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The Ultimate Guide for Insurance Agents: How to Build a Profitable Final Expense Business

Final Expense Brokerage

However, this market comes with its own set of challenges, including price sensitivity, unique underwriting processes, and sometimes, a lack of awareness among consumers. Selecting the Right Products for Your Clients Offering the right products to your clients is critical in building trust and ensuring their needs are met.

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Drive Agency Growth Through Collaborative Carrier Partnerships

American Agents Alliance

Agents can review their current book of business and decide if a carrier offers competitive products for their target market, responsive claims and underwriting support, and a clear appetite for the type of business the agent is writing. Reach out for more information.

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What is a Managing General Agent (MGA) in Insurance?

Distinguished

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. How do MGAs Differ From Insurance Brokers?

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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

Many industries are feeling the uncertainty of tariffs and changing trade policies, which can make underwriting more challenging and pricing less certain. Proactively explaining and educating policyholders about the ways that global macroeconomic issues impact claims costs, and in turn, insurance premiums, is a best practice.

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Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down 

Agency Height

Insurance companies generally apply a temporary surcharge lasting between 3 to 7 years after a nearby fire event or claim in your ZIP code. The CLUE report (Comprehensive Loss Underwriting Exchange) is a national database that holds claims data for up to seven years. Insurers use this report when setting premiums.

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The #1 Complete Guide to Getting Final Expense Leads and Appointments: Step-by-Step for Agents

Agency Height

A mix of organic methods (like referrals, content, and networking) and paid strategies (PPC ads, direct mail, telemarketing) ensures both long-term trust-building and immediate lead flow. Generating final expense leads effectively involves a balance between organic strategies that build trust and paid methods that deliver quick results.

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Pro Tips for getting insurance Carrier Appointment for a new agency

Friendly Agent

So you have taken your insurance exam and got a license to sell insurance. Now, you want to start selling insurance? Before you do, you need to get an insurance carrier appointment. What is an insurance carrier appointment? How to get a direct insurance carrier appointment as a new agent?