Central Insurance

MAY 25, 2025

Theyre trusted advisors who collaborate with agents and policyholders to design thoughtful, customized protection. At Central, our underwriters are more than evaluators of risk. Learn how our expert team delivers the Central Difference through personalized service, deep industry knowledge, and a commitment to peace of mind.

Underwriting 130

Underwriting Underwriter Policyholder Insurer 130

Property Insurance Coverage Law

DECEMBER 30, 2024

Insurance policyholders do not read the insurance policies that are sold to them. The insurance contracts are not even provided to the policyholder until after the product is purchased.

Insurance Agent 190

Insurance Agent Insurance Agents Policy Agents 190

American Agents Alliance

MAY 26, 2025

Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Risk management solutions can help lower a policyholders total cost of risk and increase retention. When risks are managed well, policyholders can save money on premiums.

Agents 52

Agents Risk Policyholder Broker-Agent 52

Insurance Journal

MAY 13, 2025

Pen Underwriting, the London-based managing general agent, has invested in a new cyber protection platform called “Pen Protect,” which aims to equip all its cyber policyholders around the world with an exclusive, enhanced, integrated suite of risk management tools and …

Cyber 264

Cyber Risk Underwriting Underwriter 264

American Agents Alliance

APRIL 3, 2025

While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders. Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Many policyholders do not realize the connection between tariffs and insurance costs.

Agents 52

Agents Policyholder Premium Auto Insurance 52

Insurance Journal

NOVEMBER 17, 2024

Just because a carrier’s form shows the policyholder has XYZ Coverage does not necessarily mean they have XYZ Coverage in the real world. And yet, I find that few agents understand or know this. And even when they read the …

Policyholder 246

Policyholder Agents 246

Top Insurance Blogs

APRIL 23, 2025

Would you like to know the peculiar challenges in the insurance industry facing policyholders and insurers in Germany? If your answer is yes, keep reading.

Policyholder 52

Policyholder Insurance Industry Insurer Insurance 52

Property Insurance Coverage Law

FEBRUARY 1, 2025

With six sailboats and a motorboat, I consider myself an enthusiast, though my insurance agent probably sees me as a … The post Boatowners Beware! Buy a Marine Policy Rather Than Relying Upon a Homeowners Policy For Coverage appeared first on Property Insurance Coverage Law Blog.

Policy 195

Policy Marine Insurance Agent Insurance Agents 195

American Agents Alliance

MAY 6, 2025

This creates both an opportunity and a challenge for independent agents. Find out more about how agents can help policyholders manage catastrophic weather events in this blog. Talk with policyholders before the next storm or wildfire hits. Try sending personalized messages to policyholders based on their coverage needs.

Policyholder 52

Policyholder Agents Business Interruption Risk 52

Top Insurance Blogs

MAY 24, 2025

Car insurance policyholders want to know the best payment option available in Germany. In my over 10 years of experience as a professional insurance agent, Ive seen countless policyholders struggle with one key question: Should I pay my car insurance monthly or annually?

Policyholder 59

Policyholder Insurance Agent Insurance Agents Insurer 59

Insurance Journal

MAY 1, 2025

For independent agents, crafting the perfect emailwhether it’s for a new policyholder, a renewal reminder, or a marketing campaigncan be surprisingly time-consuming. This post is part of a series sponsored by EZLynx. Making sure every message hits the mark can …

Policyholder 130

Policyholder Agents 130

American Agents Alliance

JANUARY 4, 2025

Establishing strong, trusting policyholder relationships drives long-term success for many agents and brokers. Agents and brokers must balance the risk of E&O and policyholder relationships to succeed. Agents and brokers must balance the risk of E&O and policyholder relationships to succeed.

Policyholder 52

Policyholder Broker-Agent Agents Claim 52

Top Insurance Blogs

MAY 17, 2025

As a licensed insurance agent with over a decade of experience in Germany and a policyholder for more than 20 years, I’ve guided numerous clients through this procedure. You can cancel your car insurance policy in Germany without incurring extra fees if you understand the process and adhere to the stipulated timelines.

