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Conquering claims chaos after natural disasters

Insurance Journal

Crime thrives in chaos, making natural disasters the perfect backdrop for insurance claims fraud. This post is part of a series sponsored by Cotality. When the ashes have settled after a wildfire or when hail stops falling and flood waters …

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A Comprehensive Guide to Understanding Commercial Property Insurance

Protect Commercial Insurance

Common Exclusions and Limitations While commercial property insurance is quite comprehensive, it’s essential to be aware of common exclusions and limitations. Does the local crime rate affect security? Non-compliance can sometimes void insurance claims. Not every potential risk is covered under a standard policy.

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

Factors Influencing Premiums Understanding what affects your insurance premiums can help you make informed decisions. Several factors contribute to the cost of your commercial property insurance premiums: – Location of the Business : A business located in an area prone to crime or natural disasters may face higher premiums.

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Viewpoint: The Vital Role of Claim Professionals After Cyberattacks

Insurance Journal

A crime victim will need a deep bench when responding to a cyber incident. While the role of brokers, privacy counsel and forensic investigators is well understood, the contribution of insurance claim professionals cannot be overlooked. A victim may have …

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RIMS TechRisk/RiskTech: Using Cyberrisk Analytics to Improve Your Cyber Insurance Program

Risk Management Monitor

Armed with this data, companies can take steps to make it easier to access optimal cyber insurance coverage and better insurance pricing.

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Top Reasons Your Home Insurance Premium Might Increase [2024]

TGS

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases.