Remove Business Interruption Remove Crime Remove Injury
article thumbnail

The Ultimate Guide to Office Insurance: Protecting Your Business Assets

Protect Commercial Insurance

. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. It covers compensation claims from employees in case of workplace injuries or illnesses. – Employer’s Liability Insurance : Required by law if you employ staff.

article thumbnail

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Distinguished

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How To Save Money On Your Commercial Insurance

Protect Commercial Insurance

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

article thumbnail

Hotel Insurance Costs and Coverages for Brokers

Distinguished

It also includes auto liability coverage for costs related to property damage or injuries caused by a crash. Slips and Falls Swimming pools and spas are a major selling point for hotels, but theyre also hotspots for accidents, injuries, and lawsuits. Crimes like this dont just impact individuals.

Broker 52
article thumbnail

Inflation Considerations for Risk Managers and Insurance Buyers

Risk Management Monitor

In other lines of business, as inflation continues to rise and products become harder to get, we can expect to see increased crime activity, with higher value attributed to stolen goods due to shortages and inflation encouraging more employee theft. With rising business pressure, D&O and EPL insurance-related risks also rise.

Risk 40