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What Are the Risks of Liability Only Auto Insurance?

TGS

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it?

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Driving Without Insurance in Florida

TGS

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Why Do People Risk Driving Without Insurance in Florida?

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Business Owner’s Policy for Restaurants

Distinguished

General liability coverage protects against third-party claims involving bodily injury, property damage, or advertising injury from slip-and-fall accidents to food-related complaints. Liquor Liability Coverage Distinguisheds BOP offers liquor liability coverage for eligible restaurants. What Doesn’t a BOP Cover?

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Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

That’s what you’d get if it’s stolen or damaged. Replacement value (or replacement cost value, RCV) is what it would cost to buy a brand-new version of your lost or damaged item today, without worrying about depreciation. Use Case : ACV is common for auto insurance or older items with less value. Now, let’s switch gears.

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Spring is here, let’s get our recreational vehicles out

Shield Insurance Agency

Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage. It’s a common misconception that standard auto insurance policies will cover recreational vehicles. In most cases, this isn’t true.

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How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. first appeared on Insurance Blog | Paragon Independent Insurance Agencies.

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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.