Insurance Policy 52

Insurance Policy Policy License Policyholder 52

American Agents Alliance

FEBRUARY 21, 2025

Insurance agents and brokers can also follow this strategy to connect with policyholders. Learn ways to engage with customers and increase policyholder retention by leveraging social media. Policyholders want to work with an agent who understands their needs and educates them on insurance solutions.

Policyholder 52

Policyholder Broker-Agent Agents Broker 52

American Agents Alliance

APRIL 8, 2025

With the potential rise in the cost of auto insurance, policyholders cant afford an accident due to distracted driving right now. Agents and brokers can help play a role in risk mitigation by offering educational resources and talking with their policyholders to provide distracted driving awareness tips.

Auto Insurance 52

Auto Insurance Policyholder Broker-Agent Agents 52

Top Insurance Blogs

MAY 9, 2025

As an experienced insurance agent with 10 years in the game, I’ve observed firsthand how this model offers transparency, cost-effectiveness, and a sense of community among policyholders. Its doing this by introducing a community-driven approach to risk sharing.

Policyholder 52

Policyholder Insurance Agent Insurance Agents Insurer 52

American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. How to Use Data Analytics to Keep Policyholders Engaged Retaining a policyholder long-term leads to recurring revenue and an ongoing referral source.

Agents 52

Agents Insurance Agents Insurance Agent Policyholder 52

PSM Brokerage

JANUARY 23, 2025

For agents, this means there is a consistent and growing pool of potential clients who value the comprehensive coverage and flexibility that Medicare supplements provide. Flexibility: Medicare supplements allow policyholders to see any doctor or specialist who accepts Medicare, without network restrictions. Medicare Agent Resources

Out-Of-Pocket 77

Out-Of-Pocket Agents Life Insurance Policy 77

Property Insurance Coverage Law

APRIL 29, 2025

When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage.

Property Insurance 113

Property Insurance Insurance Agent Insurance Agents Building 113

American Agents Alliance

FEBRUARY 14, 2025

Cross-selling is an important tool for independent insurance agents and brokers, but it must be done ethically. Policyholders benefit from their agents expertise and knowledge when cross-selling is done well. Learn more about the ethics of cross-selling and how to use it to help policyholders in this blog.

Broker-Agent 52

Broker-Agent Insurance Agents Insurance Agent Broker 52

Property Insurance Coverage Law

APRIL 29, 2025

When it comes to protecting your home, business, or investment property, theres one essential coverage that many property owners overlook regarding Ordinance or Law (O&L) coverage.

Property Insurance 113

Property Insurance Insurance Agent Insurance Agents Building 113

EverQuote

JULY 17, 2024

For insurance agents, retaining a current customer is less costly and less time-consuming than winning over a new client. But many agents struggle with customer retention, lacking a systematic strategy to retain customers they're already acquired.

Policyholder 90

Policyholder Insurance Agent Insurance Agents Agents 90

American Agents Alliance

APRIL 17, 2025

Learn more about digital risks in 2025 and how agents and brokers can help policyholders manage these exposures with cyber insurance. Rather, it should be a core part of any policyholders risk management plan. Agents can be the experts when it comes to educating policyholders about their individual digital risks.

Cyber 52

Cyber Agents Risk Broker-Agent 52

American Agents Alliance

JANUARY 30, 2025

Last week, he issued a Bulletin to all California insurance companies requiring that insurance companies issue advance payments to policyholders who suffered a total loss in the Southern California wildfire emergency. Commissioner Lara has taken a series of actions to speed the recovery process for consumers.

Protection 52

Protection Out-Of-Pocket Policyholder Deductible 52

American Agents Alliance

MARCH 9, 2025

For agents and brokers, this is a significant opportunity to grow their business while better serving an evolving market. Womens Financial Empowerment and the Opportunities for Agents Women have historically been an underserved market in the insurance industry as men have been the primary decision makers in households.

