Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Get ready to make informed health coverage decisions.

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Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

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AMAXX

APRIL 30, 2025

When someone is hurt, the process is right in their pocket or on their dashboard no searching required. Lay out your four-step accommodation process and set clear expectations that transitional duty is temporary (ideally <90 days). These technical elements matter but what drives outcomes more than anything is communication.

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PSM Brokerage

AUGUST 7, 2024

and five senators introduced a bill to apply criminal penalties to rogue insurance brokers who are changing Americans’ Affordable Care Act (ACA) marketplace plans without their knowledge or consent, and take other steps to strengthen consumer health insurance protections. . – Senate Finance Committee Chair Ron Wyden, D-Ore.,

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Simply Insurance

JUNE 3, 2025

Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 3, 2025 Updated : June 6, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example There are several different parts to a home-insurance policy , and one of the most critical parts of a policy is the home insurance deductible, but understanding them can seem complicated.

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Word & Brown

APRIL 1, 2025

But, working with Word & Brown, you have access to a broad range of plans, products, and services that offer potential tax and other savings to your individual and group insurance clients. You should suggest they speak with a tax advisor concerning the potential deductibility of health insurance costs.

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Smart Insurance Agents

DECEMBER 9, 2024

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

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Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Product Liability Insurance As a tailor, you create and sell products to your customers. Let’s dive in!

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Protect Commercial Insurance

MAY 9, 2025

That’s where retail shop and salon insurance come into play. This guide will walk you through the essentials, helping you understand how the right commercial insurance can be your business’s best ally. Without the right insurance, the costs associated with incidents like these can quickly escalate.

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Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. Panning out, HDHPs typically combine with a health savings account (HSA).

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Healthinsurance.org

JANUARY 2, 2024

Confusion over what is and isn’t managed care Among the many factors to consider when you’re shopping for individual health insurance coverage is the type of managed care plan. 1 In 2023, the majority of privately insured individuals were in some form of managed care plan. And why do health plans have managed care designations?

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Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. However, in the event of a claim, this can lead to substantial out-of-pocket expenses due to insufficient coverage limits.

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Healthinsurance.org

MAY 20, 2024

The story was first reported in early April 2024 by Julie Appleby, and CMS subsequently released a statement, acknowledging the problem and noting that the agency is “ taking swift actions to protect consumers from unauthorized activity by agents and brokers.” What should consumers do? How was that possible?

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Word & Brown

NOVEMBER 7, 2024

Here are seven proven techniques to help you close more sales as a health insurance agent or broker. Closing Techniques in Insurance Sales to Boost Success 1. Tell them how you have helped others save on their employee benefits or reduce workers’ out-of-pocket costs.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

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Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. trillion was spent on health care for calendar year 2022.

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Healthinsurance.org

APRIL 25, 2024

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer.

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Smart Insurance Agents

JANUARY 11, 2025

The Importance of Small Business Health Insurance in Texas: Protecting Your Employees and Bottom Line As a small business owner in Texas , you know that taking care of your employees is a top priority. One way to do that is by providing health insurance coverage. Moreover, health insurance fosters a sense of security among employees.

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Property Insurance Centre

SEPTEMBER 25, 2024

Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction. – Not considering inflation. – Ignoring exclusions.

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Smart Insurance Agents

AUGUST 19, 2024

The Basics of Medicare: What It Covers Medicare Part A is also known as hospital insurance. Dental coverage can differ a lot between insurance companies and might have extra costs or rules. These plans are provided by private insurance companies and are meant to meet the dental needs of seniors.

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Smart Insurance Agents

AUGUST 29, 2024

Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism. Through HealthCare.gov, business owners can explore various health insurance choices tailored to their specific needs.

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Ease

MARCH 20, 2023

Whether you’re a beginner or an expert, it’s important to check off each of these terms when analyzing your next insurance marketing strategy. Let this guide be your jumping-off point and continue to learn about the ways to reach new audiences, create compelling content, and grow your insurance business.

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Healthinsurance.org

JUNE 5, 2024

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. the federal-level consumer protections for STLDI enrollees are limited. STLDI plans sold on or after Sept.

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Healthinsurance.org

MAY 28, 2025

If youre a small-business owner and youd like to reimburse your employees , pre-tax, for the cost of health insurance that they buy on their own, you have two options: An ICHRA (Individual Coverage Health Reimbursement Arrangement) or a QSEHRA (Qualified Small Employer Health Reimbursement Arrangement). 4 Any minimum essential coverage.

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Word & Brown

JANUARY 23, 2025

million Americans, were without health insurance in 2016. million, lacked insurance in mid-2024. It also prohibits health insurance companies from refusing coverage (or charging more) because of an individuals health problems that pre-date their ACA-compliant coverage. That represented about 15-17% of the nations population.

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Healthinsurance.org

MARCH 13, 2025

CMS projects that the proposed rule changes will result in between 750,000 and 2 million fewer Marketplace enrollees in 2026, compared to enrollment projections under existing Marketplace rules. Lets take a look at some of the rule changes that could affect consumers costs and access to Marketplace coverage. 1 through Dec. in all states.

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