Building Home Insurance Policyholder 
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JULY 31, 2025
Insureds Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down Get quotes from verified agents easily. Agency Height July 31, 2025 For Insureds Key Takeaways Insurance premiums are based on shared risk, not just your individual home. Sounds unfair?
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MARCH 20, 2025
For instance, problems with roofs and exterior wallssuch as cracks, leaks, or deteriorating materialscan weaken a buildings overall integrity, while foundation issues like uneven or shifting bases create serious safety hazards. These resources are invaluable for both property owners and insurance brokers when assessing risk.
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MARCH 6, 2025
Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.
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MARCH 19, 2025
For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.
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JUNE 2, 2025
If systems like electrical, HVAC, and plumbing have been updated in the last 25 years and the building meets safety requirements, it’s eligible for coverage. Our program does not cover short-term rentals (like Airbnb properties) or buildings outside the three major metro areas listed above.
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MARCH 21, 2025
If these conditions arent met, the building can be cited for a violation. Structural issues including unstable porches, broken stairs, damaged roofs, or cracked wallscan compromise the safety of a building. A housing inspectorusually from the Department of Buildings (DOB) or Public Healthwill then inspect the property.
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JULY 7, 2025
Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. No Age Restrictions America’s cities are full of older buildings that need to be insured.
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