Building Damage Personal Property 
TGS
JUNE 11, 2025
Flood Damage: Not Covered by Standard Policies Here’s the big one. Most homeowners don’t realize that standard home insurance does not cover flood damage. Many insurers in hurricane-prone areas carve out windstorm damage from standard home insurance. Windstorm Exclusions in Coastal Areas Live near the coast?
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AUGUST 4, 2025
Whether your clients own a two-unit, owner-occupied brownstone or a mixed-use brick apartment building with 30 tenants, the right insurance program should reflect the realities of insuring these unique habitational properties in New York City. What sets these buildings apart isn’t just their age — it’s how they were built.
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Distinguished
MAY 19, 2025
Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.
TGS
JUNE 18, 2025
In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. A typical homeowners insurance policy is designed for owner-occupied properties. Get Covered Before the Next Guest Arrives Thinking of listing your property? The answer isn’t always simple.
Simply Insurance
JUNE 11, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.
Distinguished
AUGUST 11, 2025
Here’s an example that shows why California landlords need insurance that is both high-limit and comprehensive: Recently, a fire broke out in a $10 million condominium building , damaging roughly 40% of the structure. Without the right endorsements, even well-insured properties can fall short when coverage matters the most.
Simply Insurance
JUNE 12, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list.
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