Property Insurance Coverage Law

DECEMBER 30, 2024

Insurance policyholders do not read the insurance policies that are sold to them. The insurance contracts are not even provided to the policyholder until after the product is purchased.

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Insurance Agent Insurance Agents Policy Agents 190

Property Insurance Coverage Law

FEBRUARY 1, 2025

With six sailboats and a motorboat, I consider myself an enthusiast, though my insurance agent probably sees me as a … The post Boatowners Beware! Buy a Marine Policy Rather Than Relying Upon a Homeowners Policy For Coverage appeared first on Property Insurance Coverage Law Blog.

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Policy Marine Insurance Agent Insurance Agents 100

Insurance Journal

NOVEMBER 6, 2024

the largest insurer in the state, has suspended binding on policies, statewide, as yet another hurricane approaches from the Carribbean Sea and Gulf of Mexico. 4, “Agents may not bind … Florida’s state-created Citizens Property Insurance Corp., As of Monday, Nov.

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Policy Property Insurance Agents Insurer 246

Insurance Journal

OCTOBER 30, 2024

Being an insurance agent isn’t just about selling policies; it requires a combination of knowledge, dedication, and skills that help you succeed in a highly competitive industry. This post is part of a series sponsored by Darkhorse Insurance. Whether you’re …

Insurance Agent 243

Insurance Agent Insurance Agents Agents Insurer 243

Final Expense Brokerage

JANUARY 29, 2025

Jan 29, 2024 3:23:31 PM Contact Us Share: Final expense insurance is a niche that offers tremendous potential for agents looking to serve seniors and their families. The Key to Success: Quality Leads One of the most common struggles insurance agents face is finding high-quality leads.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Building 130

PSM Brokerage

FEBRUARY 14, 2025

Introduction: Hiring the right licensed-only agents (LOAs) is a critical step in scaling your agency or call center. Whether you're looking to expand your Medicare, ACA, Life Insurance, or Ancillary product offerings, finding top-tier agents can help you increase sales and streamline operations.

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License Agents Insurance Agent Insurance Agents 89

Insurance Journal

OCTOBER 9, 2024

An insurance broker who collected nearly $137,000 in sales commissions by submitting fabricated insurance applications for end-of-life insurance policies in clients’ names without their knowledge, and used those clients’ personal and banking information to pay for those policies, was sentenced …

Insurance Broker 260

Insurance Broker Broker Policy Life Insurance 260

Property Insurance Coverage Law

SEPTEMBER 4, 2024

The duties of an insurance agent to the policyholder will differ depending on state law. Yesterday’s post about a Michigan coverage case, Order and Bind Insurance Before the Loss—Commercial Policy Covers Water Damage Under Drain Backup Endorsement, noted that there was also an issue with insurance agent negligence.

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Policyholder Insurance Agent Insurance Agents Agents 203

Insurance Journal

FEBRUARY 19, 2025

A former Ohio insurance agent was sentenced this month to five years of probation for thefts exceeding $1.4 Rhonda Chandler, of the Columbus area, stole and misappropriated funds, including premiums for pre-need life insurance policies, commonly known as burial …

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Theft Insurance Agent Insurance Agents Agents 191

PSM Brokerage

JANUARY 27, 2025

With a diverse product portfolio and a suite of powerful agent programs and services, we provide everything you need to grow your business, serve your clients, and reach your goals. Heres how our Product Portfolio and Agent Programs and Services Guide can help you thrive. Agent Methods Build a professional online presence with ease.

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Agents Insurance Agent Insurance Agents Building 104

Redbird Agents

FEBRUARY 4, 2025

For insurance agents, managing chargebacks and financial obligations responsibly is a crucial part of building a successful career. Many agents dont realize how Vector One can impact their ability to sell insurance final expense , or any type of insurance in the future. Sell to qualified clients who can afford their policies long-term.

