American Agents Alliance

DECEMBER 3, 2024

Agents, brokers, carriers, vendors, and others across the insurance ecosystem regularly share content, advertise, and engage with customers on various social media platforms. But for agents and brokers, the social media E&O risks should be considered before engaging on social media. Confidentiality issues.

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American Agents Alliance

JANUARY 4, 2025

Establishing strong, trusting policyholder relationships drives long-term success for many agents and brokers. Agents and brokers must balance the risk of E&O and policyholder relationships to succeed. Agents and brokers must balance the risk of E&O and policyholder relationships to succeed.

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American Agents Alliance

APRIL 8, 2025

With the potential rise in the cost of auto insurance, policyholders cant afford an accident due to distracted driving right now. Agents and brokers can help play a role in risk mitigation by offering educational resources and talking with their policyholders to provide distracted driving awareness tips.

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American Agents Alliance

FEBRUARY 21, 2025

Insurance agents and brokers can also follow this strategy to connect with policyholders. Learn ways to engage with customers and increase policyholder retention by leveraging social media. Policyholders want to work with an agent who understands their needs and educates them on insurance solutions.

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Word & Brown

JUNE 13, 2025

Accuracy and attention to detail: When dealing with policyholder information, policy details, claims, and other important information, accuracy matters. Be sure to read Jim Pippins’ blog this month about Hiring Strategies for Insurance Brokers: Finding the Right Talent for Your Agency for other tips. So does adherence to HIPAA.

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ProWriters

FEBRUARY 7, 2025

No insurance broker or agent today can afford to ignore the presence of artificial intelligence in cyber security. AI-driven advancements in malicious tactics mean brokers must account for evolving risks in the underwriting process. Become a registered ProWriters broker today.

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American Agents Alliance

SEPTEMBER 30, 2024

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. Learn more about how to help policyholders prepare for the unexpected with helpful tips. Provide a checklist so your policyholders can easily keep track of personal property.

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American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. This could lead to an E&O claim as policyholders are disappointed in claims outcomes.

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American Agents Alliance

APRIL 17, 2025

Learn more about digital risks in 2025 and how agents and brokers can help policyholders manage these exposures with cyber insurance. Rather, it should be a core part of any policyholders risk management plan. Agents can be the experts when it comes to educating policyholders about their individual digital risks.

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American Agents Alliance

JANUARY 11, 2025

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. Agents are critical in educating policyholders to help close the coverage gap and ensure those at high risk have sufficient insurance protection.

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ProWriters

FEBRUARY 23, 2025

It creates potential for legal disputes and challenges when determining whether policyholders are covered in the event of a cyber incident that could be construed as an act of cyber warfare. Given the increasing prevalence of cyber attacks in war, this ambiguity in Cyber Insurance “act of war” clauses has become a major concern.

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American Agents Alliance

JUNE 24, 2024

With innovations changing the way policyholders buy insurance, interact with their agents, and file a claim, the entire ecosystem looks and feels different than in the past. Utilizing technology to streamline agency operations and processes is a strategy agents and brokers can use to embrace change and use it to their advantage.

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American Agents Alliance

NOVEMBER 9, 2024

Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. Learn more about how agents can help their policyholders manage earthquake risk in this blog. Some policyholders may be unaware of the coverage gap.

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American Agents Alliance

JULY 12, 2024

Independent agents and brokers can differentiate their services by providing exceptional customer service. This can help agents to find new customers, but often more importantly, providing great service aids in customer retention. Provide clear and transparent communication with policyholders. Seek feedback often.

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American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. How to Use Data Analytics to Keep Policyholders Engaged Retaining a policyholder long-term leads to recurring revenue and an ongoing referral source.

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American Agents Alliance

APRIL 28, 2025

This means they need access to agents and brokers who understand their specific needs and concerns. With over 33 million small businesses in the US, the small commercial space could be an untapped market for many independent insurance agents. Tailor coverage to the specific needs of small commercial policyholders.

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Agents Broker-Agent Commercial Policyholder 52

American Agents Alliance

JANUARY 17, 2025

Policyholders are looking for more than just the best rate for their insurance coverage. Agents who position themselves as risk resilience experts can help policyholders become more educated and aware of how to improve their risk exposure and reduce the potential of losses. Conduct personalized risk assessments.

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American Agents Alliance

MAY 15, 2025

Policyholders are enjoying recreational activities like pools and backyard BBQs, hosting family and friends, and traveling to local events and weekend getaways. While fun, these activities can increase summertime risks for policyholders. Some exposures heat up in the hot weather. Wildfire and drought-related property risks.

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Risk Policyholder Broker-Agent Cyber 52

American Agents Alliance

MARCH 9, 2025

For agents and brokers, this is a significant opportunity to grow their business while better serving an evolving market. Womens Financial Empowerment and the Opportunities for Agents Women have historically been an underserved market in the insurance industry as men have been the primary decision makers in households.

