Property Insurance Coverage Law

MAY 8, 2025

… The post Why You Must Bring More Than Invoices: What Public Adjusters and Policyholders Must Learn About Proof of Damages appeared first on Property Insurance Coverage Law Blog. 1 The ruling is a lesson that when it comes to insurance claims and litigation, it is not enough to argue about fairness or merely present repair invoices.

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Property Insurance Coverage Law

FEBRUARY 15, 2025

Hurricane claims attorneys know that the estimate of damages caused by a storm is the foundation of every favorable judgment and jury verdict.

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Property Damage Damage Property Insurance Claim 193

The Property Insurance Law Observer

MARCH 20, 2025

Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] During the policy term, the business claimed that the properties suffered damage caused by a hurricane and submitted a claim to the insurer.

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Property Damage Damage Insurance Insured 130

Property Insurance Coverage Law

MARCH 20, 2025

This … The post California FAIR Plan: Ignoring Laws and Gouging Californians on Smoke Damage Claims appeared first on Property Insurance Coverage Law Blog.

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Damage Claim Property Insurance Policy 178

Property Insurance Coverage Law

MARCH 2, 2025

State Farm policyholders should be aware of its companys water damage claims processes, as noted in State Farms Water Protocol. These are some of … The post State Farm Water Damage Protocols and Insurance Company Expert Witnesses appeared first on Property Insurance Coverage Law Blog.

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Insurance Companies Damage Policyholder Property Insurance 154

Insurance Journal

JUNE 3, 2025

Texas lawmakers approved a series of bills this year that aim to better prepare Texas for wildfires and to mitigate their damage. The legislation includes a study on wildfire risk zones, increasing funding for rural volunteer fire departments, and creating …

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Insurance Journal

JULY 1, 2025

When a hurricane or a wildfire strikes, the economic damage is usually very visible — roofs are ripped off or charred homes line roads. Heat waves cause financial damage, too, but it’s more diffuse: Farm crops might wither, construction workers …

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Damage Insurance Insured Insurer 281

Insurance Journal

AUGUST 15, 2024

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

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Property Damage Liability Commercial Damage 312

Insurance Journal

SEPTEMBER 12, 2024

A preliminary estimate shows total damage and economic loss from Hurricane Francine in the U.S. The storm effects are continuing to be felt, and some areas have yet to report complete information about damage, … is expected to be $9 billion.

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Damage Insurance Insured Insurer 290

Insurance Journal

JUNE 19, 2025

Hurricane Erick weakened after slamming into Mexico’s southern Pacific coast as a major hurricane on Thursday, leaving a trail of damaged businesses, wrecked boats and flooded streets in the state of Oaxaca as authorities warned of risks from heavy rain.

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Damage Risk 213

Insurance Journal

SEPTEMBER 19, 2024

The storm that swamped parts of the Carolinas this week wasn’t organized enough to be named but it still has caused $7 billion in damage, according to a preliminary estimate from AccuWeather. That was approaching the $9 billion in damage …

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Damage Insured Insurance Insurer 299

Insurance Journal

OCTOBER 14, 2024

Damage to private property from Iran’s recent missile barrage on Israel amounted to 150 million to 200 million shekels ($40 million to $53 million), according to figures provided by Israel’s tax authority, making it the costliest since the start of …

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Damage Insurance Claim Claim Insurance 305

Insurance Journal

OCTOBER 11, 2024

Insurance agents and carriers in the path of Hurricane Milton reported only minor damage to their own offices and homes but a rapidly growing number of claims from residential and commercial policyholders for roof, flood and auto damage. The Florida …

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Damage Agents Claim Policyholder 289

Insurance Journal

OCTOBER 1, 2024

Insurance agents in the mountain city of Asheville, North Carolina, said they and their policyholders have been stunned by the catastrophic damage brought so far inland by Hurricane Helene, which dumped 14 inches of rain on the picturesque community and …

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Damage Agents Insurance Agents Insurance Agent 290

Insurance Journal

SEPTEMBER 3, 2024

Hewlett Packard said Monday it would continue legal proceedings to seek up to $4 billion in damages from British billionaire Mike Lynch’s estate in the UK. company had been seeking compensation over its acquisition of British tech firm …

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Damage Compensation 290

Insurance Journal

JULY 31, 2024

Damaging earthquakes that rocked West Texas in recent days were likely caused by oil and gas activity in an area that has weathered tremors for decades, according to the U.S. Geological Survey. A sequence that began in 2021 erupted with …

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Damage 299

Insurance Journal

APRIL 29, 2025

filed a libel suit against a whistleblower claims adjuster, the adjuster’s lawyer has pushed back, arguing that the suit is an attempt to silence those who question insurers’ damage estimates. Six weeks after Tampa-based Heritage Property & Casualty Insurance Co.

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Casualty Insurance Damage Claim Insurance 290

Insurance Journal

JUNE 20, 2025

billion rand ($361 million) in a South African court for 2022 flood damages that shuttered its plant near Durban, Business Day reported. Toyota Motors Corp. has brought a lawsuit for 6.5 The claim against Transnet SOC Ltd., the KwaZulu-Natal Department …

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Property Insurance Coverage Law

SEPTEMBER 30, 2024

The investigative report featured testimony from whistleblowers who claim that insurance companies deliberately altered hurricane damage reports to underpay homeowners, leaving many Floridians struggling to rebuild their lives in the wake … The post CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage (..)

