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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. Ordinance or Law Coverage If your home is damaged and you need to rebuild, local building codes might require you to update your electrical, plumbing, or structural systems—even if the undamaged portions are still “okay.”

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Business Owner’s Policy for Restaurants

Distinguished

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. A critical component of property insurance for restaurants is business income coverage.

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Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Landlord or Rental Dwelling Policy (DP3) This type of policy is designed for non-owner-occupied properties rented out long-term or frequently. The answer isn’t always simple.

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Compare Condo Insurance Quotes Online!

Simply Insurance

Loss assessment coverage can vary based on your deductible choice, providing additional protection for shared property damage or liability claims. A $500 loss assessment policy may have a slightly higher premium, but it offers peace of mind by covering unexpected expenses related to shared property.

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Best Landlord Insurance In North Carolina For Your Rental Property!

Simply Insurance

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.

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Best Landlord Insurance In New Hampshire For Your Rental Property!

Simply Insurance

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.

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Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.