Remove Business Owners Policy Remove Liability Remove Personal Property
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Business Owner’s Policy for Restaurants

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From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

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The BOP offers business income coverage on an actual loss sustained basis, which is not available in our Restaurant Package program. Q: What are your property and general liability deductible options? A: Our Restaurant BOP deductible options are $1,000, $2,500 and $5,000 for property. We do not offer GL deductibles.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

Distinguished

The BOP offers business income coverage on an actual loss sustained basis, which is not available in our Restaurant Package program. Q: What are your property and general liability deductible options? A: Our Restaurant BOP deductible options are $1,000, $2,500 and $5,000 for property. We do not offer GL deductibles.

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Why Regular Home Insurance Policy Reviews Are Essential 

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Similarly, if someone moves out of your house, you may no longer need a high limit for your personal property coverage. If you started a business in your home, you might also need an additional business owners policy to keep you covered.