Distinguished

MARCH 6, 2025

Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

Building

American Agents Alliance

APRIL 3, 2025

While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders. Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Here are some ways agents can help: Educate policyholders about costs and rising premiums.

Agents

Distinguished

MARCH 19, 2025

For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.

Building

LexisNexis

JULY 29, 2025

Read now » Related Content Standard Insurance Policy Forms: Implications in Regulatory Disputes and Coverage Litigation Checklist Review how policyholder and insurance company attorneys can best utilize standard insurance policy forms, including the fundamental role such forms play in regulatory and coverage disputes.

Insurance Policy

LexisNexis

JULY 22, 2025

Read now » Related Content Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes. Because standard policy forms are not just about saving time on drafting.

Insurance Policy

Cowbell

APRIL 10, 2025

At Cowbell, were always looking for innovative ways to help our policyholders improve their risk resilience. Thats why were thrilled to announce the launch of Cowbell Resiliency Services (CRS) , a new suite of cybersecurity solutions designed to proactively enhance the security posture of US-based policyholders.

Policyholder

Distinguished

JUNE 2, 2025

If systems like electrical, HVAC, and plumbing have been updated in the last 25 years and the building meets safety requirements, it’s eligible for coverage. Our program does not cover short-term rentals (like Airbnb properties) or buildings outside the three major metro areas listed above.

Liability

Triple-I: Homeowners Insurance

JUNE 19, 2025

Such data calls, Temple said, help regulators, legislators, and policyholders focus on improving the cost drivers of insurance rates. Louisianans Need to Know Study Touts Payoffs From Alabama Wind Resilience Program Outdated Building Codes Exacerbate Climate Risk Resilience Investments Paid Off in Florida During Hurricane Milton

Insurer

American Agents Alliance

JUNE 29, 2025

The time saved can then be reallocated to relationship-building activities. Policyholders and potential customers expect a seamless digital experience from their insurance agent. Consider the time saved by automating routine emails, intake forms, data entry, automated COI generation, renewal reminders, and more.

Agents

Distinguished

MARCH 21, 2025

If these conditions arent met, the building can be cited for a violation. Structural issues including unstable porches, broken stairs, damaged roofs, or cracked wallscan compromise the safety of a building. A housing inspectorusually from the Department of Buildings (DOB) or Public Healthwill then inspect the property.

Building

Word & Brown

JUNE 13, 2025

Accuracy and attention to detail: When dealing with policyholder information, policy details, claims, and other important information, accuracy matters. Is your candidate focused on building a long-lasting relationship with customers? Insurance support staff must have strong time and project management skills, too.

Out-Of-Pocket

Cowbell

MARCH 30, 2025

With each expansion, we refine our underwriting models in real-time, anchoring our promise to swiftly pay claimsover $250 million disbursed to datewhen policyholders need us most. New Products: Building on a Strong Foundation For five years, Cowbell has refined underwriting precision in cyber and established sweeping distribution channels.

Cyber

Cowbell

JUNE 30, 2025

Leveraging a proprietary database of over 50 million businesses, it integrates firmographic and technographic intelligence to build high-fidelity risk profiles. The platform automates intake by extracting, enriching, and validating data from emails, attachments, and even images.

Cyber

Distinguished

MARCH 17, 2025

If a buildings indoor temperature falls below the legal minimum, it not only causes discomfort but also attracts fines. Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings. First, there are heating and hot water issues. Another common violation is pest infestations.

Broker

PSM Brokerage

JANUARY 23, 2025

Flexibility: Medicare supplements allow policyholders to see any doctor or specialist who accepts Medicare, without network restrictions. Build long-term client relationships. Medicare supplements (or Medigap plans) offer: Predictable Costs: Clients appreciate the ability to budget for out-of-pocket healthcare expenses.

Out-Of-Pocket

Simply Insurance

JUNE 24, 2025

Building Property Rates for Condo Association Rules Building property rates may vary based on the rules set by your condo association, impacting your overall insurance costs. Building Property Rates by Condo Value Chart Understanding how building property rates correlate with condo value can help you anticipate your insurance expenses.

Insurance Quotes

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. No Age Restrictions America’s cities are full of older buildings that need to be insured.

Building

Agency Height

JULY 31, 2025

When an insurer assesses your premium, they evaluate you as an individual policyholder and the broader environment around you —especially your ZIP code or even block. Here’s the straight truth: insurance is not just about your home; it’s about the risk profile of your entire area. If your neighbor’s house catches fire, it’s a data point.

Premium

Zywave

MAY 19, 2025

How can we build deeper relationships with them? How can we deliver a compelling policyholder experience and become an insurer of choice? This will enable them to answer some of the toughest questions they face: For Insurers: What new types of risk should we write and where? Which distributors drive the most value?