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Agents Insurance Agent Insurance Agents Insurance Companies 130

Redbird Agents

FEBRUARY 4, 2025

For insurance agents selling final expense policies , staying informed about the funeral industry and consumer trends is essential. Consumer behaviors and industry trends shape the size and structure of policies people are purchasing. For example, one major trend is the declining face amounts of final expense policies.

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Policy Agents Insurance Agent Insurance Agents 130

Insurance Journal

MARCH 26, 2025

The Michigan Department of Insurance and Financial Services (DIFS) is encouraging Michiganders to carefully review and understand their existing insurance policies with a licensed insurance agent or trusted advisor, and to shop around to ensure the best coverage to protect …

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Insurance Policy Policy License Insurance Agent 162

Redbird Agents

FEBRUARY 3, 2025

They act as intermediaries between insurance carriers and independent agents, helping agents get contracted with top final expense insurance companies like Mutual of Omaha, Royal Neighbors, Transamerica, and others. Some simply provide carrier contracts, while others actively support agents in building and growing their business.

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Agents Insurance Carrier Life Insurance Building 130

Insurance Journal

APRIL 14, 2025

Five people have been charged in a large-scale insurance fraud scheme involving misrepresented life insurance policies that resulted in fraudulent commissions totaling over $1.4 The five, which include a former insurance agent, reportedly fraudulently obtained more than $1.4 million …

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Life Insurance Insurance Agent Insurance Agents Insurance Policy 310

Insurance Journal

JULY 31, 2024

The New York personal lines carrier Adirondack Insurance Exchange (AIE) is facing financial difficulties and has told its agents and customers that it is working on a transition plan for all existing policies. The insurer urged agents and customers to …

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Agents Insurer Insured Insurance 264

Top Insurance Blogs

MAY 17, 2025

You can cancel your car insurance policy in Germany without incurring extra fees if you understand the process and adhere to the stipulated timelines. As a licensed insurance agent with over a decade of experience in Germany and a policyholder for more than 20 years, I’ve guided numerous clients through this procedure.

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Insurance Policy Policy License Policyholder 52

Redbird Agents

FEBRUARY 3, 2025

One of the most common mistakes I see in the final expense insurance industry is agents trying to diversify too soon, before they have developed real competence in final expense sales. If you look at successful agents in final expense, the vast majority are 100% focused on this market. Does that mean you cant sell other products?

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Agents Building Insurance Agent Insurance Agents 130

American Agents Alliance

APRIL 3, 2025

Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums. Here are some ways agents can help: Educate policyholders about costs and rising premiums.

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Agents Policyholder Premium Auto Insurance 52

American Agents Alliance

MAY 26, 2025

Becoming a trusted risk advisor is about more than just delivering quotes and writing policies. Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Agents can recommend proactive services and vetted third-party vendors to add value.

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Agents Risk Policyholder Broker-Agent 52

Insurance Journal

JULY 19, 2024

Independent agents play a critical role in helping clients find the right home insurance policies for them. They are also instrumental in sharing information about general safety considerations for homeowners, which is especially essential during the summer when risks tend …

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Home Insurance Insurance Policy Agents Insurer 255

Property Insurance Coverage Law

OCTOBER 10, 2024

When your home is damaged, it’s natural for most homeowners to call their insurance agent. Your agent is usually the first person who comes to mind because they sold you the policy. But insurance agents don’t handle claims. That job belongs to an adjuster.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurer 130

Final Expense Brokerage

JUNE 30, 2024

Jun 30, 2024 5:13:42 PM Contact Us Share: Learn how to effectively address objections as an insurance agent and increase your sales success. Understanding Common Objections As an insurance agent, it is important to understand the common objections that consumers may have when it comes to buying final expense. Learn More

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurer 130

Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. What are the Benefits of Partnering With an MGA?

