Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. Staying in network will be important to minimizing your clients’ out-of-pocket costs.

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Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

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Premium Out-Of-Pocket Broker-Agent Broker 113

Word & Brown

MARCH 21, 2025

When youre just starting out as an insurance agent, its not always obvious what your priorities should be. student debt payments, gas, groceries, restaurant expenses, out-of-pocket medical or dental, clothing, entertainment, travel/vacation, charity, gifts, misc. Theres more information available online today than ever before.

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Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. This article will explain how brokers operate, the benefits of using one, and how to find the right broker for you.

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AMAXX

APRIL 30, 2025

When someone is hurt, the process is right in their pocket or on their dashboard no searching required. Lay out your four-step accommodation process and set clear expectations that transitional duty is temporary (ideally <90 days). These technical elements matter but what drives outcomes more than anything is communication.

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Workers Comp Building Injury Workers Compensation 59

Simply Insurance

JUNE 3, 2025

Well, here’s the thing: Figuring out how your homeowners insurance deductible works isn’t complicated and it almost works like any other deductible. They both work the same way in that you have to pay them before the insurance company pays out the remainder of a claim. What Is A Home Insurance Deductible?

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Smart Insurance Agents

SEPTEMBER 28, 2024

A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. This guidance is particularly valuable as brokers have a legal obligation in many states to assist clients in finding the most appropriate insurance plans.

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PSM Brokerage

AUGUST 7, 2024

and five senators introduced a bill to apply criminal penalties to rogue insurance brokers who are changing Americans’ Affordable Care Act (ACA) marketplace plans without their knowledge or consent, and take other steps to strengthen consumer health insurance protections. . – Senate Finance Committee Chair Ron Wyden, D-Ore.,

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Out-Of-Pocket Broker-Agent Insurance Broker Broker 52

ProWriters

SEPTEMBER 23, 2024

Watch Zane Goldthorp, our director of broker development, talk with broker Angelina Heckman about how we’re transforming EPL Insurance broking, and then read on for more information about this critical business coverage. Out-of-pocket costs in settlements are rising. In FY 2023 alone, the U.S. increase over FY 2022).

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Smart Insurance Agents

DECEMBER 9, 2024

Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Eligible DACA recipients can receive financial help if they qualify.

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Word & Brown

APRIL 1, 2025

Its nearly everyones least favorite time of year: tax season. But, working with Word & Brown, you have access to a broad range of plans, products, and services that offer potential tax and other savings to your individual and group insurance clients. The IRS allows deduction of eligible unreimbursed medical expenses that exceed 7.5%

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Healthinsurance.org

JANUARY 2, 2024

Each type of managed care limits, to varying degrees, the number of providers from which a patient can choose, whether the patient has to use a primary care physician, and whether out-of-network care is covered under the plan. And why do health plans have managed care designations? 5 (Medicare Advantage plans are managed care plans.

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Out-Of-Pocket Deductible Policyholder Out-Of-Pocket Expense 52

Zywave

OCTOBER 25, 2024

Everyone wants to make sure they’re getting the most out of every dollar. No matter what industry you’re in, client attrition is a fact of life. It becomes a progressively more painful fact of life when the economy is facing uncertainty. Consumer expectations are growing, and if you can’t meet these demands, you’ll fall behind.

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Out-Of-Pocket Building Premium Broker 86

Protect Commercial Insurance

MAY 9, 2025

Introduction Hello, savvy UK business owners! Owning a retail shop or salon can be a thrilling venture, but it also comes with its fair share of risks. From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. That’s where retail shop and salon insurance come into play.

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Liability Insurance Business Interruption Liability Insurer 40

Jackson & Jackson

APRIL 29, 2024

This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. Work with an Independent Insurance Broker Independent insurance brokers can shop around on your behalf to find the best coverage at the most competitive rates.

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Healthinsurance.org

MAY 20, 2024

The story was first reported in early April 2024 by Julie Appleby, and CMS subsequently released a statement, acknowledging the problem and noting that the agency is “ taking swift actions to protect consumers from unauthorized activity by agents and brokers.” What should consumers do? How was that possible?

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Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. A higher deductible can lower your premium but also means you’ll have to pay more out of pocket in the event of a claim.

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Jackson & Jackson

APRIL 28, 2024

However, in the event of a claim, this can lead to substantial out-of-pocket expenses due to insufficient coverage limits. Work with a reputable insurance broker who understands the unique needs of property investors. This often happens when trying to save on premiums.