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American Agents Alliance

OCTOBER 18, 2024

Tough insurance markets make managing the industry a challenge for independent agents and brokers. These challenging conditions call for a strategic approach focused on policyholder needs. Read on to learn more about how agents and brokers can best manage tough insurance markets.

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American Agents Alliance

NOVEMBER 17, 2024

Rising temperatures, extended periods of drought, and the increasing frequency and severity of wildfires and other severe storms are reshaping insurance coverage and policyholder needs. Learn more about the impacts of climate change on E&O exposures for P&C agents and brokers. Underinsurance and Coverage Gaps.

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Cowbell

JULY 25, 2024

In a recent Cowbell Academy webinar, Cowbell partnered with DarkOwl , a leading darknet data provider, to give agents an inside look into the darknet. Before we give a brief summary of what our agents saw during the webinar, let’s take a step back and unpack: what exactly is so dark about the dark web?

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American Agents Alliance

OCTOBER 4, 2024

Insurance customers expect a hybrid insurance experience — and agents and brokers can provide this for them. Today’s policyholders have higher expectations than ever before and they are familiar with using intuitive, advanced tech in their personal lives. The digital and traditional processes should complement each other.

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American Agents Alliance

OCTOBER 8, 2024

Effectively managing these risks is a critical part of agency operations for any independent agent or broker. These technologies have changed how agents and brokers manage risk and advise policyholders, introducing the potential for new E&O claims. Historical data can be useful to agents, as well.

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American Agents Alliance

NOVEMBER 15, 2024

Developing and maintaining strong, trusting carrier relationships is essential for an independent agent or broker. Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents.

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Zywave

NOVEMBER 6, 2024

Brokers can now leverage industry data and loss profiles from similar organizations to provide their clients with more sophisticated insight into coverage limit adequacy and potential loss gaps. ” The Cyber Quoting benchmarking and limit adequacy insights are powered by Zywave’s Commercial Analytics data.

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American Agents Alliance

OCTOBER 14, 2024

Understanding millennial insurance buyers and their motivations is critical for agents and brokers selling to this demographic. How to Sell to Millennial Insurance Buyers Here are some ways agents and brokers can find success when selling insurance to millennials: Understand the preferences and buying behaviors of millennials.

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Agents Broker-Agent Policyholder Insured 40

American Agents Alliance

JULY 5, 2024

Agents and brokers can leverage data analytics to help reduce their E&O risk and mitigate losses in several ways. Ways to Leverage Data Analytics to Mitigate E&O Risk Here are some actionable ways independent agents and brokers can use data to mitigate their E&O risk.

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Risk Broker-Agent Agents Policyholder 40

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do?

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American Agents Alliance

JUNE 25, 2024

The insurance market remains competitive for independent agents and brokers. Developing a niche market by specializing in specific insurance coverages or products is one strategy agents can use to differentiate their services. This special program allows agents to access quality markets built together with our carrier partners.

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American Agents Alliance

OCTOBER 24, 2024

However, the plaintiffs in this case—potentially representing more than 400,000 policyholders across the state—claim that the FAIR Plan has been issuing policies that limit coverage for smoke damage in a way that unlawfully restricts the protection homeowners should receive under California’s standard fire insurance policy.

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Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

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American Agents Alliance

AUGUST 10, 2024

The Role of Agents Agents and brokers can help explain these pressures to policyholders who are concerned with rates or repair costs. Another helpful tip for policyholders is to educate them about ways to manage and mitigate their individual risks.

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Auto Insurance Broker-Agent Agents Policyholder 40

American Agents Alliance

JULY 22, 2024

Sales and marketing efforts are a part of every agent’s business. Using marketing strategies that align your agency to the local market can help an agent grow locally. This means marketing strategies designed to attract and retain more of the local market can help an insurance agent grow more quickly than a generic strategy.

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Simply Insurance

JUNE 12, 2025

By Licensed Agent Sa El Reviewed by Sa El Edited By Sa El Updated: June 16, 2025 Licensed Agent Disclosure IN THIS ARTICLE Heading 2 Example Heading 2 Example Finding the right disability insurance quotes can be a daunting task, but it doesnt have to be. Agents not required. Agents not required. Unbiased, expert advice.

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Majesco

FEBRUARY 15, 2024

Carriers must balance speed and accuracy to deliver precise risk evaluation, with the expectation and result of comprehensive and fair premium pricing for both the insurer and its policyholders. Let’s Enhanced Decision-Making For brokers and policyholders, having access to timely rating information is crucial for making informed decisions.

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Smart Insurance Agents

DECEMBER 9, 2024

To determine the best short term health insurance plan for your specific needs, it is advisable to consult with insurance brokers or seek guidance from licensed insurance professionals who can provide personalized recommendations based on your unique circumstances. List of Short Term Health Insurance Illinois 1. .

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