Triple-I: Business Insurance

OCTOBER 25, 2024

The commercial auto insurance line has struggled to achieve underwriting profitability for years, even before the inflationary conditions that have been affecting property/casualty lines more recently. This trend has been accompanied by steady growth in net written premiums (NWP).

Commercial 52

Commercial Underwriting Underwriter Auto Insurance 52

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

points year-over-year improvement, with commercial lines continuing to outperform personal lines. Much of the overall underwriting gain was due to growth in personal lines net premiums written. Commercial lines underwriting profitability remained mostly flat. Commercial lines underwriting profitability remained mostly flat.

Commercial 68

Commercial Underwriting Underwriter General Liability 68

Triple-I: Homeowners Insurance

APRIL 10, 2025

In 2025, that exposure will increase further as FAIR begins offering higher commercial coverage for larger homeowners, condominium associations, homebuilders and other businesses. Insurance Commissioner Ricardo Lara has implemented a Sustainable Insurance Strategy to alleviate these pressures.

Insurer 52

Insurer Insurance Insured Premium 52

Mark Jackson Insurance Agency

JULY 23, 2024

Driver delivering packages by Kampus Production In the commercial auto industry, safety is paramount. With advancements in technology, telematics has emerged as a powerful tool for enhancing commercial driver safety. Leveraging telematics in the commercial driving sector offers a multitude of benefits.

Commercial 52

Commercial Auto Insurance Insurance Claim Claim 52

Triple-I: Homeowners Insurance

MAY 15, 2025

Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. Personal auto insurers reported a 2024 NCR of 95.3, marking a considerable 9.6-point point year-over-year improvement. percent in 2023 and 12.8

Workers Compensation 45

Workers Compensation General Liability Liability Underwriter 45

Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurer 52

Agency MVP

DECEMBER 20, 2021

Auto insurance leads are the lifeblood of the insurance agency. You can generate auto insurance leads for yourself through advertisements online, social media, or television. There are many ways to generate car insurance leads. Continue below to learn more about how auto insurance leads are generated.

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

Policy 40

Policy Business Owners Policy General Liability Liability 40

Distinguished

APRIL 21, 2025

Optional Coverage Enhancements Landlords in Chicago can further customize their policies with additional coverage options: Flood & earthquake insurance: Protection against natural disasters. Hired and non-owned auto insurance: Covers vehicles used for property management.

Broker 52

Broker Liability Broker-Agent Building 52

Frankenmuth Insurance

JULY 25, 2024

What factors affect my premiums? What specific factors are affecting my premium? Are there things I can do to lower my premium, like adding security cameras or implementing safety measures? If I use vehicles for my business, do I need commercial auto insurance?

Agents 57

Agents Deductible Premium Claim 57

Jackson & Jackson

MAY 23, 2024

Factors such as the dense population, diverse industries, and varying geographical conditions contribute to the complexity of the insurance landscape. As a result, insurance premiums tend to be higher in California compared to other states. Start by conducting a detailed review of your business operations.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurer Insurance 52

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Triple-I: Business Insurance

AUGUST 11, 2022

The property & casualty insurance industry’s combined ratio – an indicator of underwriting profitability – is forecast at 100.7 Combined ratio represents the difference between claims and expenses paid and premiums collected by insurers. We forecast 2022 P&C premium growth of 8.5 for 2022, up 1.2

Underwriting 40

Underwriting Underwriter Workers Compensation Premium 40

American Agents Alliance

SEPTEMBER 26, 2024

By the end, you’ll have a comprehensive understanding of how integrating surety bonds into your offerings can streamline your operations, open new markets, and solidify your role as a trusted advisor to your commercial clients. According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3

Agents 40

Agents Insurance Agent Insurance Agents General Liability 40

Distinguished

MAY 13, 2025

Commercial umbrella : A policy that gives hotels additional liability coverage so they can maintain coverage limits beyond what is available on their primary GL. Commercial auto : A comprehensive policy that covers commercial vehicles if theyre involved in an accident, vandalized, or stolen.

Broker 52

Broker General Liability Liability Insurer 52

Rough Notes

APRIL 1, 2025

Prevention-first strategies in a rising premium market By Randy Boss, CRA, CRM, MWCA, SHRM-SCP The commercial auto market is at a crossroads, with rising claims, increasing premiums, and disruptive new risks; yet every challenge presents an opportunity for innovation.

Commercial 52

Commercial Premium Claim Risk 52

Distinguished

JUNE 2, 2025

Distinguished offers three core programs tailored to Ohios rental property landscape: City landlord insurance : For owners of 2-100 unit properties, including mixed-use buildings with commercial tenants. City multi-family landlord insurance : Ideal for 2-4 unit properties, whether fully rented or partially owner-occupied.

Liability 52

Liability Insurer Insurance Insured 52

Triple-I: Homeowners Insurance

MARCH 13, 2025

Property and casualty insurers are no less concerned, as the cost of repairing and replacing damaged property is a driver of claim costs and, ultimately, policyholder premiums. Tariffs and threats of tariffs have been roiling financial markets since January.

Casualty Insurance 64

Casualty Insurance Insurer Insurance Insured 64