TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim.

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Unitas Financial Services

MAY 12, 2025

Collateral Protection Insurance (CPI) has long served as a tool for financial institutions to mitigate risk when borrowers do not maintain required auto insurance. This article provides a quick general overview of those costs and compares CPI with an alternative approach Blanket Vendors Single Interest (VSI) coverage.

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TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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TGS

MARCH 4, 2025

At TGS Insurance, were here to help you understand the risks of driving uninsured and why securing the right coverage is a smart move for every Florida driver. Is It Illegal to Drive Without Insurance in Florida? Yes, driving without insurance in Florida is illegal. Why Do People Risk Driving Without Insurance in Florida?

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American Agents Alliance

APRIL 8, 2025

With the potential rise in the cost of auto insurance, policyholders cant afford an accident due to distracted driving right now. Agents and brokers can help play a role in risk mitigation by offering educational resources and talking with their policyholders to provide distracted driving awareness tips. Registration opens soon!

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate.

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Freeway Insurance

JANUARY 6, 2025

Bundling multiple insurance policies together is known as one of the easiest ways to get a discount, especially when it comes to homeowners insurance and auto insurance. Many insurers have robust savings plans in place designed to get you a better deal when you bundle home and auto insurance.

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Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Given the state’s below-average income vs. above-average insurance expenditures, Georgia ranks 42nd on the list of affordable states for homeowners insurance and 47th (plummeting from the 2006 high of 27th) for personal auto affordability, according to reports by the Insurance Research Council.

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American Agents Alliance

AUGUST 10, 2024

Severe weather is transforming the auto insurance industry. This means insurers must adapt to changing weather patterns and increasing unpredictability. Focused on the impacts of severe weather events on the auto insurance and repair industries, the report gives timely details on the future of the industry.

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Triple-I: Homeowners Insurance

APRIL 10, 2025

Even as California moves to address regulatory obstacles to fair, actuarially sound insurance underwriting and pricing, the states risk profile continues to evolve in ways that impede progress, according to the most recent Triple-I Issues Brief.

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Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

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Majesco

MARCH 27, 2025

The tipping point mindset shift a toehold for insurers in a disrupted market. The traditional insurance customer relationship is being re-examined and, in some cases, re-energized by the need to address higher risk and higher premiums. However, only 38% of renters insurance customers believe they can influence their rates.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Boyle Agency Insurance

DECEMBER 3, 2024

Auto insurance rates vary from person to person and vehicle to vehicle. That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance.

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Premium Auto Insurance Out-Of-Pocket Deductible 73

American Agents Alliance

APRIL 3, 2025

For auto insurance specifically, the impacts of rising tariffs could include: Tariffs on imported vehicles will cause the price of these vehicles to rise, which could lead to higher auto insurance premiums to cover these higher replacement values.

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LexisNexis

SEPTEMBER 17, 2024

State Differences Could Affect How AVs Are Insured As cars move up the SAE levels of autonomy, auto insurance companies are going to have to adjust their polices to hold automakers and software developers liable for collisions, at least under some circumstances. But that’s not all that will have to be accounted for.

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Auto Insurance Insurance Insurer Insured 97

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. We understand that every company has different needs.

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American Agents Alliance

MARCH 3, 2025

However, for agents and brokers, these new AI-driven processes can introduce new E&O risks to mitigate and manage. Learn more about managing new E&O risks introduced by AI to ensure AI remains an asset, not a liability. Some of the new risks include: AI-generated quotes may be mispriced or contain incorrect details.

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Majesco

JUNE 12, 2025

and meat (up 7%) and dining out (up 3.9%), then place those common pressures on top of more complex insurance risk and rates — insurers have every reason to wake up and smell the coffee (up 20%). Rising risk and catastrophic events are placing extra pressure on insurance risk management, pricing and rating, and profitability.

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Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong. How Much Does Business Owners Policy Insurance Cost?

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Redbird Agents

SEPTEMBER 13, 2024

Understanding Insurance Marketing and Its Importance At its core, insurance marketing involves using various techniques and tools to promote insurance products and services to potential clients. A successful insurance marketing plan will allow you to: Drive consistent lead generation.

