Top Insurance Blogs

APRIL 16, 2025

Some of the top questions new policyholders love to have answers to about their premiums before buying any car insurance coverage even on a good discount include but are not limited to: When shopping for car insurance, many intending car owners often concentrate on getting low insurance rates.

Premium 88

Premium Policyholder Insurance Insurer 88

Insurance Journal

NOVEMBER 17, 2024

Commercial auto insurance has struggled to achieve underwriting profitability, even before inflationary conditions affected property/casualty lines in recent years. The trend has been accompanied by steady growth in net written premiums (NWP), according to the Insurance Information Institute (Triple-I), an …

Commercial 245

Commercial Auto Insurance Underwriter Underwriting 245

Shield Insurance Agency

APRIL 30, 2025

At Shield Insurance Agency, nestled in the heart of Michigan, we know that as the seasons change, so do your auto insurance needs. Spring Cleaning Your Coverage While your vehicle was hibernating, you might have tweaked your auto insurance to reflect its sleepy status.

Auto Insurance 52

Auto Insurance Insurance Agency Insurance Insurer 52

Top Insurance Blogs

APRIL 15, 2025

Would you like to know the cities in the United States that have the most expensive auto insurance rates in 2025? Why does auto insurance cost more in some states than in others?

Auto Insurance 52

Auto Insurance Insurance Policy Insurance Insurer 52

Insurance Journal

MARCH 25, 2025

The Florida Office of Insurance Regulation provides a rate comparison tool on its website for homeowners’ and auto insurance, allowing consumers to view estimated premiums for limited types of properties and policyholders. Under a bill approved by the Florida Senate …

Auto Insurance 180

Auto Insurance Policyholder Premium Insurance 180

Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

Top Insurance Blogs

APRIL 17, 2025

Who wouldnt want to pay less premium for their car insurance coverage compared to what everyone else in their state is paying? We write sales copies for insurance […] The post 5 Ways to Get Lower Auto Insurance Costs in 2025 appeared first on My Top Insurance Blogs. This is not contestable.

Auto Insurance 83

Auto Insurance Premium Insurance Insurer 83

Insurance Journal

AUGUST 28, 2024

Americans are seeking to change their insurance coverage more frequently than in the past, after a surge in premiums that’s squeezed household budgets, a new industry report shows. For car insurance, so-called policy shopping rates — essentially the share of …

Premium 306

Premium Insurance Insurer Insured 306

Boyle Agency Insurance

DECEMBER 3, 2024

Auto insurance rates vary from person to person and vehicle to vehicle. That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance.

Premium 73

Premium Auto Insurance Out-Of-Pocket Deductible 73

Insurance Journal

JULY 22, 2024

The Pennsylvania Insurance Department (PID) reported that it has saved consumers $98.3 million in annual auto, home and other property/casualty insurance premiums in the first six months of 2024 through its review of insurance company rate filings. The vast majority …

Casualty Insurance 276

Casualty Insurance Premium Insurance Companies Insurance 276

Insurance Journal

DECEMBER 1, 2024

commercial auto insurance segment sustained a $5 billion net loss in 2023, a new AM Best report indicates further deterioration in the first half of 2024. Despite targeted underwriting initiatives, including raising premiums to match the rising … After the U.S.

Commercial 130

Commercial Auto Insurance Underwriter Underwriting 130

Top Insurance Blogs

APRIL 11, 2025

Florida car insurance is one of the most expensive premiums in the United States. Why is Florida car insurance so expensive? The average cost of automobile insurance has risen across the country, and Florida’s auto insurance prices are following suit. Im not sure you know why but we will tell you.

Auto Insurance 52

Auto Insurance Premium Insurance Insurer 52

Shield Insurance Agency

MAY 12, 2025

Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage. It’s a common misconception that standard auto insurance policies will cover recreational vehicles. However, there are numerous ways to potentially save on your premium.

Out-Of-Pocket Expense 59

Out-Of-Pocket Expense Out-Of-Pocket Auto Insurance Insurance Policy 59

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim.

Deductible 52

Deductible Auto Insurance Out-Of-Pocket Premium 52

American Agents Alliance

APRIL 3, 2025

Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums. Auto parts are often manufactured overseas, even for US-made vehicles, which could drive up the cost of repair and in turn, cause rates to rise. This could cause higher rates in commercial property and homeowners lines.

Agents 52

Agents Policyholder Premium Auto Insurance 52

TGS

SEPTEMBER 29, 2023

TGS Insurance » Blog What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. Tell your agent!

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Scott Insurance

FEBRUARY 7, 2023

is facing higher-than-normal increases to their auto insurance premiums. According to Bankrate , an independent publisher and comparison service, auto insurance in the U.S. Therefore, if the costs associated with an accident increase, insurance premiums will follow suit.

Auto Insurance 52

Auto Insurance Premium Insurance Carrier Insurance 52

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars.

Auto Insurance 40

Auto Insurance Insurance Agency Premium Insurance Policy 40

Triple-I: Homeowners Insurance

JANUARY 22, 2025

Reforms put in place in 2024 are a positive move toward repairing Louisianas insurance market, which has long suffered from excessive claims litigation and attorney involvement that drive up costs and, ultimately, premium rates. Learn More: Louisiana Is Least Affordable State for Personal Auto Coverage Across the South and U.S.

