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Helping Clients Navigate Marketplace Open Enrollment | Solstiuce

Solstice Insurance Broker

As an insurance broker, you can be the compass your clients need. Key Takeaways : Brokers should stay informed to empower their clients. Key Takeaways : Brokers should stay informed to empower their clients. Brokers should advocate for clients year-round, assisting with claims and policy updates.

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Why Reporting Small Claims Pays Off in ERA States

AMAXX

ERA rules apply in about 35 states and were designed to encourage employers to report medical-only claims rather than quietly paying them out-of-pocket. In Scenario 2, you save your mod, but you pay the entire cost yourself—and you lose out on the potential to let your insurance policy work as intended.

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Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Distinguished

For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities. Without specialized landlord insurance, property owners may find themselves covering substantial repair costs, legal settlements, and lost income out of pocket.

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Why We’re Still Talking About the J&J Class Action ERISA Lawsuit

R&R Insurance

It was thrown out on a legal technicality. Interestingly, regarding the plaintiffs second claim that she paid higher prices for drugs under the plans and thus paid more out of pocket, the court acknowledged that she suffered an injury that was traceable to the defendants alleged ERISA violations. Click here to read more.

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9 mental health insurance questions consumers should ask

Healthinsurance.org

How can I find out if my health plan covers mental health treatment? Total out-of-pocket costs and how those costs are distributed vary greatly from one plan to another. And as is the case for any type of care, total out-of-pocket exposure varies by plan. Does most health insurance cover therapy and medication?

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4 Proven Ways to Educate Clients and Build Customer Loyalty

Word & Brown

Out-of-pocket maximum: This is the most the insured will have to pay for covered services in a plan year. In-network vs. out-of-network: Health care providers can be in network or out of network. Out-of-network providers may charge higher rates or may not offer services at all except in case of emergency.

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Top Skills to Look for When Hiring Insurance Support Staff

Word & Brown

Clients want to understand their coverage, the networks associated with their plan(s), and what out-of-pocket costs they face when visiting a doctor, specialist, or hospital – in and out of network. In many situations, this could be the way to go. However, experience should definitely be considered. So does adherence to HIPAA.