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Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

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Majesco

OCTOBER 10, 2024

Risk vs. reward. Perhaps there is no more appropriate location to discuss it than Las Vegas, the undisputed home of risks and rewards. Next week, many of us will meet and chat at ITC 2024, filled with the excitement of game-changing technologies and insurance startups.

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Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

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Frankenmuth Insurance

NOVEMBER 21, 2024

Hang back further when conditions are slippery and avoid driving directly next to other vehicles to reduce the risk of collisions from hydroplaning or sliding. For more protection and peace of mind, talk to a local, independent agent about our comprehensive auto insurance policies. Plan out your trip.

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Central Insurance

DECEMBER 4, 2024

Whether your business operates a single truck or manages a fleet of hundreds, you face risks that a robust fleet safety program can help address. Driver Selection: The Foundation of Fleet […] The post Fleet Driving Safety: Protecting Your Drivers and Vehicles, No Matter the Size appeared first on Central Insurance Blog.

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Neilson Marketing Services

OCTOBER 28, 2024

Imagine a potential client in your neighborhood searching for home or auto insurance. They whip out their phone, type “best insurance agency near me,” and within seconds, a list of local businesses appears. Will your insurance agency be on that list? Here’s how you can make your GBP work harder for you.

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TGS

DECEMBER 2, 2024

The long-term consequences can follow you for years: Higher Insurance Premiums : Insurers will likely increase your rates once you’re labeled a high-risk driver, making coverage more expensive. Why Risk It? Think of it this way: Car insurance isn’t just a legal requirement—it’s a safety net.

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Auto Insurance License Insurance Insurer 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. General Liability Insurance Even in a digital world, physical risks exist. Don’t leave your business vulnerable.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Triple-I: Business Insurance

OCTOBER 25, 2024

The commercial auto insurance line has struggled to achieve underwriting profitability for years, even before the inflationary conditions that have been affecting property/casualty lines more recently. This trend has been accompanied by steady growth in net written premiums (NWP).

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Frankenmuth Insurance

NOVEMBER 7, 2024

Reduce the risk of blind spots by placing stickers on the lower parts of your bumper rather than on the windows. Once you’ve tackled these bumper sticker safety concerns, audit your auto insurance policy. Instead, use fun symbols or family mottos that show off your personality, while maintaining privacy. Obstructed view.

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Friendly Agent

SEPTEMBER 11, 2020

Allegiance Insurance Services :@myallegianceins 4.GoIndium GoIndium Indium provides market access for both personal and commercial carriers that cover a wide range of risks. Attune insurance (Small commercial) They are an admitted small commercial market made to get business off your desk and on the books hassle-free.

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Triple-I: Homeowners Insurance

JANUARY 20, 2025

Rather, new technology presents opportunities to facilitate more proactive and individualized risk management than ever before, while also enabling employees to do what this industry does best: engaging with other people.

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Insurance Journal

AUGUST 28, 2024

Americans are seeking to change their insurance coverage more frequently than in the past, after a surge in premiums that’s squeezed household budgets, a new industry report shows. For car insurance, so-called policy shopping rates — essentially the share of …

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Premium Insurance Insurer Insured 306

Triple-I: Homeowners Insurance

MAY 15, 2025

Personal auto insurers reported a 2024 NCR of 95.3, Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. marking a considerable 9.6-point point year-over-year improvement. percent in 2023 and 12.8

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Freeway Insurance

NOVEMBER 24, 2024

Lets take a drive through the history of auto insurance to learn howand why car insurance has evolved over time. Horse-Drawn Wagons to Horsepower: The Inception Getting insured is such a massive part of modern life, with policies covering everything from your home to your health. And if there was, people sorted it out.

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TGS

NOVEMBER 18, 2024

Cons: Higher Insurance Costs: No-fault states tend to have higher insurance premiums, as insurers take on greater responsibility for covering claims. Fraud Risks: No-fault systems are sometimes criticized for being more vulnerable to fraudulent claims, which can drive up costs for everyone.

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Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Understanding when to consider expanding your coverage with commercial umbrella insurance is crucial for businesses aiming to mitigate risks and secure their financial stability. By investing in commercial umbrella insurance, businesses protect themselves against such risks, safeguarding their long-term survival and growth.

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