Distinguished

MARCH 6, 2025

Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

Building 59

Building Damage Insurance Broker Underwriter 59

Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. If youre a leaseholder, the freeholder (or management company) typically holds responsibility for buildings insurance. However, the cost is often recovered through service charges.

Building 52

Building Broker-Agent Insurance Insurer 52

Distinguished

MARCH 19, 2025

For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.

Building 52

Building Broker Damage Insurance Broker 52

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building 52

Building Insurance Insurer Insured 52

Zywave

MARCH 20, 2025

Across all lines of business, quote volume grew by 16% and premium quoted increased by 31%, versus the previous year. Zywaves all-in-one platform provides customizable, user-friendly options that enable insurance professionals to build a unique solution to fit their specific growth goalstheir own Modern RevOps Machine.

Cyber 52

Cyber Broker Premium Risk 52

Property Insurance Centre

FEBRUARY 10, 2025

Whether you own an office building, a retail store, a warehouse, or a manufacturing facility, this type of coverage safeguards your physical assets, ensuring financial stability in the face of damage or loss. Fire and Smoke Damage One of the most significant risks to any business, fire can destroy buildings, equipment, and inventory.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Distinguished

JANUARY 22, 2025

Provided eligibility requirements are met, the Renewal Certificate locks in the expiring premium for the next two policy terms, provided there are no premium-bearing midterm changes (e.g., Property and Liability products are distributed through a national network of agents and brokers. How Does it Work?

Policy 52

Policy Broker-Agent Inland Marine Liability 52

PSM Brokerage

JANUARY 22, 2025

As an agent, broker, or web-broker, you are tasked with connecting individuals and families with the health insurance they need, all while adhering to strict compliance guidelines. Fair Competition: Compliance creates a level playing field for agents and brokers. Adherence to Marketplace branding and logo use rules.

Agents 52

Agents Broker-Agent Broker Out-Of-Pocket 52

Property Insurance Centre

FEBRUARY 24, 2025

The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first. Looking for a quote now?

Liability 52

Liability Protection Claim Property Insurance 52

Distinguished

MARCH 21, 2025

Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. If these conditions arent met, the building can be cited for a violation. A housing inspectorusually from the Department of Buildings (DOB) or Public Healthwill then inspect the property.

Building 52

Building Insurance Broker Broker Damage 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. If a buildings indoor temperature falls below the legal minimum, it not only causes discomfort but also attracts fines. First, there are heating and hot water issues. Another common violation is pest infestations.

Broker 52

Broker Insurance Broker Building Underwriter 52

Word & Brown

FEBRUARY 4, 2025

Insurance broker success depends on many things. For almost 40 years, weve been helping brokers differentiate themselves from their competitors. For almost 40 years, weve been helping brokers differentiate themselves from their competitors. Start to finish, we deliver everything you need.

Broker 52

Broker Building Insurance Broker Underwriter 52

Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. This article will explain how brokers operate, the benefits of using one, and how to find the right broker for you.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Friendly Agent

SEPTEMBER 21, 2020

You will learn sales skills, building connections with other people, reaching out to mentors, and closing deals. The insurance broker is able to earn money from commissions when they start selling insurance products to customers. The basic system on how the broker commissions are based on the policies which are sold.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Word & Brown

NOVEMBER 12, 2024

In today’s competitive health insurance landscape, brokers face the challenge of not only understanding complex health plans but also marketing them effectively to the right audiences. These firms (and others) offer marketing solutions for independent insurance agencies and brokers.

Broker 52

Broker Broker-Agent Insurance Insurer 52

Word & Brown

SEPTEMBER 10, 2024

One of the reasons so many brokers choose Word & Brown as their General Agency partner is so they can take advantage of the streamlined sales processes offered by our broker support teams. You can instantly search, confirm, and build quotes with clients’ preferred doctors, medical groups, and hospitals.

Broker 52

Broker Underwriter Underwriting Premium 52

Cowbell

AUGUST 20, 2024

where he orchestrated strategic roadmaps, oversaw the integration of API products, and launched and oversaw a new division focused on building a portfolio of specialty insurance products. He expanded API premium across multiple business lines through key partnerships within the insurance ecosystem.

Cyber 105

Cyber Insurance Broker Underwriter Underwriting 105

Smart Insurance Agents

SEPTEMBER 28, 2024

A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. This guidance is particularly valuable as brokers have a legal obligation in many states to assist clients in finding the most appropriate insurance plans.

