Distinguished

JUNE 2, 2025

If systems like electrical, HVAC, and plumbing have been updated in the last 25 years and the building meets safety requirements, it’s eligible for coverage. Our program does not cover short-term rentals (like Airbnb properties) or buildings outside the three major metro areas listed above.

Liability

PSM Brokerage

JANUARY 23, 2025

Flexibility: Medicare supplements allow policyholders to see any doctor or specialist who accepts Medicare, without network restrictions. Stability: Once enrolled, clients can keep their plans as long as they continue to pay premiums. Build long-term client relationships. Identify and maximize cross-selling opportunities.

Out-Of-Pocket

Distinguished

MARCH 21, 2025

If these conditions arent met, the building can be cited for a violation. Structural issues including unstable porches, broken stairs, damaged roofs, or cracked wallscan compromise the safety of a building. A housing inspectorusually from the Department of Buildings (DOB) or Public Healthwill then inspect the property.

Building

Simply Insurance

JUNE 24, 2025

However, this is a general estimate, and your actual premium may be higher or lower based on factors such as your deductible choice and any additional coverage options you select. Your deductible choice can significantly impact your monthly premium. This is because the insurance company assumes more risk with a lower deductible.

Insurance Quotes

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. Location Size TIV Premium Chicago 90 units, 6 stories ~$21 million ~$37,000 West New York 6 location schedule ~$11.5

Building

Distinguished

MARCH 17, 2025

If a buildings indoor temperature falls below the legal minimum, it not only causes discomfort but also attracts fines. Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings. First, there are heating and hot water issues. Another common violation is pest infestations.

Broker

Zywave

MAY 19, 2025

In this intensifying risk trajectory, outperformance wont come from raising premiums, acquisitions, or continuing with business as usual. How can we build deeper relationships with them? How can we deliver a compelling policyholder experience and become an insurer of choice? Todays models are built for a bygone era.

Broker-Agent

Simply Insurance

JUNE 18, 2025

Learn about premiums, cash value, and much more. Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 18, 2025 Updated : June 20, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example Whole life insurance is a type of permanent life insurance that provides coverage for the insureds entire lifetime, as long as premiums are paid.

Life Insurance

Simply Insurance

JULY 6, 2025

Whole Life Insurance SBLI also offers a whole life insurance policy that builds cash value at an affordable rate. Waiver Of Premium Rider - If you become totally disabled as a result of a qualifying event, premiums are waived for a fixed period of time. month Level Premium Term $21.32/month month Pacific PROMISE Term $20.84/month

Life Insurance

Triple-I: Homeowners Insurance

JUNE 5, 2025

Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. It can also put the financial qualifications for home buying i.e., building credit and savings out of reach. Thus, homeownership status can drive participation in the insurance market.

Protection

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building

Zywave

NOVEMBER 13, 2024

We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. Policyholders are going to experience losses. Cyber attacks are going to happen. Regulations are going to continually change.

Cyber

Scott Insurance

JANUARY 31, 2024

has seen an increase in their homeowners insurance premium. According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. What can you do to impact your homeowners premium?

Premium

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Even among typical homeowners policies, premiums likely increased year over year. Reduce liability risks. Explore discounts. 3 or 5 years).

Home Insurance

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance

Bankers Insurance

AUGUST 8, 2024

Businesses may end up with inaccurate ITV calculations for a wide range of reasons — whether it stems from ineffective property valuation methods, intentionally underestimating costs to secure reduced premiums or being impacted by factors outside their control (e.g., inflation). Regardless, such inaccuracies are all too common.

Commercial Property

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance

Protect Commercial Insurance

OCTOBER 4, 2024

How Interest Rates Influence Insurance Costs Insurance premiums are sometimes indirectly influenced by interest rates. Here’s how: insurers rely on investment income to keep premiums competitive. When interest rates rise, the returns on these investments can increase, potentially affecting premium rates.

