Why Business insurance?
Shield Insurance Agency
JUNE 19, 2025
Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims.
Building Claim Property Damage 
The Importance of Commercial Property Insurance for UK Small Businesses
Protect Commercial Insurance
JUNE 6, 2025
Definition and Scope Commercial property insurance is a policy designed to protect businesses from financial losses related to damage or destruction of their physical assets. This includes buildings, equipment, furnishings, inventory, and exterior fixtures.
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Renovations and Home Insurance: What You Need to Know
Boyle Agency Insurance
FEBRUARY 3, 2025
Contact your insurance provider to discuss adjusting your policy to cover the updated value of your property. Failing to do so could leave your home underinsured in the event of a claim. It provides coverage for property damage and theft of building materials during the renovation process.
Navigating Insurance Challenges in Affordable Housing: Rehabs vs. New Construction
Scott Insurance
FEBRUARY 19, 2025
Rehabs expose developers to heightened risks and, subsequently, higher insurance costs due to the complexities of simultaneously managing the property being rehabbed and the existing structures, e.g. any property not under construction (whether occupied or unoccupied). Consider a scenario where a rehab is underway.
Business Owner’s Policy for Restaurants
Distinguished
MAY 19, 2025
From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. A critical component of property insurance for restaurants is business income coverage.
Landlord Insurance in Ohio: Get a Quote from Distinguished
Distinguished
JUNE 2, 2025
For Ohio landlords, these aren’t one-off anomalies — they’re routine claims that happen across Cleveland, Columbus, and Cincinnati every year. With 33% of Ohio residents renting rather than owning, the state presents a strong opportunity for property investors. Wind or hail damage to siding and roofing systems. In fact, 9.3%
Insurance Considerations When Expanding Your Business to a New Location
Mark Jackson Insurance Agency
MARCH 19, 2025
Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.
How Do You Know What Commercial Insurance Products Your Business May Benefit From?
Paragon Independent Insurance Agencies
FEBRUARY 28, 2025
It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.
Best Landlord Insurance In North Carolina For Your Rental Property!
Simply Insurance
JUNE 12, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In New Hampshire For Your Rental Property!
Simply Insurance
JUNE 10, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In West Virginia For Your Rental Property!
Simply Insurance
JUNE 11, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know
Distinguished
APRIL 21, 2025
However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7
Best Landlord Insurance In Minnesota For Your Rental Property!
Simply Insurance
JUNE 9, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Wyoming For Your Rental Property!
Simply Insurance
JUNE 12, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Maryland For Your Rental Property!
Simply Insurance
JUNE 10, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Restaurant Insurance in South Carolina: A Broker’s Guide
Distinguished
JUNE 30, 2025
Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.
Restaurant Insurance in South Carolina: A Broker’s Guide
Distinguished
JUNE 30, 2025
Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.
Compare Condo Insurance Quotes Online!
Simply Insurance
JUNE 24, 2025
Loss assessment coverage can vary based on your deductible choice, providing additional protection for shared property damage or liability claims. A $500 loss assessment policy may have a slightly higher premium, but it offers peace of mind by covering unexpected expenses related to shared property.
Best Landlord Insurance In Louisiana For Your Rental Property!
Simply Insurance
JUNE 10, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Wisconsin For Your Rental Property!
Simply Insurance
JUNE 11, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Delaware For Your Rental Property!
Simply Insurance
JUNE 9, 2025
If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. Property owners may have to consider additional protection against these sorts of claims.
Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide
Distinguished
FEBRUARY 24, 2025
Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to property damage or a car accident. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.
Best Landlord Insurance In New York For Your Rental Property!
Simply Insurance
JUNE 11, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Oklahoma For Your Rental Property!
Simply Insurance
JUNE 12, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Connecticut For Your Rental Property
Simply Insurance
JUNE 9, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In DC For Your Rental Property!
Simply Insurance
JUNE 9, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Arkansas For Your Rental Property
Simply Insurance
JUNE 10, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In New Jersey For Your Rental Property!
Simply Insurance
JUNE 10, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Best Landlord Insurance In Alabama For Your Rental Property!
Simply Insurance
JULY 1, 2025
Below, we cover some of the most important ones, which are: Your Building - The age of your property determines the cost of your insurance coverage. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity.
