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Business Owner’s Policy for Restaurants

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Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

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Small to midsize upscale dining establishments : Less formal than traditional fine dining, these restaurants generally close by 11:00 PM and have limited liquor sales. Q: What are the ineligible risk characteristics? Q: Will you consider a risk where food is cooked at one location and sold at another? A: Possibly.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

Distinguished

Small to midsize upscale dining establishments : Less formal than traditional fine dining, these restaurants generally close by 11:00 PM and have limited liquor sales. Q: What are the ineligible risk characteristics? Q: Will you consider a risk where food is cooked at one location and sold at another? A: Possibly.