Paragon Independent Insurance Agencies

JULY 31, 2025

At Paragon Independent Insurance Agency, we specialize in helping our clients with business disruption insurance (also referred to as business interruption insurance) throughout Plano and beyond. What Constitutes Business Disruption Insurance? At the same time, repairs are made after a direct physical loss has occurred.

Business Interruption

Shield Insurance Agency

JUNE 19, 2025

Legal Compliance Certain types of insurance are legally mandated for businesses depending on the industry and location, and some clients or partners may require specific policies as a condition for doing business.

Business Insurance

Protect Commercial Insurance

JUNE 20, 2025

Key Components of Office Insurance Office insurance is not a one-size-fits-all policy. It’s a versatile package designed to meet the unique needs of different businesses. – Business Interruption Insurance : Offers financial support to cover loss of income during unforeseen events that halt business operations.

Protection

Protect Commercial Insurance

MAY 9, 2025

Lets dig into the key components that typically make up a robust retail shop insurance policy. Public Liability Insurance Public Liability Insurance is one of the cornerstones of a comprehensive retail insurance policy. Business Interruption Insurance Last but certainly not least is Business Interruption Insurance.

Liability Insurance

Simply Insurance

JUNE 14, 2025

How Much Is A $100,000 Life Insurance Policy? You can now compare rates, explore different policies, and even purchase coverage without leaving your desk. Once youve compared quotes and selected a policy, you can complete the application process and secure coverage in just a few clicks. Lets dive into how you can get started.

Insurance Quotes

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation

Property Insurance Centre

FEBRUARY 10, 2025

Lets break down the perils typically included in standard policies and additional coverages that businesses might consider. Video Common Perils Covered by Commercial Property Insurance Most commercial property insurance policies cover a broad range of risks, often referred to as “named perils.”

Commercial Property

American Agents Alliance

MAY 26, 2025

Becoming a trusted risk advisor is about more than just delivering quotes and writing policies. Indirect costs, such as business interruption losses, downtime, legal expenses, reputational damage, and others, can be even more expensive than the original loss. Educate policyholders about the hidden costs of risk.

Agents

ProWriters

JULY 16, 2025

You’re sure to find the policy your client needs, and at a competitive rate. Start taking advantage of the way we’ve streamlined finding and selling Cyber Liability Insurance for small businesses. Registered ProWriters brokers use our proprietary Digital IQ Comparative Rate platform. Register as a ProWriters broker today.

Cyber

Distinguished

JUNE 30, 2025

Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.

Liability

Distinguished

JUNE 30, 2025

Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters. Cyber liability insurance: Provides coverage in the event of data breaches and cyberattacks, which can compromise customer and business information.

Liability

ProWriters

JULY 30, 2025

Retail Cyber Insurance protects businesses from the expenses and financial losses associated with a cyber attack—protection that general liability policies don’t offer. Reportedly, however, neither Harrods nor Co-op were. They could end up responsible for whatever losses they incur.

Cyber

Cowbell

MAY 29, 2025

Cowbell partners with Wizer to offer microlearning videos and phishing simulations for all policyholders at no additional cost during their first policy year. Setting a patch management policy will be crucial in helping your company be better protected from cyberattacks.

Cyber

Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. Food spoilage and contamination coverage: Compensates for losses due to spoiled inventory or business interruptions caused by foodborne illness.

Liability

Distinguished

MAY 13, 2025

Thats why they need broad and comprehensive insurance policies that can cover them, whether theres a fire in the kitchen or a slip at the pool. Liquor liability : A specific liability policy designed to shield hotels from the cost of being held liable for incidents resulting from serving alcohol. Still have doubts?

Broker

Insurance Journal

JUNE 2, 2025

President Donald Trump’s aggressive trade policy again dominated … manufacturing contracted for a third straight month in May and suppliers took the longest time in nearly three years to deliver inputs amid tariffs, potentially signaling looming shortages of some goods.

Policy

Prof. Allan Manning

FEBRUARY 3, 2025

This means that no Terrorism Levy is charged by Insurers and that if the Federal Government and the Minister for Finance in particular declares some event a terrorism event, then any exclusion found within a Landlord’s policy will not be void and claims where there is an exclusion will not be paid.

