Distinguished

JUNE 16, 2025

With all of these responsibilities and people involved, problems will arise — and when they do, they’ll need a good broker with the right HOA insurance policy in their corner. Commercial Property Coverage The HOA should be insured for at least the value of the common area buildings, like clubhouses and maintenance facilities.

Liability

Property Insurance Centre

JUNE 5, 2025

Standard Perils can include cover for Fire, Lightning, earthquakes, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals), Subsidence, Landslip or Heave. The cost of which cant be reclaimed if a floor is ripped up to find there is no leak!

Insurance

Jackson & Jackson

APRIL 30, 2024

This article explores how various location-based factors affect commercial property insurance rates in California and offers insights for managing these costs effectively. Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties.

Commercial Property

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance.

Commercial Property

Jackson & Jackson

APRIL 10, 2024

Investing in commercial property is a significant step for any entrepreneur or business entity. Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property.

Commercial Property

Jackson & Jackson

MAY 22, 2024

Multi-unit commercial properties in California offer investors the potential for significant returns. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It covers property damage, loss of income, liability claims, etc.

Property Insurance

Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. What this lock simply does, is improve the physical security of your property straight away. Do I have the right lock for my insurance ?

Commercial Property

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. Theft : Covers the cost of replacing covered items that were stolen from the job site.

Risk

Property Insurance Centre

NOVEMBER 11, 2024

Insurers will often insist that the property has a maintenance programme in place before they even offer renewal terms. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms.

Insurance

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties. Access our online Broker Portal.

Risk

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. If you want a quote for your client today, sign up with us and submit your business online through our Broker Portal.

Risk

Property Insurance Centre

AUGUST 28, 2024

Some insurers may give cover to the likes of a Convenience Store for example, but will remove theft cover or malicious damage cover, without an adequate alarm system in place. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. Looking for a quote now?

Insurance

Property Insurance Centre

AUGUST 8, 2024

What happens when the unoccupied property becomes empty again? Essentially, the cover you lost will re re-applied to your office buildings policy – such as theft or malicious damage for example will no longer be excluded. What do we recommend as a broker for unoccupied office insurance?

Insurance

Property Insurance Centre

MAY 20, 2024

However, block of flats insurance is classed as commercial property , and Terrorism cover is often excluded. The residential property management team should carefully consider whether the terrorism cover is necessary, which may be determined by the lease terms, mortgage company requirements, or the property’s location.

Building

Property Insurance Centre

SEPTEMBER 25, 2024

It is important not to rely only on the words that a broker tells you, try to read all the details. Explain every aspect of your property and renovation, security, and other aspects because if you give the wrong information, your policy will not be valid. – Failure to read particular policy documents. What is Covered?

Building

Property Insurance Centre

JANUARY 30, 2024

This includes providing details about any unoccupied flats, as they may pose higher risks due to increased vulnerability to theft, vandalism, or damage. For example, unoccupied flats are considered to be higher risk, as they may be more susceptible to certain perils such as vandalism or theft.

Building

Protect Commercial Insurance

MARCH 14, 2025

Commercial property insurance is a key component in this protection, offering a safety net against unexpected disasters. With the right commercial insurance broker and a comprehensive property coverage plan, you’ll rest easy knowing your business is well-protected.

Commercial Property