Distinguished

JUNE 30, 2025

Here are some of the key exposures restaurant insurance can help address for businesses in South Carolina: Kitchen fires: With open flames, hot equipment, and constant activity, restaurant kitchens are a major fire risk. Even small fires can result in expensive property damage and lengthy closures.

Liability

Distinguished

JUNE 30, 2025

Here are some of the key exposures restaurant insurance can help address for businesses in South Carolina: Kitchen fires: With open flames, hot equipment, and constant activity, restaurant kitchens are a major fire risk. Even small fires can result in expensive property damage and lengthy closures.

Liability

Distinguished

FEBRUARY 24, 2025

Whether it is a major fire or foodborne illnesses , restaurants in Charlotte and North Carolina need comprehensive insurance coverage to help them financially recover from unexpected and financially devastating events. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

Liability

ProWriters

JULY 30, 2025

Loss of Customer Trust When attacks occur, retail businesses can lose consumer trust. Losing credit card details and other sensitive customer data in a cyber incident can lead to reputational damage that takes years to repair. Repairing damaged systems, recovering lost data, and updating cyber security measures all cost money and time.

Cyber

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Fire damage.

Broker

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

Commercial Insurance

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Balancing Coverage and Budget Constraints One significant challenge for seasonal businesses is balancing comprehensive coverage with budget constraints. While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar.

Business Interruption

Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability

ProWriters

JUNE 4, 2025

The theft of these high-profile, high-priced tickets highlights online ticketing platforms’ need for Cyber Liability Insurance. This important insurance allows companies hit by cyber threats to do much more than “Apologize” or say, “Don’t Blame Me.”

Cyber

Protect Commercial Insurance

NOVEMBER 22, 2024

Long-term Financial Benefits While the upfront cost of commercial insurance might seem high, consider the long-term savings and financial security it provides. Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit.

Commercial Insurance

Protect Commercial Insurance

JULY 26, 2024

Here are a few key areas to consider: Property Insurance Your tailoring business likely has valuable equipment, such as sewing machines, cutting tables, and fabric inventory. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

Small Business Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Climate Change and Environmental Liability Climate change represents another significant risk for businesses in 2025. With more frequent natural disasters like floods and wildfires, companies are increasingly vulnerable to physical damages and operational disruptions.

Commercial Insurance

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

Cyber

Protect Commercial Insurance

MAY 23, 2025

Whether you’re new to the industry or a seasoned pro, understanding these insurance benefits is crucial for peace of mind and long-term success. With coverage specifically for physical assets, you can receive compensation to repair or replace damaged property. Without them, operations can come to a grinding halt.

Business Interruption