Insurance Journal

MAY 29, 2025

South Carolina’s governor has signed a liquor liability and tort-reform bill into law, but some lawmakers said broader changes to the state’s legal system are needed. Senate Majority Leader Shane Massey, who helped push through a compromise dram shop bill …

Liability 173

Liability Auto Insurance Liability Insurance Insured 173

Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. This latest change could disproportionately affect communities where insurance costs already strain household budgets.

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TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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Shield Insurance Agency

MAY 12, 2025

Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage. It’s a common misconception that standard auto insurance policies will cover recreational vehicles. In most cases, this isn’t true.

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Out-Of-Pocket Expense Out-Of-Pocket Auto Insurance Insurance Policy 59

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

For example, the IRC findings across personal auto lines show a dual trend in Georgia of increased claims and litigation. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. The five-year average count for liability claims increased 24.9

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Commercial General Liability Commercial Umbrella Claim Liability 89

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

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Workers Compensation Liability Inland Marine Insurance Property Damage 52

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars.

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Paragon Independent Insurance Agencies

JUNE 16, 2025

The answer is your auto insurance. Paragon Independent Insurance Agency can help you buy a policy to protect yourself, passengers, and your vehicle. Find the Right Coverage Texas requires motorists to have minimum liability insurance, but that will only pay for damage you cause to other vehicles in an at-fault accident.

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Auto Insurance Damage Insurance Agency Injury 40

TGS

MARCH 4, 2025

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident.

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Auto Insurance Insurance Insurer Insured 52

Mark Jackson Insurance Agency

MAY 7, 2025

Before making any purchases or policy changes, speak with your insurance agent to determine the best setup for coverage, cost, and flexibility. Review Your Insurance Coverage Most auto insurance policies require you to inform the insurer when a new driver is added to your household.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Commercial auto insurance is essential if your company owns or operates vehicles—whether for deliveries, client visits, or transporting goods. It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents.

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Commercial Insurance Commercial Insurance Agency Cyber 40

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Umbrella insurance covers these additional costs, ensuring that you’re not left financially vulnerable.

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Liability Policy Insurance Policy Protection 52

Freeway Insurance

OCTOBER 8, 2023

Car insurance claims are important because they help you feel more confident when unexpected and costly problems arise with your car. Immediate Costs of an Auto Insurance Claim When you have to deal with an auto insurance claim, it can be surprising how quickly the bills add up.

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Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

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Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

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Paragon Independent Insurance Agencies

JANUARY 31, 2025

If you’re buying a car with an auto loan, the lender will likely require proof of car insurance before funding the loan. Typically, auto lenders require proof of full coverage of auto insurance. Looking for Car Insurance? The post Can I Drive My New Car Off the Lot Without Auto Insurance?

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Auto Insurance Insurance Agency Insurance Insurer 40

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong.

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Policy Business Owners Policy General Liability Liability 40

Triple-I: Homeowners Insurance

MAY 15, 2025

Personal auto insurers reported a 2024 NCR of 95.3, Impending challenges and market pressures: The general liability segment is encountering increased financial strain, as evidenced by the least favorable NCR since 2016 and the third worst since 2010. marking a considerable 9.6-point point year-over-year improvement.

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LexisNexis

SEPTEMBER 17, 2024

State Differences Could Affect How AVs Are Insured As cars move up the SAE levels of autonomy, auto insurance companies are going to have to adjust their polices to hold automakers and software developers liable for collisions, at least under some circumstances. Over half of those states have enacted such measures.

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Auto Insurance Insurance Insurer Insured 97

Tosten Marketing

APRIL 7, 2025

For example, use “auto insurance in [Your City]” instead of just “auto insurance.” Harness the Power of Social Media Social media isn’t just for entertainment; it’s a powerful tool for insurance agencies to connect with their community and showcase their expertise.

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Insurance Agency Insurance Insurer Insured 52

Simply Insurance

JUNE 16, 2025

How Much Is Aircraft Mechanic Liability Insurance? Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance? How Much Is Senior Pilot Insurance? What Is The Cheapest Homeowners Insurance Company In Alaska?

Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Damage 52

Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

Injury 52

Injury Property Damage Auto Insurance Liability 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

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Commercial Umbrella Commercial Liability General Liability 52

TGS

SEPTEMBER 14, 2023

As a household member who is covered by the home insurance policy, that retiree is an additional insured. Additional Insured On Your Auto Insurance Auto insurance is similar! Additional Insured vs. Additional Interest Which One Will Impact My Premium? TGS Insurance is here to help!

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Policy Auto Insurance Home Insurance Insurance Policy 52

TGS

NOVEMBER 18, 2024

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play.

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TGS

OCTOBER 10, 2023

Others verify that you have a separate car (with standard auto insurance ) that you use for your day to day activities, such as your commute. >> >> TGSI TIP: Ask your insurance agent about Under Construction coverage for an ongoing restoration project. What’s Included in Classic Car Insurance?

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Mark Jackson Insurance Agency

NOVEMBER 12, 2024

Health insurance is another consideration, as many couples may save money by joining a single plan with the best benefits. Additionally, married couples may qualify for discounts on auto insurance , making it a great time to consolidate policies for convenience and savings.

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TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. How TGS Insurance Agency Can Help If you’re feeling overwhelmed by Florida’s insurance requirements or worried about finding coverage that fits your budget, you’re not alone. These aren’t optional—they’re mandatory.

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Auto Insurance Insurance Insurer Insured 52

Freeway Insurance

NOVEMBER 24, 2024

Lets take a drive through the history of auto insurance to learn howand why car insurance has evolved over time. Horse-Drawn Wagons to Horsepower: The Inception Getting insured is such a massive part of modern life, with policies covering everything from your home to your health.

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Auto Insurance Insurer Insurance Insured 52

Insurance Journal

SEPTEMBER 3, 2024

Three insurers that paid more than $1 million in auto and property damage claims to a New York couple and their homeowners association are attempting to recover the payments from the giant car maker and local dealership. The claims stemmed …

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Damage Property Damage Claim Insurance 278

Insurance Journal

DECEMBER 4, 2024

SAVANNAH, Ga. (AP) AP) — A judge has thrown out a lawsuit by a Georgia gun owner who sought to challenge a Savannah city ordinance that imposes fines and potential jail time for people who leave firearms inside unlocked cars. The …

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Theft Auto Insurance Liability Insurance Liability 263

Insurance Journal

SEPTEMBER 5, 2024

BOVINA, Miss. (AP) AP) — The seven people killed in a weekend bus crash in Mississippi were all from Mexico, the Mississippi Highway Patrol said Tuesday as it released their names and ages. The department said those killed Saturday were Miguel …

Auto Insurance 264

Auto Insurance Commercial Liability Insurer 264

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Improvements in commercial property, commercial multi-peril, and workers compensation were offset by continued deterioration in commercial auto and general liability. Commercial auto expectations are worsening and continue to remain unprofitable through at least 2026,” he said.

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TGS

NOVEMBER 15, 2024

On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Talk with your insurance representative to find the right coverage balance based on each car’s purpose and value.

Auto Insurance 52

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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Tosten Marketing

MARCH 10, 2025

Use H2 tags for main sections and H3 tags for subsections.

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