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APCIA Warns Michigan Auto Insurance Bill Could Destabilize Market

Insurance Journal

By Ezra Amacher A Michigan lawmaker has proposed legislation that would mandate auto insurance premium reductions of at least 10% on any new or renewed policy, a bill that the American Property Casualty Insurance Association (APCIA) says would destabilize the …

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Rate Growth Slows, Moving Violations Increase: The Road Ahead for Auto

Insurance Journal

The auto insurance market is shifting gears. Last year, the sector saw premium growth, lower retention rates and improved loss ratios, leading to a softening market and increased profitability. However, it’s a winding road, according to the 2025 annual LexisNexis …

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U.S. Lawmakers Reintroduce the PAID Act to End Discrimination in Auto Insurance Rates

Top Insurance Blogs

A new push to overhaul how auto insurance premiums are calculated in the United States is gaining momentum. This week, the Prohibit Auto Insurance Discrimination (PAID) Act was reintroduced in the U.S. The bill, championed by Representatives […] The post U.S.

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Maryland Unveils Details of Telematics Programs, Practices and Popularity

Insurance Journal

The number of Maryland auto insurance policies enrolled in a telematics program has been consistently growing, increasing by about 45% from 2021 to 2023. About 55% of the enrolled policies experienced an increase or decrease in premiums, according to results …

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6 Foolproof Things That Can Affect Your Car Insurance Premiums in 2025

Top Insurance Blogs

Some of the top questions new policyholders love to have answers to about their premiums before buying any car insurance coverage even on a good discount include but are not limited to: When shopping for car insurance, many intending car owners often concentrate on getting low insurance rates.

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New Teen Driver? Here’s What You Need to Know About Safety—and Your Insurance Rates

Central Insurance

Learn how the teenSMART program improves teen driver safety and may help lower your auto insurance premium with Central. Heres What You Need to Know About Safetyand Your Insurance Rates appeared first on Central Insurance Blog. The post New Teen Driver?

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How Telematics Apps Are Used in Canada: A Guide for Drivers

Top Insurance Blogs

With rising insurance premiums and increased focus on road safety, driving apps Canadians use with telematics are reshaping the way auto insurance works in the country. Telematics apps in Canada are becoming the go-to solution for drivers looking to save money and drive more safely.