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Insurance Companies Damage Claim Property Insurance 306

Insurance Journal

JUNE 6, 2025

5, 2025, at about 2:35 in the afternoon, the first severe hailstorm of the season dropped quarter-size hail in Chatham, Mississippi. According to the federal storm events database, there were no injuries, but it caused $10,000 in property …

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Damage Injury Risk 227

Insurance Journal

JANUARY 13, 2025

6, 2025, as part of its ongoing effort to recover wages and damages for 80 female entertainers of a Wichita gentlemen’s club that allegedly failed to pay full wages, … Department of Labor filed a federal lawsuit on Jan.

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Damage 264

Insurance Journal

JUNE 11, 2025

sued a group of lawyers, medical providers and rideshare drivers it claims staged car accidents, manufactured damages and received unnecessary medical procedures to take advantage of insurance policies in Florida, costing the rideshare giant “several million dollars” … Uber Technologies Inc.

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Damage Insurance Policy Claim Insurance 277

Property Insurance Coverage Law

FEBRUARY 4, 2025

If there is to Be Available and Affordable Insurance, Then Property Has to Be More Resilient to Damage appeared first on Property Insurance Coverage Law Blog. Stakeholders within the insurance industry have rightfully been calling for more leadership … The post Where Is the National Plan for Structural Resiliency?

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Damage Property Insurance Insurance Industry Building 165

Insurance Journal

JANUARY 6, 2025

Chamber of Commerce and a top oil and gas industry trade group are suing Vermont over its new law requiring that fossil fuel companies pay a share of the damage caused over several decades by climate change. The …

Damage 264

Damage 264

Insurance Journal

DECEMBER 27, 2024

New York state will fine fossil fuel companies a total of $75 billion over the next 25 years to pay for damage caused to the climate under a bill Governor Kathy Hochul signed into law on Thursday. The law is …

Damage 290

Damage 290

Insurance Journal

JANUARY 3, 2025

Finland’s national power grid operator said on Thursday it had asked a Helsinki court to seize the Eagle S oil tanker in a bid to secure the company’s claim for damages related to the breakdown of the undersea Estlink 2 …

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Damage Claim Protection Liability Insurance 278

Insurance Journal

DECEMBER 2, 2024

With multiple hurricanes rocking Florida and other parts of the Southeast this year, claims professionals have said they are seeing a trend toward “soft fraud,” with more policyholders attempting to include older or unrelated damage in recent storm claims, and …

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Damage Claim Policyholder Risk 264

Insurance Journal

JUNE 26, 2025

A judge ruled that the California FAIR Plan’s smoke-damage policy violates state law, while in another matter a lawsuit from a consumer group is drawing concern from insurers that it could push the California insurance market closer to collapse. On …

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Damage Policy Insurance Insured 221

Insurance Journal

JUNE 15, 2025

Department of Labor recovered $824,276 in back wages and damages for 680 employees of a Las Vegas drywall contractor, which reported denied overtime pay to piece-rate and hourly workers. The department’s Wage and Hour Division investigated Spectrum Construction …

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Damage 164

Insurance Journal

JANUARY 27, 2025

Sweden detained a vessel suspected of damaging a subsea data cable connecting it with Latvia, the third such incident in the Baltic Sea in the past three months. The Security Service said it’s conducting a preliminary investigation into the crime …

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Crime Damage Protection Liability Insurance 269

Insurance Journal

JANUARY 22, 2025

million in claimed business income losses after a building fire damaged almost 1,000 of its marijuana plants and shuttered one of its “flowering” rooms. A cannabis growing company has lost its bid to have its insurer cover $1.3 A federal …

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Damage Claim Building Business Interruption 246

Insurance Journal

APRIL 7, 2025

caused an estimated $80 billion to $90 billion in total damage and economic loss, according to a preliminary estimate from AccuWeather. A multiday severe weather outbreak in the central U.S. From April 2 to April 6, a rare weather system …

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Damage 241

Insurance Journal

JANUARY 23, 2025

Johnson & Johnson is balking at paying $30 million in punitive damages on top of a $15 million jury award to a Connecticut man who developed cancer after using the company’s talcum powder for decades. The company has labeled the …

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Damage 246

Property Insurance Coverage Law

FEBRUARY 3, 2025

We have battled insurance companies, co-counseled on cases, and discussed property insurance case law at a depth most … The post Brotherhood Mutual Hit With $35 Million Punitive Award on Roof Damage Claim appeared first on Property Insurance Coverage Law Blog.

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Damage Claim Policyholder Property Insurance 100

Insurance Journal

APRIL 20, 2025

caused an estimated $80 billion to $90 billion in total damage and economic loss, according to a preliminary estimate from AccuWeather. A multiday severe weather outbreak in the central U.S. From April 2 to April 6, a rare weather system …

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Damage 231

Insurance Journal

JUNE 2, 2025

Nearly seven years after a fire ripped through Ron Perelman’s Hamptons home, he is asking a New York state judge to force insurers to pay him more than $400 million for five paintings he says were damaged in the blaze.

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Damage Insurance Insured Insurer 231

Insurance Journal

JUNE 27, 2025

An object bright enough to be seen streaking across the midday sky fell across parts of the Southeast U.S. on Thursday. The object was likely either a meteor or space junk, with most sightings of the streak of light and …

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Damage Deductible Claim Insured 164