Best Landlord Insurance In New Mexico For Your Rental Property!
Simply Insurance
JUNE 12, 2025
However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.
Landlord Insurance in Colorado: Coverages, Costs, and Benefits
Distinguished
APRIL 29, 2025
Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. Discover why landlord insurance is vital for property owners in Colorado, the protections Distinguished can offer, and how brokers can help their clients secure the best policies.
Grilling Safety Tips for a Secure Memorial Day BBQ
TGS
MAY 21, 2025
These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim. A knocked-over grill could ignite a fire or cause injury, resulting in property damage or liability claims.
Hotel Insurance Costs and Coverages for Brokers
Distinguished
MAY 13, 2025
Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Even industry giants arent immune.
Best Car Insurance In Illinois For Your Auto!
Simply Insurance
JULY 1, 2025
This clarity helps build trust and ensures that you can budget effectively for your car insurance. Their user-friendly online platform makes it easy to manage your policy and file claims. Transparent Pricing Transparency is at the heart of Toggles pricing model. Lets explore the minimum coverage needed.
HOA Insurance: Everything You and Your Clients Need to Know
Distinguished
JUNE 16, 2025
For example, an HOA policy typically covers: Common property: Covers any common property owned by the HOA, such as communal buildings, shared roofs, lobbies, hallways, etc. Commercial Property Coverage The HOA should be insured for at least the value of the common area buildings, like clubhouses and maintenance facilities.
Does a sagging floor constitute a “collapse”? Court finds ambiguity in “collapse.”
The Property Insurance Law Observer
AUGUST 22, 2024
Specifically, the insured noted that the “floor had sagged, was bouncing, and that a section of the floor had partially detached from the Property’s exterior wall.” This prompted the insured to submit a claim. LEXIS 127718 (D. 629 F.Supp.2d 2d 1185 (D.
The Importance of Experts J&S Welding, Inc. v. Liberty Mutual Insurance Company
The Property Insurance Law Observer
SEPTEMBER 16, 2024
Background In November 2019, West American [1] issued an insurance policy providing coverage for the Insured’s commercial shop buildings. In 2021, the Insured, through its public adjuster, filed a claim under the property policy, alleging that a May 2020 hailstorm caused significant damage to the roofs of two buildings.
Our Claims Partner, Aspray, Wins Loss Assessor of the Year 2024
Property Insurance Centre
JULY 21, 2024
Our Claims Partner, Aspray, Wins Loss Assessor of the Year 2024 We are delighted but not surprised to announce that our claims partner, Aspray, has won the prestigious “Loss Assessor of the Year 2024” award at the British Claims Awards.
Court Finds Policy Term, “Windstorm,” to be Ambiguous in Coverage Dispute Involving Tornado
The Property Insurance Law Observer
FEBRUARY 14, 2024
The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. Wind damage can be attributed to gusts (short bursts of high-speed winds) or longer periods of stronger sustained winds. . Texas cases have uniformly applied windstorm coverage to damage caused by tornadoes.
Building Successful Insurance Referral Partnerships: A Guide for Brokers
Protect Commercial Insurance
JANUARY 10, 2025
From property damage and liability to business interruption cover, clients get everything under one roof. – Competitive Edge : By working with partners that understand commercial properties, you can tailor products that fit unique client needs, setting you apart from competitors.
Navigating Commercial Property Insurance: A Guide for New Investors in California
Jackson & Jackson
APRIL 26, 2024
This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. It provides coverage for physical damage to your property and any loss of income due to business interruption.
Mold: Impacts on the Affordable Housing Industry
Scott Insurance
JANUARY 28, 2022
While insurance coverage is typically relied upon for many property-related losses, there remains a disconnect about how mold claims are often handled by the insurance industry. In some situations, property policies might give a sub-limit to help with remediation costs.
What to consider when buying landlords insurance
Cover4LetProperty
JUNE 1, 2025
Without this cover, the property and its contents remain at considerable risk of loss or damage, the income stream on which you have come to rely might suddenly become disrupted, or you might face financially crippling claims for damages if someone else is injured or has their own property damaged.
Tips for Buying Home Insurance
Bankers Insurance
MAY 16, 2024
These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?
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