Agents 52

Agents Insurance Agents Insurance Agent Broker-Agent 52

American Agents Alliance

JULY 17, 2024

Agents and brokers play important roles in the digital claims management process, from educating policyholders on loss mitigation to helping insureds file claims and work with their insurers. Knowing how to help these policyholders throughout their claim can be a helpful service agents can offer their insureds.

Broker-Agent 52

Broker-Agent Broker Agents Claim 52

Property Insurance Coverage Law

FEBRUARY 1, 2025

With six sailboats and a motorboat, I consider myself an enthusiast, though my insurance agent probably sees me as a … The post Boatowners Beware! Buy a Marine Policy Rather Than Relying Upon a Homeowners Policy For Coverage appeared first on Property Insurance Coverage Law Blog.

Policy 100

Policy Marine Insurance Agent Insurance Agents 100

American Agents Alliance

APRIL 28, 2025

This means they need access to agents and brokers who understand their specific needs and concerns. With over 33 million small businesses in the US, the small commercial space could be an untapped market for many independent insurance agents. Tailor coverage to the specific needs of small commercial policyholders. Join us today!

Agents 52

Agents Broker-Agent Commercial Policyholder 52

American Agents Alliance

MARCH 3, 2025

However, for agents and brokers, these new AI-driven processes can introduce new E&O risks to mitigate and manage. How AI is Changing E&O Risks for Agents and Brokers While AI is transforming industries, it also introduces new risks. Chatbots and other types of automated interactions with policyholders could create errors.

Broker-Agent 52

Broker-Agent Broker Agents Risk 52

American Agents Alliance

SEPTEMBER 30, 2024

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. Learn more about how to help policyholders prepare for the unexpected with helpful tips. Provide a checklist so your policyholders can easily keep track of personal property.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

P&L Financial Services

AUGUST 29, 2024

Working as a senior benefits agent can be incredibly rewarding, yet it’s a career path often misunderstood by many. There are several myths that deter potential agents from pursuing this fulfilling profession. Agents take the time to understand each client’s unique situation, needs, and preferences.

Policyholder 52

Policyholder Risk Agents Insurer 52

American Agents Alliance

NOVEMBER 9, 2024

Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. Learn more about how agents can help their policyholders manage earthquake risk in this blog. Some policyholders may be unaware of the coverage gap.

Agents 40

Agents Risk Broker-Agent Policyholder 40

American Agents Alliance

JANUARY 24, 2025

In a dynamic industry like insurance, agents and brokers must keep up with changes while learning new skills and staying informed on current regulations. Learn more about how agents and brokers can create and utilize a useful professional development plan then create your own. Some seminars will include CE credit.

Broker-Agent 52

Broker-Agent Agents Broker Policyholder 52

American Agents Alliance

NOVEMBER 15, 2024

Developing and maintaining strong, trusting carrier relationships is essential for an independent agent or broker. Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents. Proactively solve problems alongside carrier partners.

Building 40

Building Agents Broker-Agent Policyholder 40

American Agents Alliance

OCTOBER 18, 2024

Tough insurance markets make managing the industry a challenge for independent agents and brokers. These challenging conditions call for a strategic approach focused on policyholder needs. Read on to learn more about how agents and brokers can best manage tough insurance markets.

Agents 40

Agents Broker-Agent Policyholder Broker 40

American Agents Alliance

DECEMBER 8, 2024

Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close. Innovative digital tools can streamline underwriting while improving efficiency for insurers and agents.

Broker-Agent 40

Broker-Agent Agents Broker Risk 40

American Agents Alliance

MAY 19, 2025

Here are four common policy assumptions that can lead to E&O claims, and tips to help agents avoid them: Assuming coverage will carry over from a prior policy. Assuming the policyholder is educated about their insurance needs. Agents can help avoid this error by being sure to advise policyholders appropriately about their needs.

Policy 52

Policy Claim Policyholder Agents 52