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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Ordinance or Law Coverage If your home is damaged and you need to rebuild, local building codes might require you to update your electrical, plumbing, or structural systems—even if the undamaged portions are still “okay.” How to fix it : Add a sewer or water backup endorsement. Your base policy won’t usually pay for these upgrades.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

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Q: Will you write restaurants with mixed-use buildings or residential units above? A: Yes, restaurants located in mixed-use buildings or with residential units above are eligible. Q: Are properties in Tier 1 coastal areas eligible? Risks that require building coverage should be submitted to our Restaurant Package program.

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Business Owner’s Policy for Restaurants

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Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

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Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

That includes coverage for: Fire, wind, or storm damage Theft or vandalism Personal property Liability for accidents on your property But once you start using your property like a business—aka renting it out to strangers for short-term stays—you’re entering a very different risk category.

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Best Landlord Insurance In North Carolina For Your Rental Property!

Simply Insurance

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in North Carolina is only responsible for the insurance on the building itself and not the propertys contents.

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Best Landlord Insurance In New Hampshire For Your Rental Property!

Simply Insurance

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in New Hampshire is only responsible for the insurance on the building itself and not the propertys contents.

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Best Landlord Insurance In Minnesota For Your Rental Property!

Simply Insurance

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in Minnesota is only responsible for the insurance on the building itself and not the propertys contents.