Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. I also touched on commercial liability coverage. At the request of quite a few readers, I now turn my attention to home and contents. ” [ emphasis mine] 1. . ” [ emphasis mine] 1.

Policy

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance

Distinguished

APRIL 9, 2025

Many traditional carriers want to enter these markets but lack the time or resources to build an in-house underwriting team. Specialization: Brokers typically offer a broad range of standard insurance products, while MGAs specialize in niche markets like cyber liability, HOA insurance, and high-risk commercial properties.

Agents

Agency Height

JULY 31, 2025

I Have Sprinklers, Alarms , and a Metal Roof! Excellent—but unfortunately, your home’s features only go so far. Insurers still consider: Proximity to ignition sources (e.g., Real-World Examples and Case Studies What You Can Do About It?

Premium

Property Insurance Centre

JANUARY 30, 2025

Because of these risks, many standard building insurance policies may not fully cover an unoccupied flat for extended periods, typically beyond 30-60 days. Block of Flats Insurance with Unoccupied Cover A tailored policy that protects both occupied and vacant flats within the same building.

Property Insurance

Property Insurance Centre

MARCH 11, 2025

Greater Risk of Fire and Cladding Issues Following Grenfell Tower , insurers are more cautious about buildings with cladding, especially in London, where many high-rises have fire safety concerns. Insurers may include bespoke policies covering artwork, listed building requirements, or concierge services.

Risk

Property Insurance Centre

MARCH 21, 2025

Whether you’re a landlord, property manager, or investor, here’s what makes Manchester stand out: 1. Growing Property Market with Diverse Building Types Manchester has seen rapid urban development, especially in areas like Ancoats, Salford Quays, and Deansgate, with a mix of modern high-rises and older converted mills.

Premium

Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. Seek Professional Advice: If you suspect the freeholder is failing to insure the property adequately, consult a legal expert or surveyor. However, the cost is often recovered through service charges.

Building

Property Insurance Centre

MAY 2, 2025

Business Owners not only have to think about insuring their stock or contents, but will also have to consider having the correct Liability Cover on the policy. Employers Liability is normally covered up to 10,000,000 and will ensure you have insurance in the event of an accident at work where an employee alleges you have been negligent.

Insurer

Distinguished

JUNE 16, 2025

Homeowners association insurance is a package policy designed to protect the shared property and liability exposures of a residential community — whether that’s a condo complex, townhomes, or a single-family home subdivision governed by an HOA. What is HOA Insurance? It’s also necessary to consider any applicable local laws.

Liability

Property Insurance Centre

JUNE 5, 2025

Insurance for Residential Landlords is also essential, especially when faced with a trip or fall, the correct Liability cover should be in place. Property Owners Liability is included under this policy as standard. The limit can be increased from the standard 2m up to 5m, for an additional premium.

Insurer

Property Insurance Centre

JULY 14, 2025

Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage FIND OUT MORE GET A QUOTE Restaurant FIND OUT MORE GET A QUOTE Takeaway FIND OUT MORE (..)

Property Insurance

Insurance Journal

JUNE 13, 2025

announced plans Thursday to build its first manufacturing plant for a next-generation passenger jet in central North Carolina, a project that if successful would create more than 14,500 jobs there in a decade. JetZero Inc. The California-based startup intends to …

Building

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. This is crucial if someone is injured on your property.

Commercial Property

Property Insurance Centre

AUGUST 12, 2024

Automatic Fire Alarms in Commercial Properties New Rules 2024 As of October 2024 the London Fire Brigade will cease to attend alarms at commercial properties between the hours of 7am & 8:30 pm. It has been found that 99% of alarms at commercial properties are, in fact, false alarms and take up significant resources.

Commercial Property

Jackson & Jackson

APRIL 10, 2024

Investing in commercial property is a significant step for any entrepreneur or business entity. Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property.

Commercial Property

Protect Commercial Insurance

JANUARY 10, 2025

These partnerships not only broaden your client base but also offer a seamless solution to meet customer needs across various policy areas, such as commercial property. Enhancing Commercial Property Offerings One major sector that benefits from robust referral partnerships is commercial property insurance.

Building

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building

Property Insurance Centre

JANUARY 4, 2024

The property insurance sector is no exception, as inflation directly impacts key cost drivers such as property valuations , construction costs , and labour. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance

Jackson & Jackson

MAY 22, 2024

Multi-unit commercial properties in California offer investors the potential for significant returns. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It covers property damage, loss of income, liability claims, etc.

Property Insurance

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. Who is Considered an Employee?

Building

Cover4LetProperty

APRIL 16, 2024

They can range from individual property owners to those who own multiple rental properties as part of their investment portfolio. Corporate landlords: These are companies or organisations that own and manage rental properties on a larger scale. They may own residential properties, commercial properties, or a combination of both.

Insurer

Property Insurance Centre

JANUARY 16, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE The Growing Need for Commercial Flood Insurance Flooding is the most common natural disaster in the UK, with 5.2 million properties at risk, according to the Environment Agency.

Commercial

Distinguished

SEPTEMBER 25, 2024

Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. Property damage : Damages to the building that is being constructed or renovated. What Does Distinguished’s Builder’s Risk Cover?

Risk

Cover4LetProperty

JUNE 1, 2025

Not only that, but if your property is mortgaged, it may typically be a condition of your contract with the mortgage provider that you have adequate buildings insurance in place in order to protect both your financial interests. So, what are the main aspects you might want to consider when buying your landlords insurance?

Damage

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.  

Risk

Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. What this lock simply does, is improve the physical security of your property straight away. Do I have the right lock for my insurance ?

Commercial Property

Property Insurance Centre

JANUARY 30, 2024

Block of flats insurance typically focuses on buildings insurance , which covers the physical structure of the property. In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. What is Block of Flats Insurance?

Building

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

Risk

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurer

Property Insurance Centre

NOVEMBER 11, 2024

For example, many commercial buildings and retail business will often have large theft excesses applied, as a result of theft & malicious damage claims. Insurers will not ask to see a copy of the Certificate when you start cover, but will do so in the event of a fire at the property when you need to make a claim.

Insurer

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 2: “All Commercial Insurance Policies are the Same” Variability in Coverage Contrary to popular belief, not all commercial insurance policies are created equal. Some protect against property damage, while others focus more on liability issues. Each policy is unique and can vary widely in what it covers.

Commercial Insurance

Property Insurance Centre

JULY 21, 2024

Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage FIND OUT MORE GET A QUOTE Restaurant FIND OUT MORE GET A QUOTE Takeaway FIND OUT MORE (..)

Claim

Property Insurance Centre

OCTOBER 18, 2024

Insurers are increasingly calling for government intervention, including improved flood defences and stricter planning regulations to prevent building in high-risk areas​ Home | ABI.

Property Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. Enter the digital age, with its rapid pace of change, and commercial insurance once again had to pivot to accommodate new realities.

Commercial Insurance