Insurance Journal

JULY 28, 2025

As data center construction booms across the United States, a pair of legal experts recently said the lack of commercial insurance products customized for data centers present potential pitfalls that could surface if operators aren’t paying close attention to policy …

Commercial Insurance

Protect Commercial Insurance

JUNE 20, 2025

Key Components of Office Insurance Office insurance is not a one-size-fits-all policy. It’s a versatile package designed to meet the unique needs of different businesses. – Contents Insurance : Covers items such as office furniture, computers, and other equipment.

Protection

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation

Distinguished

JUNE 30, 2025

Distinguished’s restaurant insurance offers comprehensive coverage tailored to address the common risks faced by South Carolina restaurants. Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.

Liability

Distinguished

JUNE 30, 2025

Distinguished’s restaurant insurance offers comprehensive coverage tailored to address the common risks faced by South Carolina restaurants. Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.

Liability

Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business.

Liability

Distinguished

MAY 13, 2025

Thats why they need broad and comprehensive insurance policies that can cover them, whether theres a fire in the kitchen or a slip at the pool. Property : General property insurance covers the hotel business property, protecting the physical buildings and structures from covered perils.

Broker

Prof. Allan Manning

FEBRUARY 3, 2025

This means that no Terrorism Levy is charged by Insurers and that if the Federal Government and the Minister for Finance in particular declares some event a terrorism event, then any exclusion found within a Landlord’s policy will not be void and claims where there is an exclusion will not be paid.

Policy

Property Insurance Coverage Law

SEPTEMBER 10, 2024

Resolving disputes through appraisal or arbitration may be, but is certainly not always, less costly and efficient.

Business Interruption

Insurance Journal

JULY 14, 2024

By Ezra Amacher A Texas nonprofit health system who purchased a specialized commercial property insurance policy is not covered for business interruption losses caused by COVID-19, a 5th Circuit Court of Appeals panel ruled, relying on existing precedent that COVID-19 …

Business Interruption

Prof. Allan Manning

JULY 29, 2024

A wide range of topics were covered from an update on recent court cases involving general insurance claim decisions, a detailed analysis of the Reasonable Care Condition found in many policies by LMI Legal, lessons learned from business interruption losses by LMI Forensics, issues around storm damage to solar panels by LMI Claims, a detailed run through (..)

Claim

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage

Prof. Allan Manning

FEBRUARY 24, 2024

L oss Management International (Post loss Claims Preparation and Loss Adjusting) , Risk Management International (Pre Loss policy program reviews and business interruption sum insured reviews), and Claims Management International (Post Loss Third Party Administration services) based in Melbourne, Australia.

Business Interruption

Prof. Allan Manning

FEBRUARY 24, 2023

A number of pre loss services are also provided by the LMI Group, including Business Interruption Sum Insured Reviews, Policy Drafting, Insurance Program Reviews, Risk Surveys, and Risk Engineering Services along with Business Continuity Management Services, and Cyber Security Reviews.

Insurance Industry

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy

Jackson & Jackson

APRIL 26, 2024

One of the most crucial aspects to consider is commercial property insurance. This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events.

Commercial Property

Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. This article aims to provide an in-depth overview of ensuring multi-unit commercial properties in California, highlighting key considerations for investors.

Property Insurance

Jackson & Jackson

APRIL 28, 2024

How to Avoid It: Regularly review and update your insurance coverage to match the current value of your property and its contents. Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets. In California, consider adding earthquake and flood insurance.

Business Interruption

Jackson & Jackson

APRIL 10, 2024

Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. It protects you from claims arising from accidents or injuries on your property.

Commercial Property

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

The Importance of Property Insurance Property insurance covers your business’s physical assets, such as buildings, equipment, and inventory. It covers claims of negligence or mistakes in the services you provide, helping maintain your business’s reputation and financial stability.

Business Insurance

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption.

Commercial Insurance

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Insurance needs evolve as your business grows.

Business Interruption

Property Insurance Centre

JANUARY 16, 2025

Flood damage can include physical destruction of property, inventory loss, and business interruption costs, making insurance a vital component of risk management. Business Interruption: Compensation for lost income during downtime caused by flooding. Insurers are also evolving their offerings.

Commercial

Prof. Allan Manning

FEBRUARY 28, 2024

With this background and as a follow up to yesterday’s post on the need for a review of sub-limits, I do urge everyone to carefully consider the length of the Indemnity Period on client’s policies. That is why we developed LMI ContinuityCoach.

Claim

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Whether your company experienced growth, faced new challenges, or maintained steady operations, your insurance needs may have changed. Taking the time to review and update your policies now can save you from unexpected headaches and ensure your business is ready for whatever comes next.

Business Insurance

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. Understanding Economic Uncertainty In the ever-evolving world of business, economic uncertainty is a term that often pops up.

Commercial Insurance

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial

Protect Commercial Insurance

NOVEMBER 22, 2024

However, many providers offer affordable options designed specifically for small businesses. You can choose from a range of policies that include basic coverage to keep costs down. So, there’s a policy out there to suit just about every budget. Investing in the right policy can save you a lot of money in the long run.

Commercial Insurance

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing.

Business Insurance

Protect Commercial Insurance

NOVEMBER 8, 2024

This guide will teach you practical ways to save money on your commercial insurance. By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. The good news?

Commercial Insurance

Prof. Allan Manning

FEBRUARY 29, 2024

One of the ever increasing costs of being a landlord, particularly in Victoria is land tax and property rates. The values of properties are being reviewed by state governements and/or local councils and it is going up year on year.

Commercial

Protect Commercial Insurance

DECEMBER 6, 2024

The 17th century witnessed the birth of one of the first formal insurance markets in London, famously commemorated by Lloyd’s Coffee Housean iconic meeting spot for merchants and insurers discussing maritime risks. Theyre poised to offer bespoke policies covering everything from pollution liability to clean-up costs.

Commercial Insurance

Protect Commercial Insurance

JANUARY 10, 2025

For brokers, establishing solid insurance referral partnerships can be the golden key to success. These partnerships not only broaden your client base but also offer a seamless solution to meet customer needs across various policy areas, such as commercial property.

Building

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Let’s dive in and discover the insurance options that are essential for your business’s protection.

Cyber

Protect Commercial Insurance

MARCH 14, 2025

Introduction Running a business in the UK comes with its set of challenges and responsibilities, one of the most important being safeguarding your companys assets. Commercial property insurance is a key component in this protection, offering a safety net against unexpected disasters.

Commercial Property