Property Insurance

American Agents Alliance

DECEMBER 8, 2024

Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close. UBI policies use telematics and data to analyze driving behavior to dynamically determine premiums.

Broker-Agent

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing.

Insurance

Property Insurance Centre

JANUARY 30, 2024

Block of flats insurance typically focuses on buildings insurance , which covers the physical structure of the property. In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. What is Block of Flats Insurance?

Building

Property Insurance Centre

JULY 21, 2024

Their comprehensive approach, combining expert knowledge, personalised service, and a keen attention to detail, has earned them a stellar reputation among policyholders and insurers alike. We look forward to continuing our mission of helping policyholders navigate the complexities of property damage claims with confidence and ease.”

Claim

American Agents Alliance

OCTOBER 14, 2024

Some digital solutions that may appeal to millennials include usage-based insurance , which allows the policyholder more control over their premium based on driving habits measured through telematics. They can explain how premiums are determined, how policyholders can mitigate their risk, and why certain coverages are important.

Agents

PSM Brokerage

DECEMBER 5, 2024

With decades of experience providing peace of mind to millions of policyholders, Allstate has created Medigap plans that offer comprehensive coverage, flexibility, and affordability. Competitive Rates : Budget-friendly premiums make these plans accessible for individuals seeking financial predictability in their healthcare expenses.

Out-Of-Pocket

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs. Clear communication is key, the participants agreed.

Out-Of-Pocket

Distinguished

MARCH 6, 2025

Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

Building

American Agents Alliance

AUGUST 4, 2024

Try these strategies to build effective sales techniques at your agency. Both of these roles work directly with policyholders during stressful times. And for agents, they are helping insureds make challenging decisions that affect their financial future — and often helping them decide how to spend premium dollars.

Insurance Agents

Leadsurance

SEPTEMBER 26, 2023

With its ability to directly reach current clients, potential leads, and past policyholders, email marketing provides a platform for personalized, timely, and relevant content delivery. By leveraging these modern tools, and tailoring messages for each segment, you not only ensure content relevancy but also capture attention, building trust.

Insurance Agents

Protect Commercial Insurance

DECEMBER 6, 2024

Additionally, expect insurers to reward companies that demonstrate environmental stewardship through lower premiums or specialised incentives. By analysing previous claim histories and patterns, AI helps reduce false claims, ultimately reducing premiums for honest businesses.

Commercial Insurance

Constant Contact

JANUARY 28, 2021

For example, a blog feature on life insurance may begin by differentiating term and whole life insurance before delving into specifics such as guaranteed whole life or indeterminate premium whole life. This client spotlight builds trust among readers by highlighting influential clients. Check out Constant Contact’s The Download.

Insurance

Cover4LetProperty

OCTOBER 10, 2022

So, the biggest nightmare is losing it all from incidents such as fire, flooding, or subsidence, for example, as well as other risks to the building and its contents. The broker’s job is to bring that – and other elements like it – to the attention of a potential policyholder to provide them with informed choices.

Insurance

Redbird Agents

JUNE 14, 2024

You are looking to build a long-term sustainable business relationship with someone you can trust and feel comfortable asking questions. FIA Accumulation Highlights : Review premium requirements, fixed rates, withdrawals and more! The common denominator between the two is working with those of you who strongly value RELATIONSHIPS.

Life Insurance

InsuredMine

FEBRUARY 21, 2025

A long-time policyholder reaches out to check on a claim. Imagine a system that recognizes when a policyholder is likely to churn and automatically alerts your team for proactive outreach. This level of attentiveness builds trust and loyalty, turning policyholders into long-term clients. It starts with a simple call.

Policyholder

Distinguished

JUNE 2, 2025

If systems like electrical, HVAC, and plumbing have been updated in the last 25 years and the building meets safety requirements, its eligible for coverage. Our program does not cover short-term rentals (like Airbnb properties) or buildings outside the three major metro areas listed above. How Much Does Landlord Insurance Cost in Ohio?

Liability