Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late
TGS
JUNE 11, 2025
How to fix it : Consider adding a separate flood insurance policy through FEMA’s National Flood Insurance Program (NFIP) or a private insurer. Your base policy won’t usually pay for these upgrades. Most of these gaps can be filled with endorsements, policy adjustments, or stand-alone coverage.
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