Broker 52

Broker Broker-Agent Insurance Broker Insurance 52

Word & Brown

AUGUST 16, 2024

Many brokers choose to partner with Word & Brown. Plus, our value-added extras – like free COBRA admin and a Premium Only Plan for qualified groups – will help you nurture your client relationships for a long-term connection. Let us prove our value to you and show you what the Power of [&] can mean for you and your agency.

Broker 52

Broker Underwriter Underwriting Building 52

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. Distinguisheds Restaurant Insurance program offers brokers in Charlotte a range of coverages that address the unique risks facing modern restaurants. What Does Distinguisheds Restaurant Insurance Cover?

Liability 52

Liability Liability Insurance Insurance Insurer 52

Zywave

NOVEMBER 13, 2024

Distribution & Quoting You can’t build your cyber business if you don’t get your coverage in front of the right brokers and their clients. This unique quoting platform combines embedded data insights with a simplified cyber questionnaire, allowing brokers to provide bindable cyber insurance quotes.

Cyber 97

Cyber Policyholder Insurance Insurer 97

Tosten Marketing

APRIL 7, 2025

How to Build a Powerful Online Presence In today’s digital age, a strong online presence is essential for insurance agencies. Building a strong online presence requires consistent effort and adaptation to changing digital trends. Real estate agencies, car dealerships, and mortgage brokers often make excellent partners.

Insurance Agency 52

Insurance Agency Insurance Insurer Insured 52

American Agents Alliance

DECEMBER 8, 2024

UBI policies use telematics and data to analyze driving behavior to dynamically determine premiums. The highly customizable nature of a UBI policy may appeal to cost-conscious policyholders or those who want more control over their premiums. Focus on building strong partnerships with carriers, vendors, peers, and policyholders.

Broker-Agent 40

Broker-Agent Agents Broker Risk 40

Zywave

OCTOBER 25, 2024

Luckily, there are simple strategies you can use to improve client retention and build more security in your business. Build regular positive touchpoints into your communication strategy to keep clients engaged with your business. It becomes a progressively more painful fact of life when the economy is facing uncertainty.

Out-Of-Pocket 86

Out-Of-Pocket Building Premium Broker 86

Jackson & Jackson

APRIL 30, 2024

Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties. Ask your Broker; they can map it beforehand. To mitigate these risks, consider investing in enhancements like seismic retrofits or fire-resistant building materials.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurance 52

Insurance Insurer Insured Premium 52

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. Long-Term Implications for the Market The combination of rising claims, more frequent extreme weather events, and increasing premiums is putting significant pressure on the UK property insurance market.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52

Property Insurance Centre

AUGUST 12, 2024

This new policy doesn’t apply to all buildings. In the event of a confirmed fire, ensure you have a process in place to safely evacuate the building and for a person to call the LFB (via 999) to confirm a fire has broken out. Buildings of substantial public significance identified as exempt by LFB.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. A series of repudiated claims, where a lack of maintenance has been illustrated, is a sure-fire way to have insurance renewals offered with high premiums, higher excesses & restricted levels of cover.

Insurance 52

Insurance Insurer Insured Premium 52

Property Insurance Centre

JULY 21, 2024

Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Looking for a quote now?

Claim 52

Claim Property Damage Building Property Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

Insurers will not always insist on having all of these protections, however, it may reduce their risk and in turn reduce your premium. There is, however, one security requirement that will often go overlooked BS3621. This is the British Standard Code for the minimum requirement of locking mechanism you should have on the main door.

Commercial Property 52

Commercial Property Insurance Insurer Insured 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurance 52

Insurance Insurer Insured Property Insurance 52

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. If you want a quote for your client today, sign up with us and submit your business online through our Broker Portal.

Risk 52

Risk General Liability Broker-Agent Insurance 52

Distinguished

AUGUST 12, 2024

We’ll explore the wide range of projects covered, from single-family homes to commercial buildings, and examine the comprehensive coverages that protect your clients’ investments. Under-construction buildings : Covers damages to buildings or structures that are under construction, renovation, or undergoing betterment.

Risk 52

Risk Broker-Agent Insurance Insurer 52

Jackson & Jackson

APRIL 26, 2024

Understanding Commercial Property Insurance Commercial property insurance is designed to cover properties such as office buildings, shopping centers, industrial buildings, and apartments. Equipment Breakdown : Covers loss due to the breakdown of machinery like elevators or HVAC systems, which are critical for commercial buildings.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Property Insurance Centre

JANUARY 16, 2025

Commercial Flood Insurance in the United Kingdom: Types of Coverage Available Commercial flood insurance policies typically cover: Property Damage: Repair or replacement of buildings, fixtures, and equipment. Areas with a history of flooding typically face higher premiums or reduced access to coverage.

Commercial 52

Commercial Commercial Property Insurance Insurer 52