Jackson & Jackson

APRIL 10, 2024

Investing in commercial property is a significant step for any entrepreneur or business entity. Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property.

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Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

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Policy Business Owners Policy General Liability Liability 40

Distinguished

APRIL 9, 2025

Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. An MGA bridges the gap between insurers and distribution channels like agents, brokers, and online platforms, particularly in specialized insurance markets, such as hotels, landlords, or restaurants.

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Property Insurance Centre

JANUARY 30, 2025

Because of these risks, many standard building insurance policies may not fully cover an unoccupied flat for extended periods, typically beyond 30-60 days. Block of Flats Insurance with Unoccupied Cover A tailored policy that protects both occupied and vacant flats within the same building.

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Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. Seek Professional Advice: If you suspect the freeholder is failing to insure the property adequately, consult a legal expert or surveyor. However, the cost is often recovered through service charges.

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Building Broker-Agent Insurer Insurance 52

Property Insurance Centre

FEBRUARY 24, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Looking for a quote now?

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Property Insurance Centre

MARCH 11, 2025

Greater Risk of Fire and Cladding Issues Following Grenfell Tower , insurers are more cautious about buildings with cladding, especially in London, where many high-rises have fire safety concerns. Insurers may include bespoke policies covering artwork, listed building requirements, or concierge services.

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Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

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Property Insurance Centre

MARCH 21, 2025

Whether you’re a landlord, property manager, or investor, here’s what makes Manchester stand out: 1. Growing Property Market with Diverse Building Types Manchester has seen rapid urban development, especially in areas like Ancoats, Salford Quays, and Deansgate, with a mix of modern high-rises and older converted mills.

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Property Insurance Centre

JUNE 5, 2025

When insuring your building, you need to correctly insure the amount it would take to reinstate the building in the case of a total loss. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Index Linking What does this mean?

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Property Insurance Centre

MAY 2, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Looking for a quote now?

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Jackson & Jackson

MAY 22, 2024

Multi-unit commercial properties in California offer investors the potential for significant returns. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It covers property damage, loss of income, liability claims, etc.

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Property Insurance Centre

JANUARY 4, 2024

The property insurance sector is no exception, as inflation directly impacts key cost drivers such as property valuations , construction costs , and labour. The rising costs of building or repairing properties have a direct effect on insurance premiums.

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Property Insurance Centre

JANUARY 16, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE The Growing Need for Commercial Flood Insurance Flooding is the most common natural disaster in the UK, with 5.2 million properties at risk, according to the Environment Agency.

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Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. What this lock simply does, is improve the physical security of your property straight away. Do I have the right lock for my insurance ?

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Commercial Property Insurer Insurance Insured 52

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. If you want a quote for your client today, sign up with us and submit your business online through our Broker Portal.

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Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

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Property Insurance Centre

JULY 21, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Looking for a quote now?

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Claim Property Damage Building Property Insurance 52

Property Insurance Centre

NOVEMBER 11, 2024

For example, many commercial buildings and retail business will often have large theft excesses applied, as a result of theft & malicious damage claims. Insurers will not ask to see a copy of the Certificate when you start cover, but will do so in the event of a fire at the property when you need to make a claim.

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Distinguished

SEPTEMBER 25, 2024

Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. Property damage : Damages to the building that is being constructed or renovated. Access our online Broker Portal.

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Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations.

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Building Liability Insurer Insurance 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

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Property Insurance Centre

OCTOBER 18, 2024

Insurers are increasingly calling for government intervention, including improved flood defences and stricter planning regulations to prevent building in high-risk areas​ Home | ABI. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

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Property Insurance Centre

SEPTEMBER 11, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Looking for a quote now?

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Insurance Policy Policy Boiler and Machinery Insurer 52

Property Insurance Centre

AUGUST 28, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from. Looking for a quote now?

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Property Insurance Centre

JANUARY 30, 2024

That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property. Block of flats insurance typically focuses on buildings insurance , which covers the physical structure of the property. Buildings insurance covers the physical structure of the property.

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Building Insurer Insurance Insured 52

Property Insurance Centre

JULY 30, 2024

Arrange Landlord Insurance Coverage Landlords need to get the right kind of insurance for their rental properties. This includes insurance for the building itself, liability risks, and coverage for lost rental income. Also, loans for building new rentals might have higher interest rates as they’re being built.

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Building Policy Property Insurance Commercial 52

Property Insurance Centre

MARCH 19, 2024

“Insurance companies should prioritize consumer education to build trust and ensure policyholders understand their rights and responsibilities. This proactive approach builds trust and loyalty among policyholders, who appreciate the effort put into empowering them with knowledge and resources.

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Property Insurance Centre

NOVEMBER 26, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

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Protect Commercial Insurance

MARCH 14, 2025

Commercial property insurance is a key component in this protection, offering a safety net against unexpected disasters. With the right commercial insurance broker and a comprehensive property coverage plan, you’ll rest easy knowing your business is well-protected.

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Property Insurance Centre

APRIL 22, 2025

Whether you are a Leaseholder of a converted house with 2 flats, or an owner of a flat within a purpose built block of flats with 20 other flats owners or tenants, a property owners policy will cater for the building only. The larger the building will often determine the amount you will require.

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