Distinguished

APRIL 21, 2025

The damage is extensive, and tenants are forced to relocate while repairs are underway. However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Sewer and drain backup: Protects against water damage from plumbing backups.

Broker 52

Broker Liability Broker-Agent Building 52

Simply Insurance

JUNE 10, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 64

Insurance Quotes Life Insurance Insurer Insurance 64

Simply Insurance

JUNE 9, 2025

Agents not required. Get quotes and sign up online without talking to an agent. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. However, as stated above, landlord insurance costs vary per property.

Insurance Quotes 59

Insurance Quotes Life Insurance Workers Comp License 59

Simply Insurance

JUNE 11, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 59

Insurance Quotes Life Insurance Insurer Insurance 59

Simply Insurance

JUNE 12, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 10, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 11, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 12, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 9, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 9, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 10, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 9, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

Simply Insurance

JUNE 12, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

Damage 40

Damage Claim Broker-Agent Policyholder 40

Simply Insurance

JUNE 10, 2025

Agents not required. Get quotes and sign up online without talking to an agent. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Deductibles - A deductible is another alternative that you may customize to your budget. But, we are here if you need us.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52

ProWriters

FEBRUARY 23, 2025

Insurers may exclude damages from politically motivated or state-sponsored attacks, interpreting them as “collateral damage” from a cyber war. As a result, interpretations can vary across different jurisdictions and contexts, leading to uncertainty about what types of cyber attacks the policy may or may not cover.

Cyber 53

Cyber Insurer Insurance Insured 53

Simply Insurance

JUNE 3, 2025

Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 3, 2025 Updated : June 6, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example There are several different parts to a home-insurance policy , and one of the most critical parts of a policy is the home insurance deductible, but understanding them can seem complicated.

Deductible 59

Deductible Home Insurance Insurance Quotes Life Insurance 59

Insurance Journal

OCTOBER 20, 2024

As if it were yesterday, I vividly remember going to my first catastrophic fire loss with my dad at the young age of nine. It was a house fire in Sarasota involving a resident falling asleep with a lit cigarette.

Insurance Agents 279

Insurance Agents Insurance Agent Agents Claim 279

Distinguished

OCTOBER 31, 2024

Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Insurance companies often have resources that can be dispatched immediately to help mitigate the damages and prevent additional losses. Strategies for keeping people safe?

Protection 52

Protection Broker-Agent Inland Marine Broker 52

Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction). We’ll get back to you with a quote.

Policy 52

Policy Risk Broker-Agent Liability 52

American Agents Alliance

JANUARY 11, 2025

These wildfires have caused historic damage, claimed lives, and threatened communities. As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. When consumers do not carry sufficient insurance coverage, everyone is at risk.

Insurance Industry 52

Insurance Industry Risk Broker-Agent Policyholder 52

Distinguished

AUGUST 7, 2024

Additionally, art and collectibles dealers who use sustainable crates and packing materials are eligible for additional coverage for loss or damage to reusable crates or packing materials. Brokers are welcome to submit business and view state availability on the Distinguished website.

Broker-Agent 52

Broker-Agent Inland Marine Broker Agents 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. Limits of up $20 million are available, depending on the construction type and state.

Commercial 52

Commercial Risk Broker-Agent Building 52

American Agents Alliance

NOVEMBER 9, 2024

Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. Learn more about how agents can help their policyholders manage earthquake risk in this blog. California’s insurance market — and its geography — have been shaped by earthquakes over time.

Agents 40

Agents Risk Broker-Agent Policyholder 40

Distinguished

SEPTEMBER 25, 2024

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site. Access our online Broker Portal.

Risk 52

Risk Broker-Agent Insurer Insurance 52

American Agents Alliance

MAY 15, 2025

Learn how agents can help clients understand these heightened risks and plan for a safe and fun time. How Agents Can Help Policyholders Manage Summertime Risks Here are five common summertime risks and how agents can help policyholders manage these exposures. Exposures like liability, theft, and property damage are high.

Risk 52

Risk Policyholder Broker-Agent Cyber 52

Distinguished

JANUARY 7, 2025

Protecting Valuables Against Direct Physical Damage We can provide coverage for common collectibles , including but not limited to fine art, sports memorabilia, entertainment memorabilia, wine and spirits, antiques and antique furniture, stamps, comics, books and manuscripts, coins, glass, and pottery.

Broker-Agent 52

Broker-Agent Inland Marine Damage Broker 52

Jackson & Jackson

JANUARY 10, 2024

Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events. General Liability Insurance: to help cover claims your business caused property damage or bodily injury. Recognizing these gaps is critical to ensuring your technology company isn’t left vulnerable.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do?

Broker-Agent 52

Broker-Agent Broker Out-Of-Pocket Premium 52

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. If you want a quote for your client today, sign up with us and submit your business online through our Broker Portal.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Distinguished

AUGUST 12, 2024

This includes coverage for: General liability : Covers legal costs and damages that arise from lawsuits related to this construction, renovation, or betterment project. Under-construction buildings : Covers damages to buildings or structures that are under construction, renovation, or undergoing betterment.

Risk 52

Risk Broker-Agent Insurer Insurance 52

Jackson & Jackson

APRIL 30, 2024

Properties in high-risk zones for these disasters typically see higher insurance rates due to the increased likelihood of damage—especially the Brush Areas in California. Ask your Broker; they can map it beforehand. Quick emergency response times can reduce the extent of damage, lowering the risk for insurers.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

American Agents Alliance

SEPTEMBER 30, 2024

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. As an agent, you already know some causes of loss are excluded but many policyholders do not understand this aspect of their coverage. Help your policyholder sign up for automatic notifications if they are available.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

Distinguished

AUGUST 5, 2024

These drawbacks include: No protections outside the home : If a collectible goes missing or is damaged while it is outside of your client’s home, like on the way to auction, then it may not be covered.  If your client owns a toy that is worth tens of thousands of dollars, they might not be reimbursed for the full cost should it get damaged. 

Broker 52

Broker Insurer Insurance Insured 52

Distinguished

DECEMBER 16, 2024

Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. Property and Liability products are distributed through a national network of agents and brokers. View a full list of our programs and submit business with Distinguished.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Distinguished

DECEMBER 2, 2024

However, they also face unique risks, from vandalism and weather damage to transport and installation challenges. At Distinguished, our public art insurance covers theft and incidental damage to the fine art and collectibles entrusted to the public institution. What Does Public Art Insurance Cover?

Deductible 52

Deductible Broker-Agent Insurer Insurance 52