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Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. Panning out, HDHPs typically combine with a health savings account (HSA). Small businesses power the U.S.,

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Agent Success School

MARCH 3, 2022

I’m the owner of the agent success school, a licensed Florida instructor, a broker associate, leader of a real estate marketing team, and a certified coach. So besides trying to lock them into a buyer Broker agreement, how can you let them know that you are the agent they should work with? Let’s start with #1.

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Word & Brown

NOVEMBER 7, 2024

Here are seven proven techniques to help you close more sales as a health insurance agent or broker. Sell the value Make sure you talk with your customer about what makes the product you’re recommending a better choice for their specific situation, as compared to something from another carrier (or another broker).

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Out-Of-Pocket Broker-Agent Insurance Insurer 52

Jackson & Jackson

APRIL 10, 2024

Ensure that your property is accurately assessed to avoid being underinsured, which can lead to significant out-of-pocket expenses, or overinsured, which can unnecessarily increase your premiums. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Healthinsurance.org

APRIL 25, 2024

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer.

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Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Louisiana Insurance Commissioner Tim Temple – a self-described “unicorn” among insurance regulators, given his decades-long background in the industry as an agent, broker, and company president – even renamed programs to address “legal system abuse” when he assumed office in January. Clear communication is key, the participants agreed.

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Out-Of-Pocket Broker-Agent Premium Claim 64

American Agents Alliance

OCTOBER 24, 2024

This alleged denial of coverage has impacted homeowners who suffered smoke damage from California’s increasingly frequent and severe wildfires, leaving them to cover cleanup and repair costs out-of-pocket.

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Property Insurance Centre

SEPTEMBER 25, 2024

It is important not to rely only on the words that a broker tells you, try to read all the details. This way you can avoid situations where you end up finding out what you are not being covered for. This will afford you adequate insurance cover to meet all the costs of rebuilding in case of total destruction.

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Smart Insurance Agents

AUGUST 19, 2024

Recent changes to Medicare regulations have expanded the definition of covered dental services, allowing more dental procedures related to critical medical conditions to be eligible for coverage. If you want better dental coverage , looking into other options is important. Dental services are usually seen as different from hospital treatments.

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Ease

MARCH 9, 2023

Every year, there is a new group of Gen-Z employees aging out of their parent’s insurance and they’re opting for the most affordable plan. Take a deep dive into plan adoption rates, rising medical premiums, and the power of voluntary benefits for the new year. And we’ve got just the right tool to help you through it.

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Word & Brown

SEPTEMBER 25, 2024

Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal. More than three-quarters of denials (77%) were for other reasons.

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Smart Insurance Agents

JANUARY 11, 2025

The Importance of Small Business Health Insurance in Texas: Protecting Your Employees and Bottom Line As a small business owner in Texas , you know that taking care of your employees is a top priority. One way to do that is by providing health insurance coverage. One of the primary advantages is that it enhances employee well-being.

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Jackson & Jackson

MAY 22, 2024

In the event of a loss, property owners with insufficient insurance may face significant out-of-pocket expenses or, in some cases, the loss of the property altogether. Multi-unit commercial properties in California offer investors the potential for significant returns. However, with great opportunities come great risks.

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Property Insurance Commercial Property Commercial Insurer 52

Smart Insurance Agents

AUGUST 29, 2024

Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism. Through HealthCare.gov, business owners can explore various health insurance choices tailored to their specific needs. Small business health insurance addresses the unique needs of small enterprises.

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Deductible Insurer Insurance Insured 52

Ease

MARCH 20, 2023

While businesses search for an insurance broker, they could consider their peers’ opinions, Google My Business reviews, listed awards and certificates, and available case studies on the broker’s website. First things first: Know the lingo! From the development of a lead-scoring model, lead nurturing is born.

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Healthinsurance.org

JUNE 5, 2024

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. the federal-level consumer protections for STLDI enrollees are limited. STLDI plans sold on or after Sept.

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Healthinsurance.org

MAY 28, 2025

8 Can out-of-pocket medical expenses be reimbursed? 8 Can out-of-pocket medical expenses be reimbursed? 10 Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. Read our overviews of ICHRAs and QSEHRAs. 4 Any minimum essential coverage.

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Distinguished

JUNE 2, 2025

Our specialized landlord insurance programs are designed to protect Ohio property owners against the specific risks they face and help brokers deliver tailored, reliable coverage to their clients. Why Ohio Landlords Need Specialized Insurance Understanding real-world claims helps brokers convey the true value of landlord insurance.

Liability 52

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ProWriters

MAY 7, 2025

Brokers need to make sure their clients have the right protections in placebefore disaster strikes. Brokers must ensure their clients policies include: Regulatory Defense & Penalties Coverage: Must explicitly cover HIPAA breach penalties and legal fees. Cyber criminals know this, seeing vulnerable systems as easy targets.

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