a policyholder’s insurance claim. 1 The case arose from property damage allegedly caused by Hurricane Irma in 2017. After a protracted claims and litigation process, the dispute centered not on whether damage occurred, but whether … The post Expert Witness Testimony and the Lack of It Can Lose Property Insurance Cases appeared first on Property Insuran

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When Life Insurance Isn’t Tax-Free: 6 Situations That Create Tax Liability

The Insurance Pro

Life insurance has earned a well-deserved reputation as one of the most tax-advantaged financial vehicles available. The ability to grow cash value tax-deferred and access it tax-free has made whole life and universal life insurance popular choices for building wealth. However, it's crucial to understand that not every life insurance transaction is tax-free.

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Resume Lies, Fake References, and Hidden Risks: How to Spot Red Flags Before You Hire

AMAXX

In today’s fast-paced hiring environment, employers are under tremendous pressure to fill roles quickly. Production deadlines loom, staff shortages squeeze operations, and the fear of losing business pushes companies to speed up their recruiting process. But there’s a hidden danger lurking beneath the rush to hire: dishonesty on resumes and in the hiring process.

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SEO for Insurance Agents: The Complete Guide to Getting Leads Online in 2025 

Agency Height

Build a winning insurance SEO strategy with this complete guide.

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Erie Insurance Restores All Operations After Month Outage; Says No Data Breached

Insurance Journal

Erie Insurance reports that it has restored full business operations that have been affected by a month long network outage.

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How to Choose the Right Insurance Plan for Digital Nomads

Top Insurance Blogs

Packing your laptop and passport to travel the world while working remotely sounds dreamy. As a seasoned insurance broker in Germany, I’ve seen firsthand the difficulty people face when choosing insurance suited for digital nomads. You might wonder which coverage truly matters: health, liability, equipment, trip interruption and how to find a plan that covers […] The post How to Choose the Right Insurance Plan for Digital Nomads appeared first on My Top Insurance Blogs.

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Court Rules Flood Insurance Lawsuit Time-Barred: The Lesson of the One-Year Clock

Property Insurance Coverage Law

A recent decision offers lessons for policyholders under the National Flood Insurance Program. In Zozo Investments LLC and Bertie & Neeka LLC v. First Community Insurance Company, the court dismissed a breach of contract suit with prejudice, finding that the plaintiffs filed their case too late under the strict time limits imposed by federal law. 1 … The post Court Rules Flood Insurance Lawsuit Time-Barred: The Lesson of the One-Year Clock appeared first on Property Insurance Coverage

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Understanding Modified Endowment Contracts: A Comprehensive Guide for Retirement Planning

The Insurance Pro

When exploring cash value life insurance as part of your retirement strategy, you'll likely encounter the term “Modified Endowment Contract” or MEC. While often viewed as something to avoid, MECs aren't necessarily bad—they're simply different, with unique tax characteristics that may actually benefit certain financial situations. This comprehensive guide will help you understand what MECs.

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Why New Hires Get Hurt—and How to Stop It

AMAXX

Imagine this scenario: you’ve finally hired someone to fill a critical role. You breathe a sigh of relief. But within days—sometimes hours—they’re injured on the job. Suddenly, you’re not just back to square one. You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. Sound familiar? You’re not alone. New hires are 4 to 6 times more likely to get injured in their first month than employees who’ve been on the job for a year or more.

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Cigna Healthcare Medicare Is Now HealthSpring

PSM Brokerage

A major shift is underway in the Medicare space. As of 2026, Cigna Healthcare Medicare will officially rebrand to HealthSpring —a trusted name making its return with renewed energy and focus. This change follows the acquisition of Cigna’s Medicare business by Health Care Service Corporation (HCSC) in March 2025. As a partner to both carriers and clients, staying informed on changes like these helps you deliver clarity, build trust, and stay ahead of questions during AEP and beyond.