Broker-Agent

Property Insurance Coverage Law

APRIL 29, 2025

Insurance agent expert and educatorDavid Thompson, in a comment to a discussion on Property Insurance Coverage Law, highlights a common and critical misconception and highlights that newly constructed buildings … The post The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage appeared first on Property Insurance (..)

Property Insurance

Distinguished

JULY 9, 2025

Contract Surety Bond Example A general contractor is awarded a $5 million contract to build a municipal library. To build trust : A surety bond signals to partners and government agencies that your client is financially stable and reliable.

Agents

Distinguished

JULY 9, 2025

Contract Surety Bond Example A general contractor is awarded a $5 million contract to build a municipal library. To build trust : A surety bond signals to partners and government agencies that your client is financially stable and reliable.

Agents

Property Insurance Coverage Law

APRIL 29, 2025

Insurance agent expert and educatorDavid Thompson, in a comment to a discussion on Property Insurance Coverage Law, highlights a common and critical misconception and highlights that newly constructed buildings … The post The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage appeared first on Property Insurance (..)

Property Insurance

Simply Insurance

JUNE 18, 2025

This cash value can be accessed through loans or withdrawals, offering a financial resource during the policyholders lifetime. Policyholders can rely on the predictability of traditional whole life insurance, knowing that their premiums will not increase and their coverage will not decrease. What Is Traditional Whole Life Insurance?

Life Insurance

Triple-I: Homeowners Insurance

JUNE 5, 2025

Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. It can also put the financial qualifications for home buying i.e., building credit and savings out of reach. Thus, homeownership status can drive participation in the insurance market.

Protection

Simply Insurance

JULY 6, 2025

Whole Life Insurance SBLI also offers a whole life insurance policy that builds cash value at an affordable rate. They are giving each policyholder a free account to the Lifes Mission Control® plan. With all insurance policies, there are some limitations so be sure to read the policy for things that arent covered.

Life Insurance

Cowbell

MAY 14, 2025

Equip policyholders with enterprise-grade cyber protection, without the enterprise price tag. Matthieu will continue to lead Cowbells Cybersecurity Services team, a dedicated group of experts who work directly with policyholders to improve their cybersecurity posture.

Cyber

Property Insurance Coverage Law

SEPTEMBER 26, 2024

In a case involving alleged hail damage to a commercial building, the court granted summary judgment in favor of the insurer, Charter Oak Fire Insurance Company, after excluding the policyholder’s expert witness.

Policyholder

Property Insurance Coverage Law

OCTOBER 6, 2024

I have received numerous calls from furious Hurricane Helene policyholders after learning how little coverage is afforded for the non-elevated floor of a multi-story building under their flood insurance policies. Refer to the Visual Flood Adjusters Use appeared first on Property Insurance Coverage Law Blog.

Building

Property Insurance Coverage Law

SEPTEMBER 16, 2024

A federal judge ruled last week that policyholders eventually have to “put up or shut up” when it comes to proving that certain interior damages caused by a storm must be the result of damage to the exterior of a building, allowing water to damage the interior of a building.

Damage

American Agents Alliance

JANUARY 4, 2025

Establishing strong, trusting policyholder relationships drives long-term success for many agents and brokers. Agents and brokers must balance the risk of E&O and policyholder relationships to succeed. Agents can help build trust through transparency and open discussions with policyholders.

Policyholder

American Agents Alliance

FEBRUARY 21, 2025

Insurance agents and brokers can also follow this strategy to connect with policyholders. Learn ways to engage with customers and increase policyholder retention by leveraging social media. Policyholders want to work with an agent who understands their needs and educates them on insurance solutions.

Policyholder

American Agents Alliance

MAY 6, 2025

Find out more about how agents can help policyholders manage catastrophic weather events in this blog. Talk with policyholders before the next storm or wildfire hits. Try sending personalized messages to policyholders based on their coverage needs. This creates both an opportunity and a challenge for independent agents.

Policyholder

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building

Zywave

NOVEMBER 13, 2024

We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. Policyholders are going to experience losses. And your own first-party data isn’t going to get you there.

Cyber

American Agents Alliance

NOVEMBER 15, 2024

Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents. Offer feedback from policyholders and constructive thoughts when interacting with carrier partners. Every relationship is enhanced by clear, open communication.

Building

P&L Financial Services

AUGUST 29, 2024

This career is deeply rooted in building relationships and providing compassionate service. Myth 5: It’s All About Numbers, Not People While understanding numbers and policies is important, the heart of being a senior benefits agent lies in helping people.

Policyholder