Distinguished

MARCH 19, 2025

For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.

Building

Distinguished

JUNE 2, 2025

Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio. For landlords, a dedicated insurance policy is essential — here’s why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year.

Liability

Simply Insurance

JUNE 24, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Insurance Quotes

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. to a simple duplex in Chicago.  It can also include commercial, personal use, or rented units.

Building

Simply Insurance

JUNE 18, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Life Insurance

Simply Insurance

JULY 6, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Life Insurance

Property Insurance Coverage Law

OCTOBER 6, 2024

I have received numerous calls from furious Hurricane Helene policyholders after learning how little coverage is afforded for the non-elevated floor of a multi-story building under their flood insurance policies. Refer to the Visual Flood Adjusters Use appeared first on Property Insurance Coverage Law Blog.

Building

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. What is Covered?

Building

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This career is deeply rooted in building relationships and providing compassionate service. This variety keeps the work interesting and dynamic.

Policyholder

American Agents Alliance

APRIL 17, 2025

Learn more about digital risks in 2025 and how agents and brokers can help policyholders manage these exposures with cyber insurance. Rather, it should be a core part of any policyholders risk management plan. Agents can be the experts when it comes to educating policyholders about their individual digital risks.

Cyber

American Agents Alliance

FEBRUARY 14, 2025

Cross-selling is an important tool for independent insurance agents and brokers, but it must be done ethically. Policyholders benefit from their agents expertise and knowledge when cross-selling is done well. Learn more about the ethics of cross-selling and how to use it to help policyholders in this blog.

Broker-Agent

Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed.

Home Insurance

American Agents Alliance

JULY 17, 2024

Agents and brokers play important roles in the digital claims management process, from educating policyholders on loss mitigation to helping insureds file claims and work with their insurers. Data shows about 6% of homeowners filed a claim under their homeowners insurance policies during the five years ranging from 2018 to 2022.

Broker-Agent

Bankers Insurance

AUGUST 8, 2024

Market value is based on factors such as lot size, building condition and location desirability. Replacement value depends on factors such as material and labor expenses, architect services, debris removal needs and building permit requirements. dollars per square foot). 80%) of the property’s value. 80%) of the property’s value.

Commercial Property

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes.

Property Insurance

Redbird Agents

NOVEMBER 1, 2023

Clear communication enhances understanding, builds trust and reduces mistakes and misunderstandings. They want nothing to do with the traditional way of selling insurance policies, which typically involves an in-person meeting or two. Use customer data to fit the policy to their unique circumstances. Align Information.

Agents

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Building

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

Commercial General Liability

Property Insurance Centre

JANUARY 4, 2024

The property insurance sector is no exception, as inflation directly impacts key cost drivers such as property valuations , construction costs , and labour. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance

Property Insurance Centre

JULY 21, 2024

Their comprehensive approach, combining expert knowledge, personalised service, and a keen attention to detail, has earned them a stellar reputation among policyholders and insurers alike. We look forward to continuing our mission of helping policyholders navigate the complexities of property damage claims with confidence and ease.”

Claim

Protect Commercial Insurance

OCTOBER 4, 2024

Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. Underwriting involves evaluating risks and determining suitable premiums for policyholders. With rising interest rates, insurers might re-assess risk portfolios and adjust their criteria to ensure profitability.

Property Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Insurance companies will need to design comprehensive cyber insurance policies that not only cover financial losses but also offer resources for incident recovery and cyber threat intelligence. This transparency builds trust between insurers and policyholders, as all parties have access to the same information.

Commercial Insurance

Cover4LetProperty

OCTOBER 10, 2022

So, the biggest nightmare is losing it all from incidents such as fire, flooding, or subsidence, for example, as well as other risks to the building and its contents. The broker’s job is to bring that – and other elements like it – to the attention of a potential policyholder to provide them with informed choices.

Insurance

Property Insurance Centre

NOVEMBER 11, 2024

Unfortunately, customers are more often than not caught in the middle, and end up having to fork out more money to pay for policies or settle for lesser cover. Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing.

Insurance

Constant Contact

JANUARY 28, 2021

Feel free to include these common questions: When should I update my life insurance coverage? Under what circumstances should I file an auto insurance claim? How do umbrella insurance policies work? Should I bundle my auto and homeowners insurance? Will my credit history influence my insurance rates?

Insurance

Protect Commercial Insurance

JUNE 27, 2024

Insurance policies such as property, liability, and professional indemnity can provide a crucial safety net, making it essential for businesses of all sizes. Without the coverage provided by commercial insurance, any of these events could not only cripple operations but potentially close the business permanently.

Commercial Insurance

Scott Insurance

APRIL 21, 2020

Materially modifying production and assembly lines to provide desperately needed PPE products could change risk considerations and impact an organization’s insurability. Consider the following questions as you build your plan: How are executives and managers communicating the strategy to workers on the front lines?

Risk

Redbird Agents

JULY 9, 2024

I spoken with thousands of insurance agents, many of whom are venturing out on their own for the first time. They’ve been misled by friends claiming that selling insurance policies as an independent insurance agent is straightforward and profitable. Why do so many insurance agents quit?

Insurance Agent

Redbird Agents

JUNE 14, 2024

You are looking to build a long-term sustainable business relationship with someone you can trust and feel comfortable asking questions. This business is about relationships and if you’re not hard-wired to build and maintain relationships, then you shouldn’t consider making annuities a priority in your business.

Life Insurance

Property Insurance Coverage Law

MAY 5, 2025

A federal Arkansas court issued a recent ruling that reminds everyone in the property insurance claims business of the serious consequences policyholders face when the insured building is vacant or unoccupied.

Policyholder

Distinguished

JUNE 2, 2025

Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio. For landlords, a dedicated insurance policy is essential heres why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year.

Liability