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Business Owner’s Policy for Restaurants

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A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. General Liability Coverage Restaurants are high-traffic spaces. Brokers should help clients assess gaps and recommend add-ons where needed.

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Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

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However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7

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Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

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However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to property damage or a car accident. How Much Does Restaurant Insurance Cost in Charlotte?

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Landlord Insurance in Colorado: Coverages, Costs, and Benefits

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Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies. Property values typically range from $1 million to $5 million.

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Beyond Coverage: Understanding the Limitations of Cyber Liability Insurance for California’s Tech Companies

Jackson & Jackson

Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events. General Liability Insurance: to help cover claims your business caused property damage or bodily injury. This can be a critical gap for tech companies with significant physical assets.

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Builder’s Risk Insurance in Alabama: A Broker’s Guide 

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This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Cyber liability insurance helps cover costs related to: Data breaches Ransomware attacks Notification of affected parties Legal fees and fines Why it’s critical in California : California’s strict data protection laws, like the California Consumer Privacy Act (CCPA), mean IT businesses face higher liability if customer data is compromised.