Auto Insurance 52

Auto Insurance Premium Claim Property Insurance 52

Freeway Insurance

JANUARY 6, 2025

Bundling multiple insurance policies together is known as one of the easiest ways to get a discount, especially when it comes to homeowners insurance and auto insurance. Many insurers have robust savings plans in place designed to get you a better deal when you bundle home and auto insurance.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Freeway Insurance

OCTOBER 8, 2023

Car insurance claims are important because they help you feel more confident when unexpected and costly problems arise with your car. Immediate Costs of an Auto Insurance Claim When you have to deal with an auto insurance claim, it can be surprising how quickly the bills add up. This is called a premium increase.

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

American Agents Alliance

APRIL 8, 2025

With the potential rise in the cost of auto insurance, policyholders cant afford an accident due to distracted driving right now. Distracted Driving Awareness Tips For Auto Insurance Policyholders We often think of distracted driving as texting, talking on the phone, or using a mobile phone to read news or watch YouTube while driving.

Auto Insurance 52

Auto Insurance Policyholder Broker-Agent Agents 52

Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurance 52

Triple-I: Homeowners Insurance

MARCH 4, 2025

Floridas legislative reforms to address claim fraud and legal system abuse are stabilizing the states property/casualty insurance market, according to the latest Triple-I Issues Brief. In addition, the brief says, the number of insurers writing business in the state has rebounded after a multi-year exodus.

Premium 52

Premium Claim Auto Insurance Casualty Insurance 52

Agency MVP

DECEMBER 20, 2021

Auto insurance leads are the lifeblood of the insurance agency. You can generate auto insurance leads for yourself through advertisements online, social media, or television. There are many ways to generate car insurance leads. Continue below to learn more about how auto insurance leads are generated.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Triple-I: Homeowners Insurance

APRIL 10, 2025

And, regardless of what regulators or legislators do, California homeowners insurance premiums will need to rise. The Triple-I brief points out that despite the Golden States many challenges its homeowners actually enjoy below-average home and auto insurance rates as a percentage of median income.

Insurance 52

Insurance Insurer Insured Premium 52

TGS

MARCH 4, 2025

Is It Illegal to Drive Without Insurance in Florida? Yes, driving without insurance in Florida is illegal. The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. This often comes with higher premiums.

Auto Insurance 52

Auto Insurance License Insurance Insurer 52

Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. The potential premium savings are worth the data sharing. They buy differently.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

American Agents Alliance

AUGUST 10, 2024

Severe weather is transforming the auto insurance industry. This means insurers must adapt to changing weather patterns and increasing unpredictability. Focused on the impacts of severe weather events on the auto insurance and repair industries, the report gives timely details on the future of the industry.

Auto Insurance 40

Auto Insurance Broker-Agent Agents Policyholder 40

Mark Jackson Insurance Agency

MAY 7, 2025

Before making any purchases or policy changes, speak with your insurance agent to determine the best setup for coverage, cost, and flexibility. Review Your Insurance Coverage Most auto insurance policies require you to inform the insurer when a new driver is added to your household.

License 52

License Policy Auto Insurance Insurance Policy 52

Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

Home Insurance 52

Home Insurance Premium Deductible Insurance 52

Insurance Journal

MAY 6, 2025

Louisiana Insurance Commissioner Tim Temple sent out an announcement this week to all property and casualty insurance companies notifying of a statue that requires insurers to disclose all available discounts that could lead to reduced premiums for current or prospective …

Insurance Companies 140

Insurance Companies Casualty Insurance Premium Insurance 140

HBW Leads

MAY 9, 2024

The Role of Continuous Education and Training The auto insurance industry is constantly evolving. Organizing events to educate the community about the importance of auto insurance positions your agency as a trusted authority and offers a platform for direct interaction with potential customers. Start boosting sales today.

Auto Insurance 52

Auto Insurance Insurance Agency Insurance Insurer 52

Triple-I: Homeowners Insurance

MAY 15, 2025

Personal auto insurers reported a 2024 NCR of 95.3, This advancement was largely attributable to robust net written premium (NWP) expansion, with growth rates of 14.4 Homeowners’ insurance experienced an 11.2-point Homeowners’ insurance improvements were also driven primarily by premium increases, though a 2.5

Workers Compensation 45

Workers Compensation General Liability Liability Underwriter 45

Wren Insurance Agency

AUGUST 20, 2024

These discounts are then applied to your premium at renewal and used as an incentive to keep you with that carrier. However, while these programs may seem like an easy way to save some money on your car insurance, depending on your driving habits, your rates could significantly increase as well!

Premium 84

Premium Auto Insurance Insurance Insurer 84

Simply Insurance

SEPTEMBER 18, 2024

Discover the factors that influence car insurance costs and learn how to estimate your premiums. This article breaks down average rates, coverage options, and tips for finding the best deals to help you make informed decisions about your auto insurance.

Auto Insurance 59

Auto Insurance Premium Insurance Insurer 59