Property Insurance Coverage Law

OCTOBER 6, 2024

National flood insurance is unlike any other insurance. I have received numerous calls from furious Hurricane Helene policyholders after learning how little coverage is afforded for the non-elevated floor of a multi-story building under their flood insurance policies.

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Neilson Marketing Services

JANUARY 30, 2025

The digital space is crowded, and insurance agencies are vying for attention in an industry where trust and expertise matter most. A well-crafted insurance agency website is an essential tool for building credibility, attracting potential clients, and converting leads. A one-size-fits-all approach to website content falls flat.

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Central Insurance

OCTOBER 10, 2024

As a homeowner, it’s important to ensure your contractor has the right pool insurance before diving into your pool construction. Learn how pool insurance safeguards your project and what to ask your contractor before work begins. The post Pool Insurance: What Coverage Should I Ensure My Contractor Has Before Building My Pool?

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PSM Brokerage

JANUARY 31, 2025

Introducing Life Insurance 101: A Turn-Key Presentation for Agents At PSM Brokerage , we know that educating clients about life insurance can sometimes be challenging. What Is Life Insurance 101? Life Insurance 101 is fully customizable! Saves Time No need to build a presentation from scratch. Its ready to go!

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Redbird Agents

FEBRUARY 4, 2025

For insurance agents selling final expense policies , staying informed about the funeral industry and consumer trends is essential. The more you understand about how people are planning and paying for funerals, the better you can position final expense insurance as a solution for your clients.

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Redbird Agents

FEBRUARY 3, 2025

Final expense insurance is one of the most lucrative life insurance markets for independent agents, offering high commission payouts, fast approvals, and steady client demand. Chargebacks and Policy Lapses Final expense sales rely on persistency, meaning clients must keep their policies active for you to retain commissions.

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Redbird Agents

FEBRUARY 3, 2025

If youre serious about selling final expense insurance , partnering with the right Final Expense Field Marketing Organization (FMO) is one of the most important decisions youll make. A Final Expense FMO is essentially a wholesaler in the insurance industry. What Is a Final Expense FMO? What Makes a Good Final Expense FMO?

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Redbird Agents

FEBRUARY 3, 2025

One of the most common mistakes I see in the final expense insurance industry is agents trying to diversify too soon, before they have developed real competence in final expense sales. Why Focus Matters in Final Expense Sales Selling final expense insurance isnt just another insurance sales job, its a full-time commitment.

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Redbird Agents

FEBRUARY 4, 2025

For insurance agents, managing chargebacks and financial obligations responsibly is a crucial part of building a successful career. One of the most significant consequences of unpaid debt in the insurance industry is being reported to Vector Onea reporting agency that tracks outstanding producer debt. What is Vector One?

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Solstice Insurance Broker

JANUARY 23, 2025

As an insurance broker, you can be the compass your clients need. Brokers should advocate for clients year-round, assisting with claims and policy updates. The marketplace is essentially a virtual shopping center where individuals can compare and purchase health insurance plans. Annual open enrollment (AEP) is here.

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Distinguished

APRIL 21, 2025

Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

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Redbird Agents

SEPTEMBER 13, 2024

Increasing inbound calls is vital for any insurance agency looking to grow its client base. Below is a tactical plan that outlines practical steps you can take to enhance your online presence and generate more inbound calls from prospective customers actively searching for insurance services.

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Insurance Agency Insurer Insurance Insured 241

PSM Brokerage

JANUARY 24, 2025

Are you an insurance agent scrolling through endless forums and blog posts, looking for ways to level up your Medicare Advantage sales game? Medicare Advantage Sales: The Golden Goose of Insurance Imagine getting paid not just once but every single year your client stays on a plan. Sell 75 policies? Good newsyouve struck gold!

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Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

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Liability Financial Loss Insurer Insurance 52

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. Please refer to the policy forms for specific coverage details.

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Scott Insurance

FEBRUARY 19, 2025

Understanding Rehab Insurance Challenges Compared to new construction projects, rehabbing affordable housing comes with a unique set of risk management and insurance challenges. If heavy machinery is used in proximity to the existing apartment buildings, it raises the potential for accidents or property damage.