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UK Broker Ardonagh Completes $2.5B Equity Investment Led by PE Firm Stone Point

Insurance Journal

The Ardonagh Group, the London-based independent insurance distribution platform, announced the completion of a $2.5 billion equity investment led by funds managed by Stone Point Capital LLC, the US-based private equity firm.

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How to Monetize Your Insurance Blog Without Google AdSense

Top Insurance Blogs

What if your insurance blog could earn income without relying on Google AdSense? After ten years as a licensed insurance broker in Germany and three years with Swiss insurers, I’ve learned that successful monetization means building trust, aligning with your audience, and diversifying revenue streams, especially in complex niches like insurance. In this guide, I’ll […] The post How to Monetize Your Insurance Blog Without Google AdSense appeared first on My Top Insurance Blogs.

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Happy 4th of July from Merlin Law Group

Property Insurance Coverage Law

Skip to content You are using an outdated browser. Please upgrade your browser to improve your experience. Services About Contact Search (877) 449-4700 Enter Keyword Search View All Posts Happy 4th of July from Merlin Law Group Jul 04, 2025 By Chip Merlin Uncategorized Wishing you a happy and safe 4th of July! Established in 1985, Merlin Law Group is a insurance litigation law firm committed to assisting policyholders receive fair and just outcomes from their insurance companies.

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Meet Joe Hoosech: Cowbell’s New Incident Response Lead with a Mission-Driven Mindset

Cowbell

We’re excited to welcome Joe Hoosech to Cowbell as our new Principal of Digital Forensics and Incident Response (DFIR). Joe brings a one-of-a-kind mix of military leadership, cybersecurity know-how, and calm-under-pressure decision-making, exactly what you want when the unexpected happens. A Career Built on Service and Leadership Joe’s professional journey started with more than 20 years in the U.S.

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How to Stop Duplicating Efforts: Coordinating OSHA and Workers’ Comp Data

AMAXX

If there’s one thing safety and risk professionals agree on, it’s this: Nobody has time to waste. Yet every year, countless organizations burn hours — and dollars — entering the same injury data into multiple systems. HR logs the injury. Safety fills out OSHA forms. Risk management tracks claims. Each team works diligently… but often in silos, duplicating the same efforts over and over.

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JIF 2025 “Risk Takes”:Data Solutions for Today’s Challenges

Triple-I: Homeowners Insurance

By Lewis Nibbelin, Contributing Writer, Triple-I Analysis based on granular, cutting-edge data is essential to staying ahead in our rapidly shifting risk landscape. During Triple-I’s Joint Industry Forum in Chicago, two “Risk Take” presenters dove deep into the innovative data initiatives they engaged in to help turn these challenges into new opportunities for insurers.

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How Much Does a Heat Wave Cost? Insurers and CEOs Want to Know

Insurance Journal

When a hurricane or a wildfire strikes, the economic damage is usually very visible — roofs are ripped off or charred homes line roads.

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Environmental Liability Insurance for Small Businesses in Germany

Top Insurance Blogs

Running a small business in Germany comes with many responsibilities, but one often overlooked area is environmental risk. Whether you operate a local restaurant, automotive workshop, landscaping service, or small manufacturer, your business could unintentionally cause pollution. Spilled chemicals, contaminated groundwater and soil damage are some of the common causes of pollution.

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When a Fireworks Tragedy Becomes a Legal Battle: The Fourth of July Blaze That Sparked a Still-Pending Dispute

Property Insurance Coverage Law

A tragic Fourth of July fire that destroyed a Stockton family’s home has become the focal point of a high-stakes insurance lawsuit still winding its way through the courts. 1 What began as a celebration then turned into a catastrophic fire. It has now become a deeply contentious legal battle between homeowners Allen Singh and … The post When a Fireworks Tragedy Becomes a Legal Battle: The Fourth of July Blaze That Sparked a Still-Pending Dispute appeared first on Property Insurance C