Policy

Property Insurance Coverage Law

SEPTEMBER 10, 2024

Resolving disputes through appraisal or arbitration may be, but is certainly not always, less costly and efficient.

Business Interruption

Insurance Journal

JULY 14, 2024

By Ezra Amacher A Texas nonprofit health system who purchased a specialized commercial property insurance policy is not covered for business interruption losses caused by COVID-19, a 5th Circuit Court of Appeals panel ruled, relying on existing precedent that COVID-19 …

Business Interruption

Prof. Allan Manning

JULY 29, 2024

A wide range of topics were covered from an update on recent court cases involving general insurance claim decisions, a detailed analysis of the Reasonable Care Condition found in many policies by LMI Legal, lessons learned from business interruption losses by LMI Forensics, issues around storm damage to solar panels by LMI Claims, a detailed run through (..)

Claim

Prof. Allan Manning

FEBRUARY 24, 2024

L oss Management International (Post loss Claims Preparation and Loss Adjusting) , Risk Management International (Pre Loss policy program reviews and business interruption sum insured reviews), and Claims Management International (Post Loss Third Party Administration services) based in Melbourne, Australia.

Business Interruption

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage

Prof. Allan Manning

FEBRUARY 24, 2023

A number of pre loss services are also provided by the LMI Group, including Business Interruption Sum Insured Reviews, Policy Drafting, Insurance Program Reviews, Risk Surveys, and Risk Engineering Services along with Business Continuity Management Services, and Cyber Security Reviews.

Insurance Industry

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy

Insurance Journal

SEPTEMBER 6, 2024

The owners of London’s ExCel conference center on Friday won an appeal brought by insurers, including Allianz, over pandemic-related losses, which its lawyers said could help thousands of other policyholders. London International Exhibition Centre Plc took legal action at London’s …

Policyholder

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging. What Is a Cyber Insurance Broker?

Insurance Broker

Insurance Journal

OCTOBER 1, 2024

CONYERS, Ga. (AP) AP) — Some residents east of Atlanta were evacuated while others were told to shelter in place Sunday to avoid contaminants from a chemical plant fire that sent a massive plume of dark smoke high into the sky …

Business Interruption

Insurance Journal

DECEMBER 15, 2024

Courts across the country have overwhelmingly ruled in favor of insurance carriers in claims disputes following the government-ordered closures of businesses during the COVID-19 pandemic. The North Carolina Supreme Court last week bucked that trend, becoming just the second state …

Insurance Carrier

Jackson & Jackson

APRIL 28, 2024

Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets. Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. Think about business interruption insurance to protect your income stream during repairs.

Business Interruption

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

Commercial Insurance

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss. Shop around and compare different policies to find the best coverage at a reasonable price.

Commercial Property

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Insurance needs evolve as your business grows.

Business Interruption

Protect Commercial Insurance

JANUARY 21, 2021

FCA Test Case: Response of non-damage business interruption extensions to COVID-19 losses Supreme Court Decision: Update 19 January 2021 The Supreme Court judgment in the FCA Business Interruption Test Case was published on Friday 15 January 2021.

Business Interruption

Cowbell

SEPTEMBER 23, 2024

Employees who believe that they are exempt from their organization’s security policies and bypass them. Protect Organizations need to protect their users and devices by enforcing security policies and securing their data. They are often targeted by attackers through social engineering or spear-phishing campaigns.

Cyber

Prof. Allan Manning

FEBRUARY 28, 2024

With this background and as a follow up to yesterday’s post on the need for a review of sub-limits, I do urge everyone to carefully consider the length of the Indemnity Period on client’s policies. That is why we developed LMI ContinuityCoach.

Claim

Risk Management Monitor

JUNE 13, 2023

Normal 0 false false false EN-US X-NONE X-NONE Normal 0 false false false EN-US X-NONE X-NONE As the hurricane season gets underway, the following tips can help businesses update and strengthen natural disaster recovery plans: Review your business interruption insurance. Update your current disaster recovery plan. Do a dry run.

Business Interruption

Triple-I: Business Insurance

OCTOBER 1, 2024

Another way the insurance industry would be affected is from losses from coverage protecting against adverse business costs of events, such as strikes. These coverages include, but are not limited to, business interruption, political risk, credit, supply-chain insurance, and some marine and cargo.

Insurance Industry