Agency Height

JULY 31, 2025

electrical poles, gas lines) Local building codes and enforcement Community-wide risk mitigation efforts (or lack thereof) Even if your home is built like a fortress, you’re still part of the community rating system unless your insurer specifically writes individualized policies , which often come at premium prices.

Premium

Distinguished

FEBRUARY 24, 2025

Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

Liability

Property Insurance Centre

MARCH 11, 2025

Greater Risk of Fire and Cladding Issues Following Grenfell Tower , insurers are more cautious about buildings with cladding, especially in London, where many high-rises have fire safety concerns. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas.

Risk

Distinguished

APRIL 29, 2025

City multi-family landlord insurance : Designed for owners of 2-4 unit properties, including multi-family and mixed-use buildings. No age limit on buildings: Covers well-maintained properties, including older and historic buildings. Crime insurance: Covers financial losses from theft or vandalism.

Liability

Distinguished

JUNE 16, 2025

For example, an HOA policy typically covers: Common property: Covers any common property owned by the HOA, such as communal buildings, shared roofs, lobbies, hallways, etc. Commercial Property Coverage The HOA should be insured for at least the value of the common area buildings, like clubhouses and maintenance facilities.

Liability

Frankenmuth Insurance

OCTOBER 31, 2024

Employee theft accounts for some of the highest losses among small business owners every year. Follow these six tips to prevent employee theft and protect your small business. Get to know your team and work to build mutual trust and open communication. Surveillance can be helpful in catching theft, but it should be subtle.

Theft

Jackson & Jackson

APRIL 30, 2024

To mitigate these risks, consider investing in enhancements like seismic retrofits or fire-resistant building materials. Crime Rates Areas with higher crime rates often have higher property insurance rates due to the elevated risk of theft, vandalism, and other crime-related damages.

Commercial Property

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations.

Building

TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. Similarly, if the cost of building materials rises—something we’ve seen in recent years—insurance costs could also increase. It makes sense, right? Opting for a higher deductible can lower your monthly premium.

Premium

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects. Register with us.

Risk

ProWriters

JULY 25, 2024

Analysts project cyber crime to cost the U.S. AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. Transparency builds trust and mitigates long-term reputational damage. trillion by 2028.

Protection

TGS

OCTOBER 25, 2024

This is directly linked to inflation, which affects everything from the price of building materials to labor. If your neighborhood has experienced an increase in crime, a decline in property values, or even changes in local government policies, this could trigger a higher premium. Well, your insurance premium is no different.

Home Insurance

Risk Management Monitor

OCTOBER 25, 2022

In other lines of business, as inflation continues to rise and products become harder to get, we can expect to see increased crime activity, with higher value attributed to stolen goods due to shortages and inflation encouraging more employee theft. This is the time to leverage that trust.

Risk

Distinguished

JUNE 2, 2025

If systems like electrical, HVAC, and plumbing have been updated in the last 25 years and the building meets safety requirements, its eligible for coverage. Our program does not cover short-term rentals (like Airbnb properties) or buildings outside the three major metro areas listed above.

Liability