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Redbird Agents

SEPTEMBER 13, 2024

Insurance marketing is the driving force behind the growth of any successful insurance agency. Whether you’re an established agency owner or just starting, having a strong marketing strategy is essential to attract new clients, retain existing customers, and scale your insurance business.

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Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

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Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. How do MGAs Differ From Insurance Brokers?

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Tosten Marketing

APRIL 3, 2025

Insurance agency marketing strategies are evolving rapidly in the digital age. This blog post explores cutting-edge tactics that blend digital platforms, content marketing, and personalized customer experiences to help insurance agencies thrive in a competitive landscape. insurance companies use social media for marketing purposes.

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Tosten Marketing

APRIL 7, 2025

Insurance agencies face fierce competition in today’s market. At Tosten Marketing, we’ve compiled effective insurance agency marketing plan examples to help you stand out from the crowd. How to Build a Powerful Online Presence In today’s digital age, a strong online presence is essential for insurance agencies.

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Final Expense Brokerage

OCTOBER 31, 2024

Selling final expense insurance goes beyond policies and payouts; it’s about providing families with a sense of security during challenging times when emotions run high, and decisions are difficult. Storytelling plays a key role in helping insurance agents form strong emotional connections with clients on a personal level.

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Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. What is Commercial Property Insurance?

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PSM Brokerage

MARCH 31, 2025

Exploring Business Models that Work As an independent insurance agent, reaching individual success is an exciting milestonebut it often comes with a new set of challenges. Start by tracking: Key Performance Indicators (KPIs): Lead conversion rates, client retention, policy volume, and average revenue per client.

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The Property Insurance Law Observer

FEBRUARY 14, 2024

29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. —Dallas Jan. That provision stated: 5. Loss of Use.

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Final Expense Brokerage

JUNE 30, 2024

Jun 30, 2024 5:13:42 PM Contact Us Share: Learn how to effectively address objections as an insurance agent and increase your sales success. Understanding Common Objections As an insurance agent, it is important to understand the common objections that consumers may have when it comes to buying final expense.

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Final Expense Brokerage

OCTOBER 23, 2024

Oct 24, 2024 1:53:43 PM Contact Us Share: Gain valuable insights for building trust with senior clientele. Establishing a strong connection with older clients is essential for excelling in final expense insurance sales. As an insurance agent, your role goes beyond just making a sale.

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The Property Insurance Law Observer

AUGUST 22, 2024

Harleysville Insurance Company , 2024 WL 3792261 (D. 2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches.

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Building Commercial Property Damage Policy 130

Wren Insurance Agency

JANUARY 29, 2025

Security First Insurance and Embark MGA, announced a new "HO5" product at the end of 2024 that integrates home insurance quotes into the homebuying and mortgage qualification process for those purchasing new construction. Less risk means less cost, making these policies typically more affordable for the homebuyer.

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Property Insurance Centre

JANUARY 27, 2025

Can I Insure My Block of Flats if I’m Not the Freeholder? The quick answer is yes, you can insure your block of flats even if youre not the freeholder, but the process and your responsibilities depend on your ownership type and lease agreement. However, the cost is often recovered through service charges.

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Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

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Workers Compensation Liability Property Damage Injury 52

American Agents Alliance

APRIL 3, 2025

The global economy is increasingly interconnected, and even in industries like insurance, global issues like supply chain challenges, tariffs, and trade agreements can have significant impacts. While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders.

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Property Insurance Centre

JANUARY 30, 2025

Can I Insure a Partially Empty Block of Flats in the UK? If you own a block of flats with vacant units, you might be wondering whether standard property insurance will cover you. In the UK, insuring a partially empty block of flats is possible, but there are important factors to consider. Why Does Vacancy Affect Insurance?

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Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance.

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Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK.

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Final Expense Brokerage

MAY 31, 2024

May 31, 2024 3:22:39 PM Contact Us Learn how cultural competence plays a crucial role in insurance sales when serving diverse communities. Understanding and appreciating cultural diversity allows insurance agents to better serve their clients and provide them with tailored insurance solutions.

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Property Insurance Centre

MARCH 21, 2025

7 Best Manchester Block of Flats Insurance Tips Manchesters property market continues to be a hotspot for buy-to-let investors , driven by strong demand, rising rents, and significant regeneration across the city. Insurers often request an EWS1 form or similar documentation to assess fire risks.

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