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U.S. Lawmakers Reintroduce the PAID Act to End Discrimination in Auto Insurance Rates

Top Insurance Blogs

A new push to overhaul how auto insurance premiums are calculated in the United States is gaining momentum. This week, the Prohibit Auto Insurance Discrimination (PAID) Act was reintroduced in the U.S. The bill, championed by Representatives […] The post U.S.

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Insurance Affordability, Availability Demand Collaboration, Innovation

Triple-I: Homeowners Insurance

Louisiana has consistently been among the least affordable states for homeowners and auto insurance, according to the Insurance Research Council (IRC), in part because of its reputation for being plaintiff-friendly in civil litigation. We’re talking about why premiums are where they are.”

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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums. Tariffs can also drive up inflation in the overall economy, increasing labor costs across industries. Here are some ways agents can help: Educate policyholders about costs and rising premiums.

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Innovative Insurance Agency Marketing Strategies

Tosten Marketing

For insurance agencies, educational videos prove particularly effective. Try creating short, informative videos on topics like: How to file a claim Understanding different types of coverage Tips for reducing premiums Infographics simplify complex information and are highly shareable on social media.

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P&C Insurance Achieves Best Results Since 2013; Wildfire Losses, Tariffs Threaten 2025 Prospects

Triple-I: Homeowners Insurance

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, Personal auto insurers reported a 2024 NCR of 95.3, This advancement was largely attributable to robust net written premium (NWP) expansion, with growth rates of 14.4 demonstrating a substantial 5.1-point

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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

Homeowners in Georgia’s most climate-risk-vulnerable counties , such as the coastal and most southern parts of the state, can face double-digit premium hikes or nonrenewals. At least 38 of those events happened in the last five years, with 14 in 2023.

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Best Car Insurance In Illinois For Your Auto!

Simply Insurance

GEICO Car Insurance GEICO is well-known for its affordable rates and extensive coverage options. With a strong presence in Illinois, GEICO offers a variety of discounts that can help you save even more on your premiums. Understanding these factors can help you get a better idea of what to expect when shopping for insurance.