TGS

MARCH 4, 2025

Yes, driving without insurance in Florida is illegal. The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. This often comes with higher premiums. Beyond legal penalties, driving without insurance in Florida leaves you vulnerable.

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Mark Jackson Insurance Agency

MAY 7, 2025

While it marks a new level of independence, it also comes with serious responsibilities, including making sure your insurance coverage is ready for this milestone. Before your teen hits the road, here are a few important things to review to help protect your family, your finances, and your peace of mind.

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Scott Insurance

FEBRUARY 7, 2023

is facing higher-than-normal increases to their auto insurance premiums. According to Bankrate , an independent publisher and comparison service, auto insurance in the U.S. Therefore, if the costs associated with an accident increase, insurance premiums will follow suit.

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Freeway Insurance

JANUARY 6, 2025

Bundling multiple insurance policies together is known as one of the easiest ways to get a discount, especially when it comes to homeowners insurance and auto insurance. Many insurers have robust savings plans in place designed to get you a better deal when you bundle home and auto insurance.

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate.

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Freeway Insurance

OCTOBER 8, 2023

Freeway Insurance helps customers deal with the complicated process of making car insurance claims. This article will talk about the things that make car insurance claims cost a certain amount, and will also show how Freeway Insurance works to protect its customers’ money and peace of mind in this area.

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Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. The potential premium savings are worth the data sharing. They buy differently.

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Distinguished

APRIL 21, 2025

For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities. Distinguisheds coverage options, cost factors, and tailored solutions are designed to protect Chicagos property owners.

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Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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Triple-I: Homeowners Insurance

JANUARY 20, 2025

Role of telematics Usage-based insurance, for instance, allows insurers to tailor auto rates based on the policyholders driving behavior, tracked by telematics. In insurance, we talk about mitigating loss, Kempton said.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

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TGS

DECEMBER 9, 2024

TGS Insurance Blog How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. But whether these moments fill your heart with joy or leave you reeling, one thing is sure: major life events impact insurance in ways you might not expect. But dont forget the fine print.

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Tosten Marketing

APRIL 7, 2025

For example, use “auto insurance in [Your City]” instead of just “auto insurance.” Harness the Power of Social Media Social media isn’t just for entertainment; it’s a powerful tool for insurance agencies to connect with their community and showcase their expertise.

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TGS

DECEMBER 2, 2024

Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. SR-22 filings often result in higher insurance premiums, so expect your rates to climb.

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Freeway Insurance

NOVEMBER 24, 2024

When you peek into car insurance history, youll find a time when auto coverage didnt even exist. Weve come a long way since the days when you could roll up and buy a Model T without a license and then drive around without protection. Soon after, companies started offering auto coverage to help protect drivers.

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Frankenmuth Insurance

JULY 25, 2024

Wondering what is the best type of insurance for a small business like yours? Then, they’ll get the right protection in place for you from a reputable carrier for more peace of mind. Start a frank conversation by asking these key questions: What types of insurance do I need? What factors affect my premiums?

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TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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Majesco

JUNE 12, 2025

To get a good perspective, we’ll look at the past, today, and the future — all three of which point to motives for change, including: A growing protection gap that began with a shrinking middle-class demographic. The constraints of traditional insurance operating models and technologies. Recent tornadoes in St. Power’s 2024 U.S.

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Jackson & Jackson

MAY 23, 2024

How to Save Money on Small Business Insurance in California Running a small business in California can be both exciting and challenging. You have poured your heart and soul into your venture, and it’s only natural that you want to protect it. However, finding affordable small business insurance can sometimes be an uphill battle.

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Freeway Insurance

OCTOBER 26, 2023

Does where you live have an impact on how much you pay for car insurance? Surprisingly, it does indeed make a difference where you live when your insurer is determining what you’ll be quoted for your auto insurance coverage. What Other Factors Determine What I’ll Pay for Auto Insurance?

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InsuredMine

OCTOBER 25, 2024

With only two months left in the year, we’re gearing up to kickstart 2025, and the insurance industry stands at a critical crossroads. The global protection gap—a measure of uninsured risk—looms large, projected to reach $1.86 trillion by 2025. The journey is just beginning. The post What Lies Ahead?:

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TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Independent Agent: Whats the Difference and Why Does It Matter?

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TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. By seeking medical attention promptly, you not only protect your health but also ensure that there’s a medical record of any injuries related to the accident.

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Triple-I: Homeowners Insurance

APRIL 5, 2024

The widespread damage incurred from Idalia last year highlighted the importance of being financially protected from catastrophic losses – and that includes having adequate levels of property insurance and flood coverage,” said Triple-I CEO Sean Kevelighan.

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Majesco

OCTOBER 10, 2024

How can we create new business operating models and apply new technologies in ways that will simultaneously protect our insureds and protect our organizations? Insurers, however, may have to change their stance on their own ability to take risks. The future is bright, but is it innovative enough?

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Majesco

JULY 11, 2024

In our industry, many thought that online purchasing and streamlined customer experiences were the epitome of digital engagement, but it turns out that guided experiences with AI and GenAI tools will force insurers to change everything from insurance product development to servicing, claims, and even channel design. Power 2024 U.S.

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American Agents Alliance

SEPTEMBER 26, 2024

According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3 Enhancing Client Relationships Through Specialized Services In the insurance world, trust is everything. Understanding the Market Potential The market for surety bonds is vast and growing.

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Tosten Marketing

MARCH 24, 2025

An insurance agency might target phrases like “affordable home insurance” or “best auto insurance rates.” For insurance agencies, this includes comprehensive guides on different types of coverage, explanations of complex insurance terms, or tips for lowering premiums.

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Majesco

MAY 9, 2024

There are Japanese auto insurers, for example, that are currently giving dashcams to their auto drivers. The insurance industry’s core business model that includes premiums, claims, reserves, and capital is not changing. How will this impact insurance business models? Big Bang won’t work either.

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Triple-I: Homeowners Insurance

MAY 2, 2025

Aiming to reinstate one-way attorney fees in insurance litigation, the House added an amendment originally part of a separate bill to an unrelated Senate bill focused on creating legal protections for owners of former mining sites. homeowners insurance claims, but more than 76 percent of U.S. Filed by state Rep.

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Distinguished

MAY 13, 2025

Property : General property insurance covers the hotel business property, protecting the physical buildings and structures from covered perils. The right insurance coverage helps protect against legal expenses and settlements, ensuring that a single tragic event doesnt put a hotels future at risk.

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American Agents Alliance

AUGUST 22, 2024

By Mark Robinson A major shift is coming to automobile insurance coverage in California. On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. What About Uninsured and Underinsured Motorist Coverage?

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Mark Jackson Insurance Agency

AUGUST 6, 2024

Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your lives, especially when it comes to insurance. Addressing your insurance needs as a married couple can ensure you’re both protected and can even save you money. Here are key insurance considerations for newlyweds.

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R&R Insurance

APRIL 3, 2025

Evaluate Your Deductible Your deductible is the amount you pay out-of-pocket before your insurance kicks in. Generally, the higher your deductible, the lower your premium (monthly or annual payment). Finding the right balance between premium and deductible is key to ensuring you do not face financial strain if an emergency occurs.

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Distinguished

JUNE 2, 2025

Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance. Why Ohio Landlords Need Specialized Insurance Understanding real-world claims helps brokers convey the true value of landlord insurance.

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