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Agents Broker-Agent Broker Underwriter 52

Insurance Journal

AUGUST 4, 2024

I’m seeing more cases of carriers rescinding policies for application errors, fraud or outright lies (call it what you will) than I’ve ever seen, and these are situations when there is an errors and omission (E&O) claim against the agent.

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Agents Claim Policy 246

Insurance Journal

FEBRUARY 5, 2025

An independent insurance agent represents multiple insurance carriers, offering a diverse array of policies to meet the distinct needs of their clients. This post is part of a series sponsored by Darkhorse Insurance. The freedom to choose from various carriers …

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurance Carrier 130

Redbird Agents

FEBRUARY 3, 2025

I always tell agents that if they want to make a real career out of final expense sales, they should aim to spend at least $1,000 per week on leads. Cost: roughly $35 per month for a $1,000,000 / $2,000,000 policy Why it matters: Some final expense carriers dont require E&O, but thats a red flag.

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Agents Policy Protection Insurer 130

Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. When you think you would be able to find valuable satisfaction in life when you help protect the security and well-being of people dear to you, the career as an insurance agent is very fulfilling. Here we go.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Agency Height

MAY 16, 2025

Yes, you can have more than one life insurance policy. Learn the benefits, rules, and how multiple policies can offer better.

Life Insurance 52

Life Insurance Insurance Policy Policy Insurer 52

Final Expense Brokerage

JULY 3, 2024

In today's digital age, social media has become an invaluable tool for insurance agents looking to expand their client base. Here’s how to effectively use social media ads to find clients as an insurance agent. New parents are often considering their family's future and are more likely to be interested in life insurance policies.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Life Insurance 130

Final Expense Brokerage

MAY 15, 2024

May 15, 2024 11:34:08 AM Contact Us Uncover the secrets behind insurance agent commissions and learn how to maximize your earnings in this competitive field. Share: Exploring the Basics of Insurance Agent Commissions Insurance agent commissions are part of the reasons people are interested in becoming agents.

Insurance Agent 100

Insurance Agent Insurance Agents Agents Insurer 100

Final Expense Brokerage

APRIL 11, 2024

IMOs play a pivotal role in supporting agents, providing resources, and creating growth opportunities to help them achieve their objectives. With a multitude of IMOs out there, it's crucial for agents to thoroughly assess their choices and pick a partner that matches their requirements and goals.

Life Insurance 130

Life Insurance Insurance Agent Insurance Agents Agents 130

Final Expense Brokerage

JULY 19, 2024

A well-crafted personal brand not only sets you apart from other agents but also builds trust and credibility with your clients. Define Your Unique Value Proposition Identify Your Strengths: Determine what sets you apart from other agents. Linda, an insurance agent, features client testimonials prominently on her website.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Building 130

Final Expense Brokerage

NOVEMBER 30, 2024

When discussing final expense insurance with clients, agents often encounter misconceptions that can prevent clients from seeing the value of these policies. This blog breaks down common myths and misconceptions surrounding final expense insurance, offering agents clear strategies and examples to educate and reassure clients.

Agents 130

Agents Out-Of-Pocket Life Insurance Insurer 130

Redbird Agents

APRIL 15, 2024

It looks like you’re here to learn how to become a Medicare insurance agent? This article breaks down the 8 steps required to start and maintain a successful career in Medicare sales and build a residual six-figure income in five years or less (I’ve coached many agents who have accomplished this in 24 months or less).

Insurance Agent 130

Insurance Agent Insurance Agents Agents License 130

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. Property and Liability products are distributed through a national network of agents and brokers.

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Policy Broker-Agent Inland Marine Liability 52

Final Expense Brokerage

APRIL 25, 2024

This guide delves into tools, methods, and tactics that can help you advance your career from being a decent agent to truly excelling. Utilizing the Benefits of CRM Software: A crucial tool for a life insurance agent is a Customer Relationship Management (CRM) software. This often led to delays and missed opportunities.

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Insurance Agent Insurance Agents Agents Life Insurance 130