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Insurance Affordability, Availability Demand Collaboration, Innovation

Triple-I: Homeowners Insurance

Louisiana has consistently been among the least affordable states for homeowners and auto insurance, according to the Insurance Research Council (IRC), in part because of its reputation for being plaintiff-friendly in civil litigation. We’re talking about why premiums are where they are.”

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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums. Auto parts are often manufactured overseas, even for US-made vehicles, which could drive up the cost of repair and in turn, cause rates to rise. This could cause higher rates in commercial property and homeowners lines.

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Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

Premium Costs : ACV policies usually have lower premiums, making them easier on your budget. Use Case : ACV is common for auto insurance or older items with less value. Replacement value shines in homeowners’ insurance for things like furniture or appliances. Where Does Market Value Come In?

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Driving Without Insurance in Florida

TGS

Yes, driving without insurance in Florida is illegal. The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. This often comes with higher premiums. Beyond legal penalties, driving without insurance in Florida leaves you vulnerable.

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Best Homeowners Insurance In Maryland To Cover Your Home

Simply Insurance

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Maryland? If youre looking for the cheapest homeowners insurance company in Maryland, look no further than Progressive.

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Business Owner’s Policy for Restaurants

Distinguished

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection.

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Seasonal Changes Can Affect Your Auto Insurance in Michigan

Shield Insurance Agency

At Shield Insurance Agency, nestled in the heart of Michigan, we know that as the seasons change, so do your auto insurance needs. Spring Cleaning Your Coverage While your vehicle was hibernating, you might have tweaked your auto insurance to reflect its sleepy status.