Distinguished

MARCH 6, 2025

Along with this, mold and water damage often due to leaking pipes, poor ventilation, or roof damageposes serious health hazards if not promptly repaired. What role can insurance brokers play in managing these challenges for their clients? Pest infestations are also widespread. Another common problem is heat and hot water deficiencies.

Building

Distinguished

MARCH 19, 2025

Mold & Water Damage are also major concerns; leaks or excessive moisture can lead to mold growth that poses health risks. What role can insurance brokers play in managing these challenges for their clients? Insurance brokers are key in bridging the gap between property maintenance and insurance coverage.

Building

Top Insurance Blogs

JUNE 10, 2025

Do you know what to do when your business suffers property damage or loss? What steps should you take when you record property or casualty damage in the course of your business activity? Are you aware of your business insurance claim and how to make use of it?

Insurance Claim

Protect Commercial Insurance

MAY 9, 2025

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. Insurance helps protect those investments from potential losses due to theft, fire, or other damages. Contents and stock insurance is designed to protect these assets against theft, damage, or loss.

Liability Insurance

Distinguished

JUNE 2, 2025

Our specialized landlord insurance programs are designed to protect Ohio property owners against the specific risks they face — and help brokers deliver tailored, reliable coverage to their clients. Why Ohio Landlords Need Specialized Insurance Understanding real-world claims helps brokers convey the true value of landlord insurance.

Liability

Simply Insurance

JUNE 28, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. It’s not about doing something on purpose – it’s about carelessness that leads to damage. And finally, there must be damages – a real injury or financial loss. But what does negligence actually mean?

Liability

Property Insurance Centre

FEBRUARY 10, 2025

Whether you own an office building, a retail store, a warehouse, or a manufacturing facility, this type of coverage safeguards your physical assets, ensuring financial stability in the face of damage or loss. ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property

AMAXX

MAY 27, 2025

The carrier, the TPA, the broker, the doctorstheyre all supposed to handle it, right? Believing Workers Comp Is Just a Cost of Doing Business This mindset is perhaps the most damaging. You should consult with your insurance broker, attorney, or qualified professional. Everyone in the system ultimately works for the employer.

Workers Comp

American Agents Alliance

JUNE 12, 2025

This is where agents and brokers play a critical role in helping identify and close potential coverage gaps. Flood and Surface Water Coverage Although homeowners are becoming more aware of policy limitations after recent high-profile claims denials, many still assume their homeowner’s policy covers all types of water damage.

Claim

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Distinguished’s Collectibles Insurance Program helps brokers secure specialized coverage that truly matches the worth and risk profile of their clients’ rare instruments.

Protection

Distinguished

JUNE 16, 2025

With upwards of 40+ unique strings and intricate wooden structures, even minor damage often requires specialized restoration from a small circle of expert technicians. Distinguished’s Collectibles Insurance Program helps brokers secure specialized coverage that truly matches the worth and risk profile of their clients’ rare instruments.

Protection

Simply Insurance

JUNE 23, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Simply Insurance

JUNE 15, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. Specific hazards, typically on a location basis, may be restricted, like water damage for flood-prone areas or basement and first-floor storage.

Broker-Agent

Distinguished

JUNE 30, 2025

South Carolina’s thriving culinary scene offers brokers a golden opportunity — the state’s thousands of restaurants are creating a growing demand for comprehensive and affordable restaurant insurance. Even small fires can result in expensive property damage and lengthy closures.

Liability

Distinguished

JUNE 30, 2025

South Carolina’s thriving culinary scene offers brokers a golden opportunity — the state’s thousands of restaurants are creating a growing demand for comprehensive and affordable restaurant insurance. Even small fires can result in expensive property damage and lengthy closures.

Liability

Simply Insurance

JUNE 12, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes

ProWriters

JULY 16, 2025

Such measures won’t undo the attack but may help mitigate the damage done. Registered ProWriters brokers use our proprietary Digital IQ Comparative Rate platform. Register as a ProWriters broker today. Determine the source and extent of the attack. You’re sure to find the policy your client needs, and at a competitive rate.

Cyber

American Agents Alliance

MAY 26, 2025

Indirect costs, such as business interruption losses, downtime, legal expenses, reputational damage, and others, can be even more expensive than the original loss. Educate policyholders about the hidden costs of risk. Insurance is just one part of the total cost of risk. Many policyholders do not consider these hidden costs. Register now.

Agents

AMAXX

JUNE 17, 2025

You can’t act on them until the damage is already done. You should consult with your insurance broker, attorney, or qualified professional. When workers return quickly—even in modified roles—they stay connected to their routine, avoid psychosocial complications like depression, and recover faster. All state laws vary.

Workers Comp

Simply Insurance

JUNE 9, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Minnesota Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 17, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

AMAXX

MAY 13, 2025

High-Impact Claims: Litigation and Large Losses Why it matters: While high-frequency, low-severity claims add up, its often the handful of high-impact claims that do the most financial damage. You should consult with your insurance broker, attorney, or qualified professional. All rights reserved under International Copyright Law.

Workers Comp

Distinguished

MARCH 21, 2025

Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Other issues include mold and water damage often due to unrepaired leaks or excessive moisturewhich can create an unhealthy environment. Insurance brokers are pivotal in this arena.

Building

Simply Insurance

JUNE 11, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.

Insurance Quotes

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings. What role can insurance brokers play in managing these challenges for their clients?

Broker

Simply Insurance

JULY 17, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Simply Insurance

JULY 18, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Simply Insurance

JULY 18, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Simply Insurance

JUNE 17, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Simply Insurance

JUNE 12, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Wyoming Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 28, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Simply Insurance

JUNE 28, 2025

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Dwelling Coverage This type of coverage is used to repair or rebuild your home when damage from a covered loss to the physical structure of your home happens.

Home Insurance

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Maryland Rental Insurance?

Insurance Quotes

American Agents Alliance

JULY 17, 2025

This can create additional E&O risks for agents and brokers, however, when a policyholder misunderstands their coverage needs or policy language. This could include citing homeowners’ policies that exclude flood damage or that personal auto policies may void standard auto coverage during rideshare activity.

Risk