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Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down 

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Agency Acquisition Brokers Insurance Legal Services Insurance Agency Loans Insurance Agency Valuation Agency Value Calculator Insurance News Stay updated with the latest insurance trends. Catastrophe modeling and data analytics influence premium hikes. But then, something out of your control happens.

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

By customising your insurance, you ensure that you’re not overpaying for unnecessary coverage, nor are you left vulnerable by under-insuring your assets. This is where insurance brokers come in handy. Insurers assess the geographical risks and calculate your premiums accordingly.

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Understanding Negligence and Liability for Small Businesses – Protect Insurance

Protect Commercial Insurance

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. Even if you never intended harm, a single incident can lead to hefty legal fees, compensation payouts, reputational damage and higher premiums in future. But what does negligence actually mean?

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Turning the Embedded Insurance Challenge Into an Opportunity

Zywave

While the mainstays are travel insurance, mobile phone coverage and appliance warranties, embedded insurance is now expanding across personal lines to segments including on-demand gig-economy-type policies, health, and employee benefits. Certain types of non-complex commercial insurance are also in scope.

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What Is Unoccupied Commercial Property Owners Insurance?

Property Insurance Centre

Once the property becomes occupied again, your insurer will normally refund this to you, less their usual charges, and for time on risk as an empty property. Once the property becomes unoccupied, insurers will ask that you update them as soon as the property is occupied again.

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What Perils Are Covered by Commercial Property Insurance?

Property Insurance Centre

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

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Can I Insure a Partially Empty Block of Flats in the UK?

Property Insurance Centre

So yes, you can insure a partially empty block of flats in the UK, but you may need specialist cover. If you’re unsure, consult a broker or insurer experienced in property management to ensure you’re fully protected. Utilities maintenance Keeping heating on low in winter can prevent burst pipes.