Distinguished

JUNE 2, 2025

If systems like electrical, HVAC, and plumbing have been updated in the last 25 years and the building meets safety requirements, it’s eligible for coverage. Our program does not cover short-term rentals (like Airbnb properties) or buildings outside the three major metro areas listed above.

Liability

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. Flexible Underwriting and Coverages for Their Unique Situation Everyone’s situation is a little different.

Building

Distinguished

MARCH 17, 2025

With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies. If a buildings indoor temperature falls below the legal minimum, it not only causes discomfort but also attracts fines. First, there are heating and hot water issues.

Broker

Distinguished

MARCH 21, 2025

If these conditions arent met, the building can be cited for a violation. Structural issues including unstable porches, broken stairs, damaged roofs, or cracked wallscan compromise the safety of a building. A housing inspectorusually from the Department of Buildings (DOB) or Public Healthwill then inspect the property.

Building

Simply Insurance

JUNE 24, 2025

Building Property Rates for Condo Association Rules Building property rates may vary based on the rules set by your condo association, impacting your overall insurance costs. Building Property Rates by Condo Value Chart Understanding how building property rates correlate with condo value can help you anticipate your insurance expenses.

Insurance Quotes

Agency Height

JULY 31, 2025

When an insurer assesses your premium, they evaluate you as an individual policyholder and the broader environment around you —especially your ZIP code or even block. The CLUE report (Comprehensive Loss Underwriting Exchange) is a national database that holds claims data for up to seven years.

Premium

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. What Limits and Bond Types Are Available Through Distinguished?

Agents

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. What Limits and Bond Types Are Available Through Distinguished?

Agents

Simply Insurance

JULY 6, 2025

The best way to speed the underwriting process up will be to get your exam completed as early as possible so that your results get back to the insurance company faster. SBLI is focused on affordable life insurance rates with solid underwriting for people that could have health issues like sleep apnea.

Life Insurance

Triple-I: Homeowners Insurance

JUNE 5, 2025

Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. It can also put the financial qualifications for home buying i.e., building credit and savings out of reach. Thus, homeownership status can drive participation in the insurance market.

Protection

Simply Insurance

JUNE 18, 2025

This cash value can be accessed through loans or withdrawals, offering a financial resource during the policyholders lifetime. Policyholders can rely on the predictability of traditional whole life insurance, knowing that their premiums will not increase and their coverage will not decrease. What Is Traditional Whole Life Insurance?

Life Insurance

Zywave

NOVEMBER 13, 2024

We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. Policyholders are going to experience losses. Cyber attacks are going to happen. Regulations are going to continually change.

Cyber

American Agents Alliance

NOVEMBER 15, 2024

Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents. Offer feedback from policyholders and constructive thoughts when interacting with carrier partners. Every relationship is enhanced by clear, open communication.

Building

InsuredMine

DECEMBER 26, 2024

Climate change poses an extraordinary challenge for businesses, insurers, and governments alike, making the task of adapting and building resilience feel almost overwhelming. By combining these two approaches, we can tackle the climate challenge head-on and build a future thats both resilient and adaptive.

Risk

Cowbell

NOVEMBER 26, 2024

He will work directly with the sales, product, and leadership teams to ensure alignment with business objectives, fostering broker and policyholder engagement, and spearheading innovative campaigns that reinforce Cowbell’s position as a leader in cyber insurance. The post Thomas Pytel, Jr.

Cyber

Cowbell

JANUARY 13, 2025

A special thank you goes to our exceptional employeesour Cowbellerswho dedicate themselves every day to not only providing outstanding service to our clients but also to building a safer and more resilient digital ecosystem for everyone. Looking to 2025, we are poised for exceptional growth and opportunity.

Cyber

Property Insurance Centre

JANUARY 4, 2024

” In response to rising property losses, insurance companies have adjusted their underwriting guidelines, resulting in higher premiums and limited coverage for properties located in high-risk areas. Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

Property Insurance

InsuredMine

JULY 19, 2024

Insurance agencies once focused primarily on assessing risks, underwriting policies, and managing claims. This innovative approach combines big data, machine learning, and advanced statistical techniques to forecast which policyholders are likely to discontinue their coverage. However, the landscape has shifted dramatically.

Risk

ProWriters

JUNE 4, 2025

That speed has helped Coalition recover more than $101 million in stolen funds for policyholders. These features reflect Coalitions broader mission to build incentives for risk reduction and make policies easier to understand and sell. Carr put it simply: Time is of the essence. Coalition acts while the money is still within reach.

Insurance Broker

American Agents Alliance

DECEMBER 8, 2024

Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close. Innovative digital tools can streamline underwriting while improving efficiency for insurers and agents.

Broker-Agent

Protect Commercial Insurance

OCTOBER 4, 2024

Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. Underwriting involves evaluating risks and determining suitable premiums for policyholders. Therefore, higher interest rates can sometimes lead to more expensive insurance.

Property Insurance

Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings.

Building

Cowbell

MAY 28, 2024

Simon has played a pivotal role in expanding our reach and building the robust foundation of our operational capabilities in the UK, aligned with a global vision. As we continue to build out our presence in the U.K. Simon Hughes has been appointed Senior Vice President of Global Distribution effective immediately.

Broker-Agent

Property Insurance Centre

NOVEMBER 11, 2024

In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk. Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing.

Insurance

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs. Clear communication is key, the participants agreed. The end goal is not a “tilted playing field,” Sauls emphasized.

Out-Of-Pocket

Protect Commercial Insurance

DECEMBER 6, 2024

– Risk Assessment and Underwriting : AI algorithms can sift through mountains of data faster than any human analyst, identifying patterns and predicting potential risks with astonishing accuracy. This transparency builds trust between insurers and policyholders, as all parties have access to the same information.

Commercial Insurance

Majesco

JUNE 13, 2024

Can actuaries, underwriters, and business leaders get back on top and win the combined ratio game? It is helping insurers avoid costly risks, coaching policyholders to make sensible changes and it is dramatically improving the claims process. The world and the economy have handed insurers a tough equation.

Risk

Scott Insurance

APRIL 21, 2020

Material Change in Risk Manufacturers & Distributors should prepare for the possibility of increased underwriting scrutiny. Proper Disclosure to Your Insurance Provider Insurance policies outline terms and conditions of coverage, including what responsibilities the policyholder must comply with in order to maintain coverage.

Risk

Majesco

APRIL 11, 2024

If we don’t get down to addressing the loss ratio — underwriting, pricing, risk selection, and claims management — for many carriers, even if they cut costs by 100%, they’re still not going to be profitable. Insurers are giving devices to policyholders that address these problems in order to improve the loss ratio.

Commercial Property

Distinguished

JUNE 2, 2025

If systems like electrical, HVAC, and plumbing have been updated in the last 25 years and the building meets safety requirements, its eligible for coverage. Our program does not cover short-term rentals (like Airbnb properties) or buildings outside the three major metro areas listed above.

Liability